Equity
€1.6m from €2.8m in 2018
Equity fell by 43% in 7 years.
OSMANA
Lifetime
19 annual accounts with figures on one time axis, 25 filings since 2001peak €369,881 (2021)
-€161,915▼ €84,510
lowest -€1.0m (2020)
-€318,375▼ €91,059
peak €2.8m (2018)
€1.6m▼ 16.8%
€2.8m▲ 15.7%
peak 1 FTE (2009)
-not published
Board1 name since 2000
1 directorOeyen Jan
Documentsfilings and deeds
13-07-202618 days before the deadline
2025abbreviated format
Gross margin from -€77,405 to -€161,915Loss of €318,375Equity from €1.9m to €1.6mDebts from €2.4m to €2.8mInvestments €730,068Cash from €61,119 to €15,091
Key points
from the 2025 annual accountsLosses
-€893,669 in four years
Every financial year from 2022 to 2025 closed with a loss. 2025 was the heaviest.
Position in the sector
-€318,375
Lower net result than 95% of companies in head offices and management consultancy. Sector median €37,464 · 10,858 companies.
Turnover not published (abbreviated format)
Checked score
86
Excellent
Financially stronger than 17% of small companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 4,522 companies (NACE 70, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.2%▲ +0.1 percentage points vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.2 percentage points vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 1.00, cash €15,091, halved
Loss of €318,375, the second in a row (financial year 2025)
lowers risk
Size: total assets €4.4m
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 36% of them on solvency, 20% on liquidity, 3% on profitability and 11% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as OSMANA has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of OSMANA itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for OSMANA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €130,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.0 (2.81 in 2024), below the usual 1.5. Short-term debt is 33.6% and cash 0.3% of total assets. 63.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€318,375
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 days early
2024
29 days late
2023
36 days early
2022
17 days early
2021
75 days late
2020
31 days early
2019
108 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 16 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 July (4 of the last 5 accounts filed within 46 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0469767040
Registered office moved from Kasterlee to Antwerp
New registered office: Korte Nieuwstraat 30/11 te 2000 Antwerpen · Previous registered office: Turnhoutsebaan 184 te 2460 Kasterlee · Gazette deed
First establishment
Korte Nieuwstraat 30, Antwerp
Incorporation
published on 12-02-2000 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OSMANA Antwerp | €4.4m | -€161,915 | 36.2% | - |
| READING HOLDINGS Antwerp | €3.9m | -€40,564 | 75.2% | - |
| BAYFIELD Antwerp | €3.6m | -€581,358 | 20.5% | - |
| CHRIMAJO Kontich | €3.7m | -€7,312 | 99.3% | - |
| SUMA Ravels | €4.0m | -€17,968 | 99.1% | 0 |
| JALEHO Schoten | €3.6m | -€45,600 | 54.5% | 0 |
| MONO INVEST Soumagne | €4.5m | -€6,725 | 100.0% | - |
These companies have the same main activity as OSMANA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €3.6m and €4.5m, founded between 1996 and 2003.
Official details
Source: KBO- Status
- Active since 01-02-2000Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.099.621.4182000 Antwerp, since 20-06-2000
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Annual accounts 2025
- €4.4m▲ 1.3%
- Filing
- Filed on 13-07-2026, 18 days before the end of the filing period
Insights on OSMANA
OSMANA files the abbreviated format. That format states no turnover. The gross margin fell from €146,625 in 2007 to -€161,915 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OSMANA
- What is the company number of OSMANA?
- The company number of OSMANA is 0469.767.040. The VAT number is the same number with BE in front: BE 0469.767.040.
- Where is OSMANA based?
- The registered office is at Korte Nieuwstraat 30, 2000 Antwerp.Company details
- What does OSMANA do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of OSMANA?
- OSMANA is a private limited company (pre-2019) (BVBA).
- When was OSMANA founded?
- OSMANA was founded on 01-02-2000.
- Is OSMANA still active?
- Yes, OSMANA is an active enterprise in the KBO register.
- How many employees does OSMANA have?
- OSMANA had an average of 0.3 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- What is the turnover of OSMANA?
- The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.
- Is OSMANA profitable?
- In financial year 2025, OSMANA made a loss of €318,375.
- Where can I find the annual accounts of OSMANA?
- OSMANA filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OSMANA due?
- OSMANA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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