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MnM-Tech

Active Private limited companyfounded 2008active for 17 yearsPrinsenstraat 38, 3500 HasseltKBO/BCE: BE 0808.422.645

Lifetime

17 annual accounts with figures on one time axis
peak €72,032 (2019)
€45,501▲ 6.4%
lowest -€79,641 (2018)
€3,516▲ 15.7%
peak €151,664 (2011)
€88,047▲ 4.2%
€116,162▼ 60.6%
peak 1 FTE (2010)
-not published
Board2 names since 2021
2 directorsMaassen Monique and 1 other
Documentsfilings and deeds
17-06-202644 days before the deadline
2025abbreviated format
Debts from €294,462 to €116,162Investments €71,726Cash from €47,736 to €85,172

Key points

from the 2025 annual accounts

Equity

€88,047 from €151,664 in 2011

Equity fell by 42% in 14 years.

Investments

€71,726 2.3 × depreciation
20212022202320242025

Green is investment, beige is depreciation. Machinery stands 22741.6% higher than in 2024.

Filings

17 annual accounts since 2009
AprilJune31 JulyOctober2010201520202025

The last five annual accounts were filed 31 to 44 days before the end of the period.

Checked score

91
Excellent
Financially stronger than 43% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.2 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026highest value 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.1%▼ -0.2 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

68+21equity 43.1% of total assets
71+31short-term debt 56.9% · cash 41.7%
71+20return on assets 1.7%

Score breakdown

raises risk
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 0.97, cash €85,172
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €204,209
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 38% of them on solvency, 54% on liquidity, 29% on profitability and 49% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 10,904 companies had the same profile as MnM-Tech has now. Each dot stands for 28 companies, two years later.

95.1%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of MnM-Tech itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 10,904 companies, not a prediction for MnM-Tech. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €8,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.97 (1.68 in 2024), below 1. Short-term debt is 56.9% and cash 41.7% of total assets. 56.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 0.97, cash €85,172
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €204,209
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 days early
2024
37 days early
2023
41 days early
2022
40 days early
2021
31 days early
2020
39 days early
2019
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 39 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

MM
Director
MJ
Director
Board & ownership

Recent changes

Registered office moved from Tessenderlo-Ham to Hasselt New registered office: Prinsenstraat 38/10, 3500 Hasselt · Previous registered office: Russelenberg 25B, 3980 Tessenderlo-Ham · General meeting of 07-02-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0808422645
Environmental permit granted Bouwen of herbouwen, Nieuwbouw of aanleggen · Laakdal
Changes of role: Mannaerts Johan (director) and Maassen Monique (director) General meeting of 14-06-2023 · Gazette deed
All 33 events

Comparable companies

same main activity, similar in size and age
Company
MnM-Tech Hasselt €204,209 €45,501 43.1% -
SPICE IT Beringen €178,765 €46,621 18.7% -
BEVACO Diepenbeek €209,665 €40,457 98.2% -
LOOKOUT Herselt €218,962 €45,695 81.2% -
Oak Consultancy Services Ostend €201,538 €49,188 29.5% -
GITEC CONSULTANCY Nazareth-De Pinte €217,170 €43,210 92.2% -
LIGNUM Aalst €211,721 €43,678 77.4% -

These companies have the same main activity as MnM-Tech: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €179,000 and €219,000, founded between 2007 and 2010.

Official details

Source: KBO
Status
Active since 11-12-2008Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200and 2 others
Establishment unit
2.175.507.1893500 Hasselt, since 11-12-2008
Financial year end
31 December
Peppol
Reachable since 06-10-2025
Company details

Annual accounts 2025

≈ €160,000estimated
€204,209▼ 46.1%
Filing
Filed on 17-06-2026, 44 days before the end of the filing period
Financials

Insights on MnM-Tech

MnM-Tech files the abbreviated format. That format states no turnover. The gross margin rose from -€7,023 in 2009 to €45,501 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about MnM-Tech

What is the company number of MnM-Tech?
The company number of MnM-Tech is 0808.422.645. The VAT number is the same number with BE in front: BE 0808.422.645.
Where is MnM-Tech based?
The registered office is at Prinsenstraat 38, 3500 Hasselt.Company details
What does MnM-Tech do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of MnM-Tech?
MnM-Tech is a private limited company (BV).
When was MnM-Tech founded?
MnM-Tech was founded on 11-12-2008.
Is MnM-Tech still active?
Yes, MnM-Tech is an active enterprise in the KBO register.
What is the turnover of MnM-Tech?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €45,501 and 81 comparable companies (NACE 62200). It probably lies between €120,000 and €220,000.Financials
Is MnM-Tech profitable?
In financial year 2025, MnM-Tech made a profit of €3,516.
Where can I find the annual accounts of MnM-Tech?
MnM-Tech filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MnM-Tech due?
MnM-Tech must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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