Equity
€415,515 ▼ 12.5%
CONFInANCES paid out €183,518 in dividends. That is 148% of the 2025 profit.
CONFInANCES
Lifetime
12 annual accounts with figures on one time axispeak €243,306 (2025)
€243,306▲ 160%
peak €124,227 (2025)
€124,227▲ 41×
peak €474,806 (2024)
€415,515▼ 12.5%
€331,439▼ 55.2%
Board1 name since 2013
1 directorVan Zeebroeck Gerbrand
Documentsfilings and deeds
15-06-202646 days before the deadline
2025micro format
Gross margin from €93,633 to €243,306Result from €3,047 to €124,227Registered office moved within Aarschot 29-08Dividend €183,518Equity from €474,806 to €415,515Debts from €740,015 to €331,439
Key points
from the 2025 annual accountsResult
€124,227 ▲ 41×
The result rose in 2025: mostly from a one-off income of €181,809.
Turnover
≈ €410,000 estimated
The micro format states no turnover.
Liquidity
1.93 was 0.35 in 2024
Short-term debts fell from €388,669 to €117,479.
Filings
12 annual accounts since 2014
Three of the last ten came late. The 2023 accounts came latest: 30 days after the end of the period.
Position in the sector
€124,227
Higher net result than 89% of companies in head offices and management consultancy. Sector median €27,168 · 39,358 companies.
Checked score
90
Excellent
Financially stronger than 46% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,555 companies (NACE 70, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.9%▲ +0.7 percentage points vs 08-2025
10-2025: 0.3%▼ -0.6 percentage points vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.4%▲ +0.1 percentage points vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.7%▲ +0.3 percentage points vs 07-2026
09-2026: 0.9%▲ +0.2 percentage points vs 08-2026highest value
10-2026: 0.2%▼ -0.7 percentage points vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Size: total assets €746,954
Figures for financial year 2025 (filed on 15-06-2026)
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 51% of them on solvency, 47% on liquidity, 59% on profitability and 26% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as CONFInANCES has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.1%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of CONFInANCES itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for CONFInANCES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.93 (0.35 in 2024), above the usual 1.5. Short-term debt is 15.7% and cash 8% of total assets. 44.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 days early
2024
30 days late
2023
30 days late
2022
1 day late
2021
27 days early
2020
23 days early
2019
4 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Van Zeebroeck Gerbranddeed of 24-01-2024
- Petersdeed of 24-01-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0537567664
Registered office moved within Aarschot
New registered office: Gijmelbergstraat 17d, 3201 Aarschot (Langdorp) · Previous registered office: Steystraat 36, 3200 Aarschot · General meeting of 01-07-2025 · Gazette deed
Change of role: Van Zeebroeck Gerbrand, from statutory manager to statutory director
Capital contribution of €6,200 · General meeting of 21-12-2023 · Gazette deed
New establishment in Knokke-Heist
Studio Oskar, Paul Parmentierlaan 237
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CONFInANCES Aarschot | €746,954 | €243,306 | 55.6% | - |
| MATHUES COMMUNICATION & MARKETING CONSULTING Tienen | €702,226 | €239,243 | 68.0% | - |
| Die Huys Haacht | €679,209 | €274,110 | 85.1% | - |
| SFH Zoutleeuw | €618,105 | €234,848 | 90.5% | - |
| SVR Management Keerbergen | €869,439 | €215,792 | 17.4% | - |
| KENDOE CONSULTING Halle | €674,592 | €205,835 | 93.7% | - |
| SIMAC Solutions Landen | €837,534 | €292,541 | 70.2% | - |
These companies have the same main activity as CONFInANCES: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €618,000 and €869,000, founded between 2012 and 2014.
Official details
Source: KBO- Status
- Active since 20-08-2013Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment units
- 2.221.373.6403201 Aarschot, since 01-10-2013
- 2.312.371.4198300 Knokke-Heist, since 01-01-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Annual accounts 2025
- €746,954▼ 38.5%
- Filing
- Filed on 15-06-2026, 46 days before the end of the filing period
Insights on CONFInANCES
CONFInANCES files the micro format. That format states no turnover. The gross margin rose from €46,537 in 2014 to €243,306 in 2025.
The balance sheet grew most from 2017 to 2019 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CONFInANCES
- What is the company number of CONFInANCES?
- The company number of CONFInANCES is 0537.567.664. The VAT number is the same number with BE in front: BE 0537.567.664.
- Where is CONFInANCES based?
- The registered office is at Gijmelbergstraat 17, 3201 Aarschot.Company details
- What does CONFInANCES do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of CONFInANCES?
- CONFInANCES is a private limited company (BV).
- When was CONFInANCES founded?
- CONFInANCES was founded on 20-08-2013.
- Is CONFInANCES still active?
- Yes, CONFInANCES is an active enterprise in the KBO register.
- What is the turnover of CONFInANCES?
- The turnover in financial year 2025 is ≈ €410,000. This figure is estimated from the gross margin of €243,306 and 109 comparable companies (NACE 70200). It probably lies between €350,000 and €490,000.Financials
- Is CONFInANCES profitable?
- In financial year 2025, CONFInANCES made a profit of €124,227.
- Where can I find the annual accounts of CONFInANCES?
- CONFInANCES filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CONFInANCES due?
- CONFInANCES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.