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Armon

Active
Private limited companyfounded 1974active for 52 yearsSint-Andriesplaats 9, 2000 Antwerpen, BelgiumKBO/BCE: BE 0414.623.035
Summary

The computed 12-month bankruptcy probability of Armon is 2.1% (moderate). The 2025 annual accounts show negative equity (-€25,201) and a net result of €2,454. Equity has been growing by about 10% per year since 2019. Its solvency ranks better than 12% of 22,773 sector peers (NACE 47, financial year 2025). The company has been active since 1974 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 03-09-1974 Normal situation
Activity
Retail sale of other sporting goods NACE 47639
Establishment unit
2.010.500.192 2018 Antwerpen, since 01-09-1974
Financial year end
31 March
Peppol
Reachable since 01-04-2026

Board and ownership

Board

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.1%
Annual accounts to 31-03-2025
Gross margin
€17,910
▼ 22.8%
Turnover
≈ €130,000
estimated
Profit
€2,454
▼ 69.2%
Equity
-€25,201
▲ 8.9%
Total assets
€47,745
▼ 35.7%
  • Negative equity on 31-03-2025
  • 2026 accounts not filed, 2 days past the deadline
Score breakdownraises riskSector: Retail trade (NACE 47)Figures for financial year 2025 (filed on 31-10-2025)Negative equity -€25,201lowers riskSize: total assets €47,745Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 33% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -52.8% of total assets
Liquidity 4+2
short-term debt 152.8% · cash 3.4%
Profitability 75-7
return on assets 5.1%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.3% 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.3%● unchanged vs 05-2025 07-2025: 1.3%● unchanged vs 06-2025 08-2025: 1.3%● unchanged vs 07-2025 09-2025: 1.3%● unchanged vs 08-2025 10-2025: 1.7%▲ +0.4 percentage points vs 09-2025 11-2025: 1.1%▼ -0.6 percentage points vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026lowest value 05-2026: 1.1%● unchanged vs 04-2026lowest value 06-2026: 1.1%● unchanged vs 05-2026lowest value 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.1%● unchanged vs 07-2026 09-2026: 1.1%● unchanged vs 08-2026 10-2026: 2.0%▲ +0.9 percentage points vs 09-2026 11-2026: 2.1%▲ +0.1 percentage points vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.26 (0.3 in 2024), below 1. Short-term debt is 152.8% and cash 3.4% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 6% on liquidity, 62% on profitability and 59% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €47,745
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Figures for financial year 2025 (filed on 31-10-2025)
NBB · annual accounts
raises risk · Negative equity -€25,201
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 22773 sector peers (2025).
NBB · sector comparison
Position among 22773 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
on the day
2024
on the day
2023
1 day early
2022
36 days late
2021
61 days early
2019
50 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 4 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€25,201 View
  • Caution: Lower solvency than 88% of companies in retail tradesector median 33.2% · 22,773 companies -52.8% View

Recent changes

  1. · Gazette deed Change of role: DEGENDT Armand, from manager to directorAppointment: DEGENDT Alain (bijkomend bestuurder)
All 12 events

Comparable companies

These companies have the same main activity as Armon: retail sale of other sporting goods (NACE 47639). They are comparable in size and age: total assets between €48,000 and €83,600, founded between 1980 and 1994.

CompanyTotal assetsGross margin
Armon Antwerpen€47,745€17,910
BADCON Kapellen€48,019€20,987
MATHEUSSEN WATERSPORT Oud-Turnhout€74,099€29,141
CAP NATURE Manhay€80,597€22,857
B.A.Performances Ittre€66,106€30,152
CLR Projects Beersel€83,590€21,716
YEARLING Sint-Genesius-Rode€51,332€45,097
Full comparison

Key facts about Armon

What is the company number of Armon?
The company number of Armon is 0414.623.035. The VAT number is the same number with BE in front: BE 0414.623.035.
Where is Armon based?
The registered office is at Sint-Andriesplaats 9, 2000 Antwerpen.Company details
What does Armon do?
According to the KBO register, the main activity is retail sale of other sporting goods (NACE 47639).
What is the legal form of Armon?
The legal form of Armon is Private limited company (BV).
When was Armon founded?
Armon was founded on 03-09-1974.
Is Armon still active?
Yes, Armon is an active enterprise in the KBO register.
What is the turnover of Armon?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €17,910 and 42 comparable companies (NACE 476). It probably lies between €68,000 and €290,000. It is a rough estimate.Financials
Is Armon profitable?
In financial year 2025, Armon made a profit of €2,454.
Where can I find the annual accounts of Armon?
Armon filed 45 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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