Skip to content

Tuinwijk

Active
Private limited companyfounded 1928active for 98 yearsMeersstraat 8, 9160 Lokeren, BelgiumKBO/BCE: BE 0400.180.131
Summary

Tuinwijk has been active since 1928 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39.8m and a net result of €146,202. Equity has been growing by about 5.5% per year since 2018. Its solvency ranks better than 41% of 5,797 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 01-01-1928 Normal situation
Activity
Buying and selling of own real estate NACE 68110and 1 other
Joint committee
339.01 Approved social housing companies · annual accounts 2025
Establishment unit
2.230.914.183 9160 Lokeren, since 01-01-1928
Financial year end
31 December
Peppol
Reachable since 24-11-2025

Board and ownership

Board
and 12 others
Auditor
Verifin

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Turnover
€9.8m
▲ 8.1%
Profit
€146,202
▼ 38.3%
Equity
€39.8m
▲ 2.7%
Total assets
€141.4m
▲ 13.8%
Employees on 31-12-2025
24
▲ 4.3%
Score breakdownraises riskProfit of €146,202 (financial year 2025)lowers riskSize: turnover €9.8m, 22.1 FTE, total assets €141.4mFounded in 1928Liquidity: current ratio 2.43, cash €11.4mShow the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of small companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 53-3
equity 28.2% of total assets
Liquidity 60-3
short-term debt 4.6% · cash 8.1%
Profitability 57-1
return on assets 0.1%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,995 companies, NACE 68, small)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: 0.1%▲ +0.1 percentage points vs 04-2025 06-2025: < 0.1%▼ -0.1 percentage points vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: 0.1%● unchanged vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value
Credit of up to €950,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.43 (2.93 in 2024), above the usual 1.5. Short-term debt is 4.6% and cash 8.1% of total assets. However, 71.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 48% of them on solvency, 87% on liquidity, 56% on profitability and 62% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: turnover €9.8m, 22.1 FTE, total assets €141.4m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1928
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 2.43, cash €11.4m
NBB · annual accounts
raises risk · Profit of €146,202 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
56 days early
2024
38 days early
2023
57 days early
2022
53 days early
2021
54 days early
2020
66 days early
2019
65 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 56 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Largest company by total assets in Lokeren, Real estate sectorin the Checked rankings No. 1 View
  • Positive: 7 years of growth in a rowturnover 2025: €9.8m 7 years View
  • 2 restructurings since 2024latest: branch transferred to BV DE THUISBOUWER 2 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: Result fell in 2025from €236,802 to €146,202 ▼ 38.3% View
  • Flemish supportawarded from 2022 to 2025 €9.4m View
  • Public contracts awardedto 5 suppliers, 2024 to 2025 5 awards View

Recent changes

  1. · Gazette deed Appointment: Verifin bv (statutory auditor)Permanent representatives: Michael Van Praet and Geert Van Hemelryck
  2. · Gazette deed Appointments: Johan Van Havermaet, Isabelle Van de Velde and 12 others
  3. · Gazette deed Demerger: TUINWIJK splits off to BV DE THUISBOUWERIssue of 17,336 shares
All 27 events

Comparable companies

These companies have the same main activity as Tuinwijk: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €37m and €220m, founded between 1955 and 1976.

CompanyTotal assetsTurnover
Tuinwijk Lokeren€141.4m€9.8m
D'IETEREN IMMO Ixelles€219.6m€28.6m
UPGRADE ESTATE GROUP Ghent€131.1m-
WAVE Antwerp€186.2m€30.1m
KORAMIC DEVELOPMENT PROJECTS Kortrijk€36.8m€24.1m
Altrad Logistics Benelux Beveren-Kruibeke-Zwijndrecht€47.0m€17.0m
Delimmo Asse€175.7m€88.4m
Full comparison

Key facts about Tuinwijk

What is the company number of Tuinwijk?
The company number of Tuinwijk is 0400.180.131. The VAT number is the same number with BE in front: BE 0400.180.131.
Where is Tuinwijk based?
The registered office is at Meersstraat 8, 9160 Lokeren.Company details
What does Tuinwijk do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of Tuinwijk?
Tuinwijk is a private limited company (BV).
When was Tuinwijk founded?
Tuinwijk was founded on 01-01-1928.
Is Tuinwijk still active?
Yes, Tuinwijk is an active enterprise in the KBO register.
How many employees does Tuinwijk have?
Tuinwijk had an average of 22.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Tuinwijk fall under?
In its 2025 annual accounts, Tuinwijk states joint committee 339.01 (Approved social housing companies).
What is the turnover of Tuinwijk?
The turnover of Tuinwijk was €9.8m in financial year 2025, according to the filed annual accounts.
Is Tuinwijk profitable?
In financial year 2025, Tuinwijk made a profit of €146,202.
Where can I find the annual accounts of Tuinwijk?
Tuinwijk filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Tuinwijk due?
Tuinwijk must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.