Equity
€122.5m ▲ 0.6%
TIA - DELFIN has made a profit in every financial year since 2016.
TIA - DELFIN
Lifetime
10 annual accounts with figures on one time axispeak €2.8m (2022)
€952,420▼ 11.3%
peak €21.6m (2023)
€684,197▼ 96.4%
peak €122.5m (2025)
€122.5m▲ 0.6%
€262,087▲ 3.2%
peak 6.6 FTE (2021)
6.2 FTE▲ 14.8%
Board5 names since 2014
2 directorsChristiane Van Ryckeghem and 1 other
Owners
Documentsfilings and deeds
28-07-20263 days before the deadline
2025financial year
Result from €18.8m to €684,197Staff from 5.4 FTE to 6.2 FTE
Key points
from the 2025 annual accountsResult
€684,197 ▼ 96.4%
The result fell in 2025 from €18.8m to €684,197.
Staff
7 employees on 31-12-2025
In 2025, 4 people joined and 3 left.
Payment terms
58 days to suppliers
TIA - DELFIN pays its suppliers 55 days earlier than in 2024. Customers pay 16 days later.
Filings
10 annual accounts 4 late
The 2019 accounts came latest: 31 days after the end of the period.
Position in the sector
99.8%
Higher solvency than 95% of companies in head offices and management consultancy. Sector median 53.3% · 3,873 companies.
Checked score
91
Excellent
Financially stronger than 46% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 289.39, cash €2.8m
lowers risk
Equity €122.5m (99.8% of total assets)
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 28-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 41% on liquidity, 19% on profitability and 37% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €95,000 on 30-day terms is acceptable
Short-term debt is 0.2% and cash 2.3% of total assets. 0.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 days early
2024
on the day
2023
15 days early
2022
30 days late
2021
31 days late
2020
11 days early
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 9 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Resignation: Johan De letter (statutory director)
Reappointment: Christiane Van Ryckeghem (statutory director) · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0629884742
Reappointment: VRC Bedrijfsrevisoren BV (statutory auditor)
General meeting of 28-06-2024 · Gazette deed
2 directors reappointed
Changes of role: DE LETTER, Johan Marcel Cyrille (statutory director) and VAN RYCKEGHEM, Christiane Marie Antoinette (statutory director) · Reappointments: DE LETTER, Johan Marcel Cyrille (statutory director) and VAN RYCKEGHEM, Christiane Marie Antoinette (statutory director) · General meeting of 19-12-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TIA - DELFIN Nazareth-De Pinte | €1.0m | 4.6% | 99.8% | 6.2 |
| CAMINO Ghent | €1.4m | 29.1% | 99.7% | 7.8 |
| Actief Holding Lummen | €0.9m | 4.5% | 51.9% | 9.1 |
| ALDEA GROUP Merelbeke-Melle | €1.6m | - | 66.8% | 4.5 |
| CELSUS Aalter | €2.5m | 37.3% | 37.0% | 7 |
| METISCO Kruisem | €2.6m | 60.5% | 92.8% | 5.1 |
| VT-INVEST Aalter | €2.3m | 2.7% | 94.2% | 10.5 |
Grey: the largest companies of the sector (head offices and management consultancy (NACE 70)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as TIA - DELFIN: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €65m and €134m, founded between 2006 and 2012.
Official details
Source: KBO- Status
- Active since 08-05-2015Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.243.701.9519810 Nazareth-De Pinte, since 08-05-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 01-01-2026
Annual accounts 2025
- €122.8m▲ 0.6%
- Employeeson 31-12-2025
- 7▲ 16.7%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Companies linked to TIA - DELFIN
Subsidiaries and holdings
- S.E. INDUSTRIES100%
- SADEL100%
Insights on TIA - DELFIN
TIA - DELFIN has existed since 2015. In 2019 turnover rose from €523,027 to €1.6m.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TIA - DELFIN
- What is the company number of TIA - DELFIN?
- The company number of TIA - DELFIN is 0629.884.742. The VAT number is the same number with BE in front: BE 0629.884.742.
- Where is TIA - DELFIN based?
- The registered office is at Venecoweg 35, 9810 Nazareth-De Pinte.Company details
- What does TIA - DELFIN do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of TIA - DELFIN?
- TIA - DELFIN is a private limited company (BV).
- When was TIA - DELFIN founded?
- TIA - DELFIN was founded on 08-05-2015.
- Is TIA - DELFIN still active?
- Yes, TIA - DELFIN is an active enterprise in the KBO register.
- How many employees does TIA - DELFIN have?
- TIA - DELFIN had an average of 6.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does TIA - DELFIN fall under?
- In its 2025 annual accounts, TIA - DELFIN states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of TIA - DELFIN?
- The turnover of TIA - DELFIN was €952,420 in financial year 2025, according to the filed annual accounts.
- Is TIA - DELFIN profitable?
- In financial year 2025, TIA - DELFIN made a profit of €684,197.
- Where can I find the annual accounts of TIA - DELFIN?
- TIA - DELFIN filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TIA - DELFIN due?
- TIA - DELFIN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.