Debts
€2.5m 95% of the balance sheet
Financial debts 91%Suppliers 2%Taxes and wages 0%Other 7%
Of this, €241,693 falls due within a year.
TDC Consult
Lifetime
14 annual accounts with figures on one time axispeak €165,098 (2024)
€163,684▼ 0.9%
lowest -€50,263 (2022)
€33,436▼ 32.5%
peak €120,988 (2021)
€120,421▲ 38.4%
€2.5m▲ 126%
Board2 names since 2011
1 directorDE CLERCQ Tom
Documentsfilings and deeds
22-03-202639 days before the deadline
2025micro format
Result from €49,550 to €33,436Equity from €86,985 to €120,421Debts from €1.1m to €2.5mInvestments €1.5m
Key points
from the 2025 annual accountsInvestments
€1.5m 30.9 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 139.7% higher than in 2024.
Filings
14 annual accounts since 2012
The last five annual accounts were filed 31 to 44 days before the end of the period.
Checked score
86
Excellent
Financially stronger than 43% of small companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 2,650 companies (NACE 43, small).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.5%▲ +0.1 percentage points vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025highest value
04-2025: 0.4%▼ -0.1 percentage points vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.5%▲ +0.1 percentage points vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.2%▼ -0.3 percentage points vs 03-2026lowest value
05-2026: 0.2%● unchanged vs 04-2026lowest value
06-2026: 0.2%● unchanged vs 05-2026lowest value
07-2026: 0.2%● unchanged vs 06-2026lowest value
08-2026: 0.2%● unchanged vs 07-2026lowest value
09-2026: 0.2%● unchanged vs 08-2026lowest value
10-2026: 0.3%▲ +0.1 percentage points vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Specialised construction activities (NACE 43)
Equity €120,421 (4.5% of total assets)
lowers risk
Size: total assets €2.7m
Figures for financial year 2025 (filed on 22-03-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small). It does better than 6% of them on solvency, 63% on liquidity, 15% on profitability and 88% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,448 companies had the same profile as TDC Consult has now. Each dot stands for 4 companies, two years later.
95.6%
were still trading
2.1%
stopped another way
2.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TDC Consult itself is lower: 0.3% within 12 months. It rests on far more data about TDC Consult than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,448 companies, not a prediction for TDC Consult. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.41 (0.54 in 2024), below 1. Short-term debt is 9.1% and cash 1.7% of total assets. 95.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 35074 sector peers (2025).
NBB · sector comparisonPosition among 35074 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-03-2026, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 days early
2024
33 days early
2023
44 days early
2022
41 days early
2021
31 days early
2020
29 days early
2019
30 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 35 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 22 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end07-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0839683567
Environmental permit granted
Bouwen of herbouwen, Nieuwbouw of aanleggen, Nieuwe publiciteitsinrichting (met inbegrip van vernieuwen van een bestaande vergunning) · Zottegem
Appointments: DE CLERCQ Tom (director) and De Smet Fiona (director)
General meeting of 14-09-2022 · Gazette deed
Incorporation
published on 10-10-2011 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TDC Consult Lokeren | €2.7m | €163,684 | 4.5% | - |
| Group R Ghent | €2.9m | €250,486 | 18.6% | - |
| WOUTER VAN DAELE Langemark-Poelkapelle | €2.5m | €213,432 | 87.7% | - |
| EMANUBO Waregem | €2.7m | €161,552 | 33.8% | - |
| ARIEL INVEST Antwerp | €3.3m | €114,828 | 12.9% | 0.2 |
| IMMO LISS & DEVELOPPEMENT Charleroi | €3.1m | €172,151 | 48.4% | - |
| AWAR FINISH Zaventem | €3.5m | €214,686 | 13.8% | - |
These companies have the same main activity as TDC Consult: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €2.5m and €3.5m, founded between 2007 and 2014.
Official details
Source: KBO- Status
- Active since 28-09-2011Normal situation
- Activity
- Other specialised construction activitiesNACE 43990and 4 others
- Establishment unit
- 2.203.788.6299160 Lokeren, since 22-09-2011
- Financial year end
- 30 September
- Peppol
- Reachable since 24-11-2023
Annual accounts to 30-09-2025
- ≈ €670,000estimated
- €2.7m▲ 120%
- Filing
- Filed on 22-03-2026, 39 days before the end of the filing period
Insights on TDC Consult
TDC Consult files the micro format. That format states no turnover. The gross margin rose from €98,767 in 2012 to €163,684 in 2025.
The balance sheet grew most in 2025 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TDC Consult
- What is the company number of TDC Consult?
- The company number of TDC Consult is 0839.683.567. The VAT number is the same number with BE in front: BE 0839.683.567.
- Where is TDC Consult based?
- The registered office is at Doorslaardam 15, 9160 Lokeren.Company details
- What does TDC Consult do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of TDC Consult?
- TDC Consult is a private limited company (BV).
- When was TDC Consult founded?
- TDC Consult was founded on 28-09-2011.
- Is TDC Consult still active?
- Yes, TDC Consult is an active enterprise in the KBO register.
- What is the turnover of TDC Consult?
- The turnover in financial year 2025 is ≈ €670,000. This figure is estimated from the gross margin of €163,684 and 46 comparable companies (NACE 43990). It probably lies between €440,000 and €1.2m.Financials
- Is TDC Consult profitable?
- In financial year 2025, TDC Consult made a profit of €33,436.
- Where can I find the annual accounts of TDC Consult?
- TDC Consult filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TDC Consult due?
- TDC Consult must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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