Equity
€643,185 ▲ 166%
Equity rose in 2025: capital increase.
MARIMA
Lifetime
16 annual accounts with figures on one time axispeak €387,649 (2024)
€306,471▼ 20.9%
lowest -€78,333 (2013)
€19,750▼ 73.3%
peak €643,185 (2025)
€643,185▲ 166%
€2.3m▼ 11.0%
peak 1.4 FTE (2010)
-not published
Board2 names since 2021
2 directorsCATTEEUW Vanessa Simonne and 1 other
Documentsfilings and deeds
05-07-202626 days before the deadline
2025micro format
Gross margin from €387,649 to €306,471Result from €74,020 to €19,750Company renamed from RIGOLLE to MARIMA 13-06Equity from €242,035 to €643,185
Key points
from the 2025 annual accountsTurnover
≈ €610,000 estimated
The accounts state no turnover.
Debts
€2.3m 78% of the balance sheet
Financial debts 58%Suppliers 2%Taxes and wages 1%Other 38%
Of this, €880,284 falls due within a year.
Investments
€312,193 1.9 × depreciation
Green is investment, beige is depreciation.
Filings
16 annual accounts since 2010
Four of the last ten came late. The 2017 accounts came latest: 31 days after the end of the period.
Position in the sector
€643,185
More equity than 95% of companies in telecommunications. Sector median €36,190 · 334 companies.
Checked score
91
Excellent
Financially stronger than 50% of small companies in telecommunications (NACE 61)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 61 companies (NACE 61, small).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.2%
01-2025: 1.2%● unchanged vs 12-2024
02-2025: 1.3%▲ +0.1 percentage points vs 01-2025
03-2025: 1.5%▲ +0.2 percentage points vs 02-2025highest value
04-2025: 0.7%▼ -0.8 percentage points vs 03-2025
05-2025: 0.4%▼ -0.3 percentage points vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.5%▲ +0.1 percentage points vs 02-2026
04-2026: 0.6%▲ +0.1 percentage points vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.7%▲ +0.1 percentage points vs 05-2026
07-2026: 0.8%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%▼ -0.7 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Sector: Telecommunications (NACE 61)
Liquidity: current ratio 0.20, cash €65,129
lowers risk
Size: total assets €2.9m
Figures for financial year 2025 (filed on 05-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 61, small). It does better than 34% of them on solvency, 37% on liquidity, 34% on profitability and 95% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,685 companies had the same profile as MARIMA has now. Each dot stands for 12 companies, two years later.
97.0%
were still trading
1.9%
stopped another way
1.1%
went bankrupt
That fits the bankruptcy probability of MARIMA itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,685 companies, not a prediction for MARIMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.2 (0.14 in 2024), below 1. Short-term debt is 30.1% and cash 2.2% of total assets. 78% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 days early
2024
119 days early
2023
9 days early
2022
31 days late
2021
29 days late
2020
8 days early
2019
4 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 61), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Stijn RIGOLLE all the sharesdeed of 13-06-2025
Shares in 2 companies, CLEVER SOLUTIONS and SITHO
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0865261972
Company renamed from RIGOLLE to MARIMA
Capital increase of €381,400 to €400,000 · Capital from €18,600 to €400,000 · Permanent representative: Mathias Verrue · General meeting of 05-06-2025 · Gazette deed
2 directors resigning, 2 reappointments
Resignations: RIGOLLE Stijn (director) and CATTEEUW Vanessa Simonne (director) · Reappointments: RIGOLLE Stijn (director) and CATTEEUW Vanessa Simonne (director) · “Het verlenen van adviezen van financiële,technische,commerciële of administratieve aard;in de ruimste zin,met…” (deed in Dutch) · General meeting of 05-12-2023 · Gazette deed
Registered office moved from Wevelgem to Bissegem
New registered office: Waterhoennest 47, 8501 Bissegem · Previous registered office: Europalaan 91, 8560 Wevelgem · Board meeting of 21-06-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MARIMA Kortrijk | €2.9m | €0.3m | 22.0% | - |
| EasyPark Belgium Brussels | €2.2m | €0.5m | 23.9% | 2.2 |
| Antwerp DC Antwerp | €4.4m | €0.4m | 17.7% | - |
| THREE3 Houthalen-Helchteren | €1.3m | €0.4m | 49.7% | - |
| ADM Village n°1 Entreprise Braine-le-Château | €2.0m | €1.0m | 90.6% | 20.5 |
| Telecom-Makelaars Kortrijk | €1.6m | €1.1m | 59.5% | 8 |
| TADICOM EUROPE Zaventem | €1.6m | €0.2m | 53.1% | 1.9 |
These companies have the same main activity as MARIMA: telecommunications resale and intermediation services (NACE 61200). They are comparable in size and age: total assets between €1.3m and €4.4m, founded between 1989 and 2011.
Official details
Source: KBO- Status
- Active since 12-05-2004Normal situation
- Activity
- Telecommunications resale and intermediation servicesNACE 61200
- Establishment unit
- 2.137.240.2938501 Kortrijk, since 12-05-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 16-06-2026
Annual accounts 2025
- €2.9m▲ 4.3%
- Filing
- Filed on 05-07-2026, 26 days before the end of the filing period
Insights on MARIMA
MARIMA files the micro format. That format states no turnover. The gross margin rose from €147,060 in 2010 to €306,471 in 2025.
The balance sheet grew most from 2020 to 2022 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MARIMA
- What is the company number of MARIMA?
- The company number of MARIMA is 0865.261.972. The VAT number is the same number with BE in front: BE 0865.261.972.
- Where is MARIMA based?
- The registered office is at Waterhoennest (Bis) 47, 8501 Kortrijk.Company details
- What does MARIMA do?
- According to the KBO register, the main activity is telecommunications resale and intermediation services (NACE 61200).
- What is the legal form of MARIMA?
- MARIMA is a private limited company (BV).
- When was MARIMA founded?
- MARIMA was founded on 12-05-2004.
- Is MARIMA still active?
- Yes, MARIMA is an active enterprise in the KBO register.
- What is the turnover of MARIMA?
- The turnover in financial year 2025 is ≈ €610,000. This figure is estimated from the gross margin of €306,471 and 879 comparable companies of the same size. It probably lies between €430,000 and €900,000. It is a rough estimate.Financials
- Is MARIMA profitable?
- In financial year 2025, MARIMA made a profit of €19,750.
- Where can I find the annual accounts of MARIMA?
- MARIMA filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MARIMA due?
- MARIMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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