Equity
PATRICK VERWORST has made a profit without a break since 2010.
PATRICK VERWORST has made a profit without a break since 2010.
Four of the last ten came late. The 2022 accounts came latest: 65 days after the end of the period.
More equity than 95% of companies in head offices and management consultancy. Sector median €78,242 · 39,374 companies.
The dashed line is the sector median: 0.1% across 4,523 companies (NACE 70, small).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 41% of them on solvency, 22% on liquidity, 39% on profitability and 63% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 6,049 companies had the same profile as PATRICK VERWORST has now. Each dot stands for 16 companies, two years later.
That fits the bankruptcy probability of PATRICK VERWORST itself: 0.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,049 companies, not a prediction for PATRICK VERWORST. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.8 (0.73 in 2024), below 1. Short-term debt is 35.4% and cash 2.8% of total assets. 57.6% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 21 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| PATRICK VERWORST Bonheiden | €2.2m | €178,123 | 42.4% | - |
| SAUVILLERS BEHEER Schilde | €2.4m | €176,278 | 55.2% | - |
| GROUP SD Balen | €2.2m | €169,016 | 93.3% | 0 |
| Triple-M Consulting Kalmthout | €2.3m | €193,359 | 23.5% | - |
| MONDEL Mechelen | €1.9m | €194,649 | 63.4% | - |
| PROFIMCO Schoten | €2.2m | €149,709 | 33.7% | - |
| Jan VERCAMMEN Geel | €2.4m | €205,169 | 74.9% | - |
These companies have the same main activity as PATRICK VERWORST: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.9m and €2.4m, founded between 2004 and 2009.
PATRICK VERWORST files the micro format. That format states no turnover. The gross margin rose from €13,562 in 2008 to €178,123 in 2025.
The balance sheet grew most in 2019 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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