Equity
€94,503 ▲ 305%
Equity rose in 2025 from €23,306 to €94,503.
IveM
Lifetime
2 annual accounts with figures on one time axispeak €130,423 (2025)
€130,423▲ 60.6%
peak €97,197 (2025)
€97,197▲ 66.7%
peak €94,503 (2025)
€94,503▲ 305%
€92,878▲ 15.9%
Board1 name since 2024
1 directorMONBAILLIEU Ive Monique Roger
Documentsfilings and deeds
07-07-202624 days before the deadline
2025abbreviated format
Gross margin from €81,210 to €130,423Result from €58,306 to €97,197Registered office moved within Ghent 07-07Dividend €26,000Equity from €23,306 to €94,503Debts from €80,133 to €92,878
Key points
from the 2025 annual accountsChecked score
88
Excellent
Financially stronger than 71% of micro companies in employment activities (NACE 78)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 1,379 companies (NACE 78, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 1.0%
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.1%▲ +0.1 percentage points vs 03-2025
05-2025: 1.1%● unchanged vs 04-2025
06-2025: 1.2%▲ +0.1 percentage points vs 05-2025
07-2025: 1.3%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.4%▼ -0.9 percentage points vs 07-2025
09-2025: 0.5%▲ +0.1 percentage points vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.6%▲ +0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 0.3%▼ -0.3 percentage points vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Founded in 2024
lowers risk
Liquidity: current ratio 1.87, cash €41,136
Sector: Employment activities (NACE 78)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro). It does better than 55% of them on solvency, 46% on liquidity, 87% on profitability and 96% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as IveM has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
The bankruptcy probability of IveM itself is lower: 0.3% within 12 months. It rests on far more data about IveM than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for IveM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 1.87 (1.16 in 2024), above the usual 1.5. Short-term debt is 48.8% and cash 22% of total assets. 49.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
24 days early
2024
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 19 days before the deadline. In the sector (NACE 78), the median for financial year 2024 was 14 days before the deadline, and 30% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1005229806
Registered office moved within Ghent
New registered office: Poperingestraat 78, 9000 Gent · Previous registered office: Wittelinkstraat 26, 9000 Gent · Board meeting of 04-06-2025 · Gazette deed
Incorporation
Founding capital of €1,000 · Founder: MONBAILLIEU Ive Monique Roger · Appointment: MONBAILLIEU Ive Monique Roger (director) · published on 30-01-2024 · Gazette deed
First establishment
Poperingestraat 78, Ghent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IveM Ghent | €187,381 | €130,423 | 50.4% | - |
| Pure HR Halle | €201,290 | €125,902 | 80.0% | - |
| HRDX Steenokkerzeel | €220,475 | €134,429 | 71.7% | - |
| BCS Brugge Bruges | €177,310 | €172,631 | 6.9% | - |
| LDI 2 connect Destelbergen | €145,694 | €92,612 | 73.0% | - |
| 4U2 Genk | €169,481 | €189,707 | -23.2% | - |
| Power Interim Antwerp | €212,153 | €246,038 | 7.9% | - |
These companies have the same main activity as IveM: temporary employment agencies and other provision of personnel (NACE 78200). They are comparable in size and age: total assets between €146,000 and €220,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 26-01-2024Normal situation
- Activity
- Temporary employment agencies and other provision of personnelNACE 78200
- Establishment unit
- 2.356.094.8619000 Ghent, since 26-01-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 28-11-2025
Annual accounts 2025
- €187,381▲ 81.2%
- Filing
- Filed on 07-07-2026, 24 days before the end of the filing period
Insights on IveM
IveM has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94,503 and a net result of €97,197.
Its solvency ranks better than 73% of 377 sector peers (NACE 78, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IveM
- What is the company number of IveM?
- The company number of IveM is 1005.229.806. The VAT number is the same number with BE in front: BE 1005.229.806.
- Where is IveM based?
- The registered office is at Poperingestraat 78, 9000 Ghent.Company details
- What does IveM do?
- According to the KBO register, the main activity is temporary employment agencies and other provision of personnel (NACE 78200).
- What is the legal form of IveM?
- IveM is a private limited company (BV).
- When was IveM founded?
- IveM was founded on 26-01-2024.
- Is IveM still active?
- Yes, IveM is an active enterprise in the KBO register.
- What is the turnover of IveM?
- The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €130,423 and 1,646 comparable companies of the same size. It probably lies between €200,000 and €620,000. It is a rough estimate.Financials
- Is IveM profitable?
- In financial year 2025, IveM made a profit of €97,197.
- Where can I find the annual accounts of IveM?
- IveM filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IveM due?
- IveM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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