Equity
€268,938 ▲ 1.3%
FACTO ACCOUNTANCY has made a profit in every financial year since 2014.
FACTO ACCOUNTANCY
Lifetime
12 annual accounts with figures on one time axispeak €3.0m (2025)
€3.0m▲ 19.0%
peak €1.7m (2025)
€1.7m▲ 35.1%
peak €268,938 (2025)
€268,938▲ 1.3%
€2.2m▲ 20.2%
peak 18.2 FTE (2025)
18.2 FTE▲ 1.7%
Board2 names since 2013
2 directorsDPZ CONSULTING and 1 other
Documentsfilings and deeds
30-01-20261 day before the deadline
2025abbreviated format
Gross margin from €2.5m to €3.0mResult from €1.3m to €1.7mDebts from €1.8m to €2.2mCash from €1.0m to €1.5m
Key points
from the 2025 annual accountsResult
€1.7m ▲ 35.1%
The result rose in 2025 from €1.3m to €1.7m.
Debts
€2.2m 89% of the balance sheet
Financial debts 5%Suppliers 9%Taxes and wages 5%Other 82%
Of this, €2.1m falls due within a year.
Investments
€22,382 0.1 × depreciation
Green is investment, beige is depreciation. Machinery stands 10.7% higher than in 2024.
Filings
12 annual accounts since 2014
The last five annual accounts were filed 0 to 22 days before the end of the period.
Position in the sector
€1.7m
Higher net result than 95% of companies in legal and accounting. Sector median €94,952 · 4,124 companies.
Checked score
94
Excellent
Financially stronger than 49% of small companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 1,476 companies (NACE 69, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025highest value
02-2026: < 0.1%▼ -0.1 percentage points vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: 0.1%▲ +0.1 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Equity €268,938 (11.1% of total assets)
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 0.99, cash €1.5m
Figures for financial year 2025 (filed on 30-01-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, small). It does better than 20% of them on solvency, 48% on liquidity, 94% on profitability and 36% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,609 companies had the same profile as FACTO ACCOUNTANCY has now. Each dot stands for 7 companies, two years later.
96.8%
were still trading
2.1%
stopped another way
1.0%
went bankrupt
That fits the bankruptcy probability of FACTO ACCOUNTANCY itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,609 companies, not a prediction for FACTO ACCOUNTANCY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.99 (0.94 in 2024), below 1. Short-term debt is 84.8% and cash 61.1% of total assets. 88.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 4136 sector peers (2025).
NBB · sector comparisonPosition among 4136 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
on the day
2023
22 days early
2022
19 days early
2021
14 days early
2020
19 days early
2019
23 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 14 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 17 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0525860160
Changes of role: BEST dna (director) and DPZ CONSULTING (director)
Permanent representatives: Steve Vanderveken and Siegfried Stabel · General meeting of 26-12-2023 · Gazette deed
Registered office moved within Herentals
New registered office: Poederleeseweg 135- 2200 Herentals · Previous registered office: POEDERLEESEWEG 133 BUS 001, 2200 HERENTALS · Permanent representative: Steve Vanderveken · Gazette deed
Incorporation
published on 18-04-2013 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FACTO ACCOUNTANCY Herentals | €2.4m | €3.0m | 11.1% | 18.2 |
| COOPMAN & PARTNERS BOEKHOUDING EN FISCALITEIT Aalter | €2.5m | €2.2m | 44.6% | 23.1 |
| Q.V.A. Veurne | €1.9m | €2.2m | 29.8% | 22.8 |
| PERSONA ACCOUNTANTS Roeselare | €4.2m | €2.8m | 28.9% | 21.6 |
| LCA-Accomed Hasselt | €3.1m | €2.2m | 69.6% | 27.2 |
| KEMPAS Turnhout | €1.6m | €1.8m | 22.6% | 16.3 |
| DIELENS & VAN BOSSTRAETEN Sint-Katelijne-Waver | €1.8m | €2.6m | 44.6% | 28.8 |
These companies have the same main activity as FACTO ACCOUNTANCY: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €1.6m and €4.2m, founded between 2007 and 2016.
Official details
Source: KBO- Status
- Active since 05-04-2013Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Joint committee
- 336Liberal professions · annual accounts 30-06-2025
- Establishment unit
- 2.218.153.1412200 Herentals, since 05-04-2013
- Financial year end
- 30 June
- Peppol
- Reachable since 25-11-2025
Annual accounts to 30-06-2025
- ≈ €5.1mestimated
- €2.4m▲ 17.7%
- Employeeson 30-06-2025
- 21▲ 10.5%
- Filing
- Filed on 30-01-2026, 1 day before the end of the filing period
Insights on FACTO ACCOUNTANCY
FACTO ACCOUNTANCY files the abbreviated format. That format states no turnover. The gross margin rose from €816,469 in 2014 to €3.0m in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FACTO ACCOUNTANCY
- What is the company number of FACTO ACCOUNTANCY?
- The company number of FACTO ACCOUNTANCY is 0525.860.160. The VAT number is the same number with BE in front: BE 0525.860.160.
- Where is FACTO ACCOUNTANCY based?
- The registered office is at Poederleeseweg 135, 2200 Herentals.Company details
- What does FACTO ACCOUNTANCY do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of FACTO ACCOUNTANCY?
- FACTO ACCOUNTANCY is a private limited company (BV).
- When was FACTO ACCOUNTANCY founded?
- FACTO ACCOUNTANCY was founded on 05-04-2013.
- Is FACTO ACCOUNTANCY still active?
- Yes, FACTO ACCOUNTANCY is an active enterprise in the KBO register.
- How many employees does FACTO ACCOUNTANCY have?
- FACTO ACCOUNTANCY had an average of 18.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does FACTO ACCOUNTANCY fall under?
- In its 30-06-2025 annual accounts, FACTO ACCOUNTANCY states joint committee 336 (Liberal professions).
- What is the turnover of FACTO ACCOUNTANCY?
- The turnover in financial year 2025 is ≈ €5.1m. This figure is estimated from the gross margin of €3.0m and 1,585 comparable companies of the same size. It probably lies between €3.5m and €8.5m. It is a rough estimate.
- Is FACTO ACCOUNTANCY profitable?
- In financial year 2025, FACTO ACCOUNTANCY made a profit of €1.7m.
- Where can I find the annual accounts of FACTO ACCOUNTANCY?
- FACTO ACCOUNTANCY filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FACTO ACCOUNTANCY due?
- FACTO ACCOUNTANCY must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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