Skip to content
Private limited companyfounded 2011active for 15 yearsReperstraat 132, 8870 Izegem, BelgiumKBO/BCE: BE 0834.352.428
Summary

EMMA is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €11.2m and a net result of €1.7m. Equity has been growing by about 5% per year since 2019. Its solvency ranks better than 92% of 6,692 sector peers (NACE 64, financial year 2025). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 04-03-2011 Normal situation
Activity
Activities of holding companies NACE 64210
Establishment unit
2.198.191.927 8870 Izegem, since 04-03-2011
Financial year end
30 September
Peppol
Reachable since 10-10-2025

Board and ownership

Board
  • Verhoye BrechtDirector · since 01-03-2011

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts to 30-09-2025
Profit
€1.7m
▲ 235%
Equity
€11.2m
▲ 17.9%
Total assets
€11.6m
▲ 22.0%
  • 2025 accounts filed 29 days after the deadline
Signalsraises risk2025 accounts filed 29 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
29 days late
2024
15 days late
2023
28 days late
2022
30 days late
2021
30 days late
2020
9 days early
2019
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end04-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €508,702 to €1.7m ▲ 235% View
  • Positive: Higher net result than 95% of companies in financial servicessector median €51,535 · 6,691 companies €1.7m View
  • Positive: 7 profitable years in a rowprofit 2025: €1.7m 7 years View

Recent changes

  1. · Gazette deed Merger · Board meeting
  2. · Gazette deed Board meeting · Power of attorney
  3. · Gazette deed General meeting · Purpose change
All 20 events

Comparable companies

These companies have the same main activity as EMMA: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €6.1m and €17m, founded between 2005 and 2013.

CompanyTotal assetsGross margin
EMMA Izegem€11.6m€2.2m
IMMO CADIX Waregem€6.9m€2.7m
LIBEL Wevelgem€16.8m€2.7m
MAMM-UT INVEST Brussel€12.1m€2.2m
GELDOF PHILIPPE Beveren-Kruibeke-Zwijndrecht€8.9m€1.5m
RWK VASTGOED Lanaken€7.3m€1.6m
CERIMA Izegem€6.1m€1.7m
Full comparison

Key facts about EMMA

What is the company number of EMMA?
The company number of EMMA is 0834.352.428. The VAT number is the same number with BE in front: BE 0834.352.428.
Where is EMMA based?
The registered office is at Reperstraat 132, 8870 Izegem.Company details
What does EMMA do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of EMMA?
The legal form of EMMA is Private limited company (BV).
When was EMMA founded?
EMMA was founded on 04-03-2011.
Is EMMA still active?
Yes, EMMA is an active enterprise in the KBO register.
What is the turnover of EMMA?
The turnover in financial year 2025 is ≈ €3.8m. This figure is estimated from the gross margin of €2.2m and 1,584 comparable companies of the same size. It probably lies between €2.5m and €6.2m. It is a rough estimate.Financials
Is EMMA profitable?
In financial year 2025, EMMA made a profit of €1.7m.
Where can I find the annual accounts of EMMA?
EMMA filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of EMMA due?
EMMA must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.