Equity
€109,472 ▲ 0.4%
CB-I paid out €39,000 in dividends. That is 99% of the 2025 profit.
CB-I
Lifetime
15 annual accounts with figures on one time axis, 16 filings since 2010peak €395,813 (2018)
€169,483▼ 9.6%
peak €163,338 (2018)
€39,472▼ 0.1%
peak €189,064 (2018)
€109,472▲ 0.4%
€156,144▲ 1.2%
peak 3.6 FTE (2017)
1.4 FTE▼ 30.0%
Board3 names since 2016
1 directorFidisc
Owners
consolidatesFidisc
Documentsfilings and deeds
23-03-2026130 days before the deadline
2025abbreviated format
Staff from 2 FTE to 1.4 FTE1 director resigning 07-02Dividend €39,000Cash from €21,729 to €29,592
Key points
from the 2025 annual accountsChecked score
92
Excellent
Financially stronger than 34% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,103 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Legal and accounting activities (NACE 69)
Figures for financial year 2025 (filed on 23-03-2026)
Founded in 2009
Equity €109,472 (41.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 39% of them on solvency, 11% on liquidity, 47% on profitability and 39% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as CB-I has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of CB-I itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for CB-I. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.49 (1.37 in 2024), below the usual 1.5. Short-term debt is 58.8% and cash 11.1% of total assets. 58.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
130 days early
2024
on the day
2023
51 days early
2022
145 days early
2021
39 days early
2020
152 days early
2019
46 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 80 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 June (4 of the last 5 accounts filed within 80 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
1 director resigning
BV L & L (director) · Permanent representatives: Ludo Ingelbrecht and Stijn Dillen · Director discharge: BV L & L (director (not named in the articles)) · General meeting of 23-12-2024 · Gazette deed
1 manager resigning, 1 director reappointed
Permanent representatives: INGELBRECHT, Ludo Camiel Suzanne and DILLEN Stijn · Resignation: Fidisc (manager) · Reappointment: Fidisc (director) · General meeting of 28-12-2023 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0817802248
Resignation: Fiscaal kantoor Collard Bovy CommV (director)
Director discharge: Fiscaal kantoor Collard Bovy CommV · General meeting of 29-12-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CB-I Bruges | €265,616 | €169,483 | 41.2% | 1.4 |
| AXYLIUM BARCHON Blegny | €236,911 | €146,003 | 27.4% | 2 |
| ACCOUNTANTSKANTOOR D & V Puurs-Sint-Amands | €296,882 | €128,208 | 56.5% | 1.8 |
| GESTCONSULT Braine-l'Alleud | €236,149 | €153,750 | 75.6% | 1.4 |
| brisk sports Antwerp | €200,337 | €164,820 | 65.9% | 1.5 |
| Vanbreda Accounting Services Leuven | €256,441 | €150,264 | 90.1% | 1 |
| Vanhee Accounting & Consulting Diksmuide | €388,569 | €208,914 | 4.9% | 1.8 |
These companies have the same main activity as CB-I: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €200,000 and €389,000, founded between 2003 and 2014.
Official details
Source: KBO- Status
- Active since 13-08-2009Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Joint committee
- 336Liberal professions · annual accounts 2025
- Establishment unit
- 2.260.808.3958310 Bruges, since 23-12-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 02-09-2023
Annual accounts 2025
- ≈ €320,000estimated
- €265,616▲ 0.9%
- Employeeson 31-12-2025
- 1▼ 50.0%
- Filing
- Filed on 23-03-2026, 130 days before the end of the filing period
Insights on CB-I
CB-I files the abbreviated format. That format states no turnover. The gross margin rose from €41,690 in 2010 to €169,483 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CB-I
- What is the company number of CB-I?
- The company number of CB-I is 0817.802.248. The VAT number is the same number with BE in front: BE 0817.802.248.
- Where is CB-I based?
- The registered office is at Baron Ruzettelaan 286, 8310 Bruges.Company details
- What does CB-I do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of CB-I?
- CB-I is a private limited company (BV).
- When was CB-I founded?
- CB-I was founded on 13-08-2009.
- Is CB-I still active?
- Yes, CB-I is an active enterprise in the KBO register.
- How many employees does CB-I have?
- CB-I had an average of 1.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CB-I fall under?
- In its 2025 annual accounts, CB-I states joint committee 336 (Liberal professions).
- What is the turnover of CB-I?
- The turnover in financial year 2025 is ≈ €320,000. This figure is estimated from the gross margin of €169,483 and 56 comparable companies (NACE 69201). It probably lies between €260,000 and €390,000.
- Is CB-I profitable?
- In financial year 2025, CB-I made a profit of €39,472.
- Where can I find the annual accounts of CB-I?
- CB-I filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CB-I due?
- CB-I must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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