Equity
€2.0m ▲ 4.1%
Bernard De Vos paid out €245,738 in dividends. That is 71% of the 2025 profit.
Bernard De Vos
Lifetime
17 annual accounts with figures on one time axispeak €690,120 (2020)
€397,590▼ 36.9%
peak €462,439 (2020)
€344,398▼ 20.4%
peak €2.0m (2025)
€2.0m▲ 4.1%
€76,261▼ 5.5%
Board1 name since 2022
1 directorBernard Honoré Lydie Chris De Vos
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from €630,334 to €397,590Dividend €245,738
Key points
from the 2025 annual accountsFilings
17 annual accounts since 2009
The last five annual accounts were filed 0 to 122 days before the end of the period.
Position in the sector
96.4%
Higher solvency than 95% of companies in head offices and management consultancy. Sector median 55.5% · 39,342 companies.
Checked score
98
Excellent
Financially stronger than 81% of small companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 4,522 companies (NACE 70, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025highest value
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 23.45, cash €1.0m
Size: total assets €2.1m
Equity €2.0m (96.4% of total assets)
Figures for financial year 2025 (filed on 31-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 85% of them on solvency, 99% on liquidity, 89% on profitability and 50% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as Bernard De Vos has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of Bernard De Vos itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for Bernard De Vos. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €190,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 23.45 (21.11 in 2024), above the usual 1.5. Short-term debt is 3.6% and cash 50% of total assets. 3.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
35 days early
2023
34 days early
2022
69 days early
2021
122 days early
2020
125 days early
2019
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 60 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0895948319
Capital decrease of €23,000 to €37,000
Capital from €60,000 to €37,000 · Resignation: DE VOS Bernard (manager) · Reappointment: DE VOS Bernard (director) · General meeting of 21-06-2023 · Gazette deed
Incorporation
published on 04-03-2008 · Gazette deed
First establishment
De Vos Bernard bvba, Eyloschlaan 11, Destelbergen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Bernard De Vos Destelbergen | €2.1m | €397,590 | 96.4% | - |
| J.R. Oudenaarde | €2.2m | €368,128 | 63.5% | - |
| Foxfin Ghent | €2.1m | €365,229 | 71.0% | - |
| KYANCA Nazareth-De Pinte | €1.8m | €430,036 | 98.1% | - |
| HWM Ghent | €2.2m | €382,136 | 97.6% | - |
| MABLO INVEST Aalst | €2.6m | €368,343 | 93.4% | - |
| De Blauwhoeve Zulte | €2.2m | €323,470 | 91.0% | - |
These companies have the same main activity as Bernard De Vos: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.8m and €2.6m, founded between 2007 and 2010.
Official details
Source: KBO- Status
- Active since 22-02-2008Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.169.269.3969070 Destelbergen, since 22-02-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 20-05-2026
Annual accounts 2025
- ≈ €570,000estimated
- €2.1m▲ 3.7%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on Bernard De Vos
Bernard De Vos files the micro format. That format states no turnover. The gross margin rose from €165,038 in 2009 to €397,590 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Bernard De Vos
- What is the company number of Bernard De Vos?
- The company number of Bernard De Vos is 0895.948.319. The VAT number is the same number with BE in front: BE 0895.948.319.
- Where is Bernard De Vos based?
- The registered office is at Eyloschlaan 11, 9070 Destelbergen.Company details
- What does Bernard De Vos do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Bernard De Vos?
- Bernard De Vos is a private limited company (BV).
- When was Bernard De Vos founded?
- Bernard De Vos was founded on 22-02-2008.
- Is Bernard De Vos still active?
- Yes, Bernard De Vos is an active enterprise in the KBO register.
- What is the turnover of Bernard De Vos?
- The turnover in financial year 2025 is ≈ €570,000. This figure is estimated from the gross margin of €397,590 and 95 comparable companies (NACE 70200). It probably lies between €470,000 and €1.0m.Financials
- Is Bernard De Vos profitable?
- In financial year 2025, Bernard De Vos made a profit of €344,398.
- Where can I find the annual accounts of Bernard De Vos?
- Bernard De Vos filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Bernard De Vos due?
- Bernard De Vos must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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