Equity
€102,441 ▲ 17.2%
ALBINA has made a profit in every financial year since 2020.
ALBINA
Lifetime
6 annual accounts with figures on one time axispeak €101,094 (2023)
€60,882▼ 22.6%
peak €65,640 (2023)
€16,685▼ 69.6%
peak €102,441 (2025)
€102,441▲ 17.2%
€94,234▲ 12.7%
peak 1 FTE (2020)
-not published
Board2 names since 2018
2 directorsBRANCALE Julie and 1 other
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from €78,627 to €60,882Result from €54,851 to €16,685Dividend €1,660Equity from €87,416 to €102,441
Key points
from the 2025 annual accountsChecked score
88
Excellent
Financially stronger than 45% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,568 companies (NACE 70, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025lowest value
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026highest value
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 1.93, cash €3,091
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €196,675
Figures for financial year 2025 (filed on 31-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 48% of them on solvency, 22% on liquidity, 46% on profitability and 64% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as ALBINA has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ALBINA itself is lower: 0.2% within 12 months. It rests on far more data about ALBINA than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for ALBINA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.93 (0.52 in 2024), above the usual 1.5. Short-term debt is 25.2% and cash 1.6% of total assets. 47.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
27 days early
2023
34 days early
2022
46 days early
2021
4 days early
2020
36 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 25 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0716622736
Appointments: PIRAS Angelo (director) and BRANCALE Julie (director)
General meeting of 22-09-2023 · Gazette deed
Incorporation
published on 21-12-2018 · Gazette deed
First establishment
Turnhoutsebaan 9, Schilde
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ALBINA Schilde | €196,675 | €60,882 | 52.1% | - |
| Fichimo Schilde | €215,831 | €61,844 | 58.6% | - |
| MAXPERATION Schilde | €175,642 | €64,890 | 10.7% | - |
| To Bee Schilde | €199,444 | €60,950 | 9.0% | - |
| Valenne Consulting Heist-op-den-Berg | €191,832 | €63,454 | 14.4% | - |
| BERGSTEEN Hove | €197,680 | €65,720 | 39.2% | - |
| Alloro Malle | €220,419 | €62,110 | 84.9% | - |
These companies have the same main activity as ALBINA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €176,000 and €220,000, founded between 2017 and 2020.
Official details
Source: KBO- Status
- Active since 19-12-2018Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 30-09-2021
- Establishment unit
- 2.284.890.0322970 Schilde, since 19-12-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2026
Annual accounts 2025
- ≈ €120,000estimated
- €196,675▲ 15.0%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on ALBINA
ALBINA files the micro format. That format states no turnover. The gross margin rose from €53,695 in 2020 to €60,882 in 2025.
The balance sheet grew most from 2024 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ALBINA
- What is the company number of ALBINA?
- The company number of ALBINA is 0716.622.736. The VAT number is the same number with BE in front: BE 0716.622.736.
- Where is ALBINA based?
- The registered office is at Turnhoutsebaan 9, 2970 Schilde.Company details
- What does ALBINA do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of ALBINA?
- ALBINA is a private limited company (BV).
- When was ALBINA founded?
- ALBINA was founded on 19-12-2018.
- Is ALBINA still active?
- Yes, ALBINA is an active enterprise in the KBO register.
- How many employees does ALBINA have?
- ALBINA had an average of 0.8 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- Which joint committee does ALBINA fall under?
- In its 30-09-2021 annual accounts, ALBINA states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of ALBINA?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €60,882 and 120 comparable companies (NACE 70200). It probably lies between €94,000 and €160,000.
- Is ALBINA profitable?
- In financial year 2025, ALBINA made a profit of €16,685.
- Where can I find the annual accounts of ALBINA?
- ALBINA filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ALBINA due?
- ALBINA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.