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ACCESS ESTATE

Active
Private limited companyfounded 2018active for 8 yearsLaurent Delvauxstraat 1, 9000 Gent, BelgiumKBO/BCE: BE 0696.812.960
Summary

ACCESS ESTATE has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €192,892 and a net result of €158,696. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 53% of 194 sector peers (NACE 68, financial year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Real estate agency activities
NACE 68310
2 sites
Size
€463,283total assets 2026
Staff
1.3 FTE
Equity
€192,892
Profit
€158,696
Turnover not published (abbreviated or micro format)
Financial health
87 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Holdings
1
Accounts 32 days early1 of 7 deeds read
Why 87raises riskLiquidity: current ratio 1.17, cash €19,679lowers riskSector: Real estate activities (NACE 68)Figures for financial year 2026 (filed 29-09-2026)Equity €192,892 (41.6% of total assets)Show the evidence

Checked score

Score 2026
87 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 68% of its sector peers (NACE 68, micro)
Financial strength · tick = 2025
Strong
Solvency 67+33
equity 41.6% of total assets
Liquidity 26+25
short-term debt 57.3% · cash 4.2%
Profitability 100+100
return on assets 34.3%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,579 companies, NACE 68, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.7%▲ +0.1 percentage points vs 11-2024 01-2025: 1.0%▲ +0.3 percentage points vs 12-2024 02-2025: 1.3%▲ +0.3 percentage points vs 01-2025 03-2025: 2.4%▲ +1.1 percentage points vs 02-2025 04-2025: 2.4%● unchanged vs 03-2025 05-2025: 2.7%▲ +0.3 percentage points vs 04-2025 06-2025: 3.4%▲ +0.7 percentage points vs 05-2025 07-2025: 3.4%● unchanged vs 06-2025 08-2025: 3.5%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 3.1%▼ -0.4 percentage points vs 08-2025 10-2025: 3.1%● unchanged vs 09-2025 11-2025: 1.8%▼ -1.3 percentage points vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 2.1%▲ +0.3 percentage points vs 12-2025 02-2026: 2.1%● unchanged vs 01-2026 03-2026: 2.1%● unchanged vs 02-2026 04-2026: 2.1%● unchanged vs 03-2026 05-2026: 2.1%● unchanged vs 04-2026 06-2026: 2.1%● unchanged vs 05-2026 07-2026: 2.0%▼ -0.1 percentage points vs 06-2026 08-2026: 2.0%● unchanged vs 07-2026 09-2026: 1.9%▼ -0.1 percentage points vs 08-2026 10-2026: 0.3%▼ -1.6 percentage points vs 09-2026lowest value
Credit of up to €16,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.17, compared with 0.67 in 2025, below the usual 1.5; short-term debt: 57.3% and cash: 4.2% of total assets), and 58.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 58% on solvency, 20% on liquidity, 95% on profitability and 98% on growth.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Figures for financial year 2026 (filed 29-09-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.17, cash €19,679
NBB · annual accounts
lowers risk · Equity €192,892 (41.6% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2025. These amounts do not establish the cause of the change.
NBB · annual accounts 2026
Equity per financial year
192122232526
2019 to 2026 · latest year €192,892
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 29-09-2026, 32 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2026
32 days early
2025
30 days early
2023
17 days early
2022
8 days early
2021
10 days early
2019
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 23 days before the deadline; the sector median (NACE 68) for financial year 2023 is 5 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
16-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · abbreviated…
  2. Back to profitnet €158,696
  3. Equity above €150,000equity €192,892 ▲464%

Key points

  • Positive: Equity rose in 2026from €34,196 to €192,892 ▲ 464% View
  • Positive: Among the best 16% on net resultsector median €14,447 · 192 companies €158,696 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

By topic

Financials

Financial year
2026
Total assets
€463,283
Profit
€158,696
Solvency
41.6%
Total assets▲ 23.6%
Net result
20192026
Go to Financials

Timeline

Events
11
Since
2019
Next accounts
by 31-10-2027
  1. 01-10-2025Annual accounts filed
  2. 02-04-2025Miscellaneous
  3. 31-03-2025Weakest financial year
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Real estate agency activitiesNACE 68310
Founded
28-05-2018
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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