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BRUSSELS LIFE

Active
Private limited companyfounded 2015active for 10 yearsKarel de Grotelaan 37, 1000 Brussel, BelgiumKBO/BCE: BE 0642.985.185
Summary

BRUSSELS LIFE has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €267,689 and a net result of €22,964. Equity has been growing by about 14% per year since 2019. Its solvency ranks better than 25% of 20,720 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 18-11-2015 Normal situation
Activity
Human health activities NACE 86962and 6 others
Joint committee
330 Paritair Comité voor de gezondheidsinrichtingen en -diensten · annual accounts 30-09-2025
Establishment unit
2.249.880.950 1040 Brussel, since 01-01-2016
Financial year end
30 September
Peppol
Reachable since 20-08-2026

Board and ownership

Board
  • Murphy DeclanDirector · since 18-11-2015
Shareholders
  • Declan Murphyact of 26-02-2025

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 30-09-2025
Gross margin
€66,382
▼ 15.7%
Turnover
≈ €180,000
estimated
Profit
€22,964
▼ 10.4%
Equity
€267,689
▲ 9.4%
Total assets
€901,453
▼ 0.2%
Employees on 30-09-2025
3
▲ 200%
Score breakdownraises riskLiquidity: current ratio 0.03, cash €402, halvedlowers riskSector: Human health activities (NACE 86)Size: total assets €901,453Figures for financial year 2025 (filed on 02-02-2026)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 26% of micro companies in human health (NACE 86)
Financial strength · tick: 2024
Average
Solvency 55+3
equity 29.7% of total assets
Liquidity 48-2
short-term debt 14.0% · cash 0.0%
Profitability 63+4
return on assets 2.5%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,173 companies, NACE 86, micro)
Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.3%▲ +0.1 percentage points vs 02-2026highest value 04-2026: 0.3%● unchanged vs 03-2026highest value 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.03 (0.04 in 2024), below 1. Short-term debt is 14% and cash 0% of total assets. 70.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 26% of them on solvency, 16% on liquidity, 11% on profitability and 51% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.03, cash €402, halved
NBB · annual accounts
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Size: total assets €901,453
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 02-02-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-02-2026, 87 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
87 days early
2024
5 days early
2023
20 days early
2022
3 days early
2021
31 days late
2020
31 days late
2019
14 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 25 April (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end05-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Merger with ACTIVE PRACTICEmerger on 31-12-2024 2024 View
  • Positive: 5 profitable years in a rowprofit 2025: €22,964 5 years View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Merger: BRUSSELS CHIROPRACTIC takes over ACTIVE PRACTICECompany renamed from BRUSSELS CHIROPRACTIC to BRUSSELS LIFE · “L'exercice pour son compte de la chiropractie et de la kinésithérapie par des professionnels,reconnus à cet…” (deed in French) · The company holds all the shares of ACTIVE PRACTICE
  2. · Gazette deed Merger proposal: BRUSSELS CHIROPRATIC takes over ACTIVE PRACTICEThe company holds all the shares of ACTIVE PRACTICE · Declan Murphy holds 100 shares · The company holds 600 shares of ACTIVE PRACTICE
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have their main activity in the same NACE class as BRUSSELS LIFE: human health activities (NACE 8696). With exactly the same main activity (NACE 86962), too few companies are of comparable size. They are comparable in size and age: total assets between €310,000 and €705,000, founded between 2003 and 2020.

CompanyTotal assetsGross margin
BRUSSELS LIFE Brussel€901,453€66,382
Pure Osteo Leuven€530,327€70,173
THRUSTPUNT Beveren-Kruibeke-Zwijndrecht€705,096€73,367
KINOST Antwerpen€553,324€91,615
Crescente Lommel€365,800€102,387
CARELAM Mons€329,971€80,817
TRAN HUU D. Charleroi€309,710€50,439
Full comparison

Key facts about BRUSSELS LIFE

What is the company number of BRUSSELS LIFE?
The company number of BRUSSELS LIFE is 0642.985.185. The VAT number is the same number with BE in front: BE 0642.985.185.
Where is BRUSSELS LIFE based?
The registered office is at Karel de Grotelaan 37, 1000 Brussel.Company details
What does BRUSSELS LIFE do?
According to the KBO register, the main activity is human health activities (NACE 86962).
What is the legal form of BRUSSELS LIFE?
The legal form of BRUSSELS LIFE is Private limited company (BV).
When was BRUSSELS LIFE founded?
BRUSSELS LIFE was founded on 18-11-2015.
Is BRUSSELS LIFE still active?
Yes, BRUSSELS LIFE is an active enterprise in the KBO register.
How many employees does BRUSSELS LIFE have?
BRUSSELS LIFE had an average of 1.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does BRUSSELS LIFE fall under?
In its 30-09-2025 annual accounts, BRUSSELS LIFE states joint committee 330 (Paritair Comité voor de gezondheidsinrichtingen en -diensten).
What is the turnover of BRUSSELS LIFE?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €66,382 and 33 comparable companies (NACE 869). It probably lies between €120,000 and €270,000.
Is BRUSSELS LIFE profitable?
In financial year 2025, BRUSSELS LIFE made a profit of €22,964.
Where can I find the annual accounts of BRUSSELS LIFE?
BRUSSELS LIFE filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BRUSSELS LIFE due?
BRUSSELS LIFE must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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