BRICOSTOCK
ActiveBRICOSTOCK has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €575k and a net result of €-67k. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 79% of 121 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability0=
Solvency97▼-3
Growth32=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days only on tighter terms
Liquidity ample (current ratio 1.96 against 2.19 in 2025), and 40.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2026Net result per financial year
1920212223242526
2019 to 2026 · latest year -€67k
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 31-08-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
on the day
2025
2 d early
2024
1 d early
2023
on the day
2022
23 d early
2021
30 d late
2020
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-67k=
2025 · €-67k
2019: €12k
2020: €-17k
2021: €126k
2022: €45k
2023: €-60k
2024: €-40k
2025: €-67k
2019 → 2026
Working capital
€368k▼ 7.1%
2025 · €396k
2019: €606k
2020: €578k
2021: €613k
2022: €620k
2023: €416k
2024: €403k
2025: €396k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€809k-€749k▼ 7.5%€709k▼ 5.4%€642k▼ 9.4%€575k▼ 10.4%
Operating result€42k-€-65k€-43k▲ 33.4%€-70k▼ 62.2%€-70k▼ 0.7%
Net result€45k-€-60k€-40k▲ 33.4%€-67k▼ 65.9%€-67k=
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €70k in 2026 against €70k in 2025; the loss grows and 2026 is the lowest year so far.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €963k
Fixed assets
€211k▼ 16.4%
Current assets
€752k▲ 3.3%
Equity and liabilities €963k
Equity
€575k▼ 10.4%
Debt
€388k▲ 14.7%
The debt ratio rises from 34.5% to 40.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€4k▼
2025 · €5k
Cash flow
€7k▼
2025 · €8k
Solvency
59.7%▼
2025 · 65.5%
Current ratio
1.96▼
2025 · 2.19
Quick ratio
0.18▲
2025 · 0.17
Debt / equity
0.67▲
2025 · 0.53
ROE
-11.6%▼
2025 · -10.4%
ROA
-6.9%▼
2025 · -6.8%
Interest coverage
0.92▼
2025 · 1.29
Debt
€388k▲
2025 · €338k
Debt ≤ 1 year
€384k▲
2025 · €332k
Income taxes
€74▼
2025 · €218
Staff costs
€53k▼
2025 · €79k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€980k€963k▼
Fixed assets21/28€252k€211k▼
Tangible fixed assets22/27€252k€210k▼
Land and buildings22€9k€9k▼
Plant, machinery and equipment23€47k€39k▼
Furniture and vehicles24€91k€47k▼
Other tangible fixed assets26€104k€116k▲
Financial fixed assets28€250€250=
Current assets29/58€728k€752k▲
Stocks and contracts in progress3€672k€681k▲
Stocks30/36€672k€681k▲
Amounts receivable within one year40/41€46k€56k▲
Trade receivables40€44k€56k▲
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€6k€13k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€980k€963k▼
Equity10/15€642k€575k▼
Contributions10/11€456k€456k=
Capital10€456k€456k=
Issued capital100€456k€456k=
Reserves13€186k€119k▼
Non-distributable reserves130/1€46k€46k=
Legal reserve130€46k€46k=
Distributable reserves133€141k€74k▼
Amounts payable17/49€338k€388k▲
Amounts payable within one year42/48€332k€384k▲
Trade debts44€54k€69k▲
Suppliers440/4€54k€69k▲
Taxes, remuneration and social security45€31k€16k▼
Taxes450/3€20k€6k▼
Remuneration and social security454/9€11k€10k▼
Other amounts payable47/48€247k€299k▲
Accrued charges and deferred income492/3€6k€4k▼
Income statement
Code20252026
Non-recurring operating income76A€0€3k▲
Remuneration, social security and pensions62€79k€53k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75k€74k▼
Other operating charges640/8€11k€9k▼
Gross operating margin9900€95k€66k▼
Operating profit (loss)9901€-70k€-70k▼
Financial income75/76B€7k€8k▲
Recurring financial income75€7k€8k▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€-67k€-67k▼
Income taxes67/77€218€74▼
Profit (loss) for the period9904€-67k€-67k=
Profit (loss) for the period to be appropriated9905€-67k€-67k=
Appropriation of the result
Profit (loss) to be appropriated9906€-67k€-67k=
Transfer from equity791/2€67k€67k=
Social balance
Average headcount (FTE)90871.81.3▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2026 · full schema
31-01
Financial
Weakest financial yearnet €-67k
Net result drops to €-67k, the lowest in the series.
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
31-01
Financial
Back to profitnet €126k
Net result €126k after one loss-making year.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 91 days late
2019
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2018
05-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Achariusstraat 67700 MouscronGround area
436 m²
Building footprint
59 m²
Volume, LiDAR
258 m³
Parcel 54007B0547/00Z002, Wallonia · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Sint Achariusstraat 6, 7700 Mouscron
since 19832.021.660.637
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54007B0547/00Z002indicative | Wallonia | 436 m² | 1 · 59 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMouscron/Moeskroen2.021.660.637
Similar companies · same sector, comparable size
VILLERSEM
BE 0874.102.038
Villers-le-Bouillet · Eq €577k
NAMEONIT
BE 0899.005.403
Mechelen · Eq €578k
KLIUM
BE 0866.903.252
Hasselt · Eq €570k
AD INVENT
BE 0822.954.928
Herentals · Eq €581k
EURO SHOP MIDDELKERKE
BE 0840.595.367
Middelkerke · Eq €568k
Of 12,964 companies in sector 47120 we hold annual accounts for 2,176. 1,061 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-12-1982
Fiscal year end31-01
Activities, NACEBEL
47120Other non-specialised retail sale
47191Retail trade
47521Retail sale of hardware, building materials, paint and glass (general range)
52122
52461
46190Agents in non-specialised wholesale trade
46831Wholesale of construction materials, general range
46900Non-specialised wholesale trade
51532
51900
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.