Result
€240,483 €240,483
Back in profit in 2025, after a loss of €1.9m in 2024.
BPW BENELUX
Lifetime
18 annual accounts with figures on one time axispeak €67.0m (2022)
€54.2m▼ 3.1%
lowest -€1.9m (2024)
€240,483▲ €2.2m
peak €21.2m (2023)
€19.4m▲ 0.9%
€6.1m▼ 15.5%
peak 54 FTE (2024)
47.4 FTE▼ 12.2%
Board6 names since 2014
3 directorsBernard HACKIN and 2 others
Owners7 names in the annual accountsall names
100%BPW Finans A/S and 1 other
Documentsfilings and deeds
08-07-202623 days before the deadline
2025financial year
Back to profit: €240,483Staff from 54 FTE to 47.4 FTEDebts from €7.2m to €6.1mCash from €2.6m to €3.5m
Key points
from the 2025 annual accountsStaff
48 employees on 31-12-2025
In 2025, 5 people joined and 15 left. On top of that, 0.4 agency workers worked there on average.
Position in the sector
€19.4m
More equity than 95% of companies in retail trade. Sector median €447,349 · 5,068 companies.
Checked score
95
Excellent
Financially stronger than 61% of small companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 3,699 companies (NACE 47, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: < 0.1%▼ -0.1 percentage points vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: 0.1%▲ +0.1 percentage points vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026highest value
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Founded in 2007
Liquidity: current ratio 4.06, cash €3.5m
Equity €19.4m (76.0% of total assets)
Figures for financial year 2025 (filed on 08-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 95% of them on solvency, 78% on liquidity, 30% on profitability and 39% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,049 companies had the same profile as BPW BENELUX has now. Each dot stands for 16 companies, two years later.
96.0%
were still trading
3.6%
stopped another way
0.4%
went bankrupt
That fits the bankruptcy probability of BPW BENELUX itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,049 companies, not a prediction for BPW BENELUX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,800,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.06 (3.65 in 2024), above the usual 1.5. Short-term debt is 24% and cash 13.8% of total assets. 24% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 days early
2024
3 days early
2023
on the day
2022
9 days early
2021
25 days early
2020
26 days late
2019
64 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- BPW FINANS A/S 100%annual accounts 2025
- BPW Bergischen Achsen consolidatesannual accounts 2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0893328131
Appointment: BDO Réviseurs d'entreprises (statutory auditor)
Permanent representative: Christophe PELZER · Gazette deed
Appointments: Achim Kotz (director) and Tobias Wiedeking (director)
General meeting of 01-06-2023 · Gazette deed
Resignations & appointments
Director in office: Bernard Hackin · General meeting of 28-12-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BPW BENELUX Herstal | €54.2m | 0.9% | 76.0% | 47.4 |
| GREGOIR & C° Dendermonde | €46.5m | 1.2% | 16.3% | 39.6 |
| FORREZ VLAANDEREN Ypres | €14.9m | -0.4% | 46.1% | 31.2 |
| MECELCAR Ottignies-Louvain-la-Neuve | €15.9m | 3.8% | 40.1% | 44.1 |
| A & M Mechelen | €21.8m | 7.5% | 42.8% | 25 |
| AUTO - ONDERDELEN TAS LUC Aalst | €16.2m | 11.2% | 49.7% | 32.8 |
| QTeam Sud Ans | €54.5m | 3.3% | 52.1% | 156 |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as BPW BENELUX: retail sale of motor vehicle parts and accessories (NACE 47820). They are comparable in size and age: total assets between €4.9m and €24m, founded between 1980 and 2006.
Official details
Source: KBO- Status
- Active since 08-11-2007Normal situation
- Registered office
- 11 active companies are registered at this addressSource: KBO register, as of 8 November 2026.
- Activity
- Retail sale of motor vehicle parts and accessoriesNACE 47820and 1 other
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2022
- Establishment units
- 2.166.406.6114040 Herstal, since 05-11-2007
- 2.300.370.6389032 Ghent, since 01-01-2020and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 02-12-2025
Annual accounts 2025
- €25.5m▼ 6.6%
- Employeeson 31-12-2025
- 48▼ 17.2%
- Filing
- Filed on 08-07-2026, 23 days before the end of the filing period
Insights on BPW BENELUX
BPW BENELUX has existed since 2007. Turnover grew from €28.1m in 2008 to €54.2m in 2025 and staff from 9.5 to 47.4 full-time equivalents.
Turnover has fallen every year since 2022. Solvency rose in 2025 from 70.3% to 76.0% because of the retained profit and lower debts.
BPW FINANS A/S holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BPW BENELUX
- What is the company number of BPW BENELUX?
- The company number of BPW BENELUX is 0893.328.131. The VAT number is the same number with BE in front: BE 0893.328.131.
- Where is BPW BENELUX based?
- The registered office is at Parc Ind. des Hauts Sarts, 1e av 66, 4040 Herstal.Company details
- What does BPW BENELUX do?
- According to the KBO register, the main activity is retail sale of motor vehicle parts and accessories (NACE 47820).
- What is the legal form of BPW BENELUX?
- BPW BENELUX is a private limited company (BV).
- When was BPW BENELUX founded?
- BPW BENELUX was founded on 08-11-2007.
- Is BPW BENELUX still active?
- Yes, BPW BENELUX is an active enterprise in the KBO register.
- How many employees does BPW BENELUX have?
- BPW BENELUX had an average of 47.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does BPW BENELUX fall under?
- In its 2022 annual accounts, BPW BENELUX states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of BPW BENELUX?
- The turnover of BPW BENELUX was €54.2m in financial year 2025, according to the filed annual accounts.
- Is BPW BENELUX profitable?
- In financial year 2025, BPW BENELUX made a profit of €240,483.
- Where can I find the annual accounts of BPW BENELUX?
- BPW BENELUX filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BPW BENELUX due?
- BPW BENELUX must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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