BP ALLIANCE CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of BP ALLIANCE CONSTRUCT is 4.0% (elevated). The 2024 annual accounts show equity of €39k and a net result of €6k. Equity is growing by ~37.6% per year across the filed fiscal years. Its solvency ranks better than 50% of 36376 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. A confirmed filing finding caps the score. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▼-6
Solvency72▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
4.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 1.92 against 2.07 in 2023; short-term debt: 43.3% and cash: 21.8% of total assets), but 53.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46.8%
Return on assets
7.5%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-11-2025, 118 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
118 d late
2023
26 d late
2022
134 d late
2021
60 d late
2020
61 d late
2019
110 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€39k▲ 18.9%
2023 · €33k
2019: €4k
2020: €11k
2021: €13k
2022: €24k
2023: €33k
2019 → 2024
Total assets
€83k▲ 26.2%
2023 · €66k
2019: €36k
2020: €50k
2021: €80k
2022: €61k
2023: €66k
2019 → 2024
Net result
€6k▼ 25.0%
2023 · €8k
2019: €2k
2020: €7k
2021: €2k
2022: €12k
2023: €8k
2019 → 2024
Working capital
€33k▲ 0.2%
2023 · €33k
2019: €5k
2020: €11k
2021: €7k
2022: €22k
2023: €33k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€11k-€13k▲ 18.1%€24k▲ 90.4%€33k▲ 33.8%€39k▲ 18.9%
Operating result€10k-€8k▼ 23.8%€17k▲ 125%€14k▼ 19.3%€10k▼ 25.8%
Net result€7k-€2k▼ 71.0%€12k▲ 491%€8k▼ 28.8%€6k▼ 25.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 26% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €83k
Fixed assets
€14k▲ 547%
Current assets
€69k▲ 8.4%
Equity and liabilities €83k
Equity
€39k▲ 18.9%
Debt
€44k▲ 33.4%
The debt ratio rises from 50.3% to 53.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12k▼
2023 · €19k
Cash flow
€8k▼
2023 · €14k
Solvency
46.8%▼
2023 · 49.7%
Current ratio
1.92▼
2023 · 2.07
Quick ratio
1.92▼
2023 · 2.07
Debt / equity
1.14▲
2023 · 1.01
ROE
15.9%▼
2023 · 25.3%
ROA
7.5%▼
2023 · 12.6%
Interest coverage
18.30▲
2023 · 7.95
Debt
€44k▲
2023 · €33k
Debt ≤ 1 year
€36k▲
2023 · €31k
Debt > 1 year
€8k▲
2023 · €2k
Income taxes
€3k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€66k€83k▲
Fixed assets21/28€2k€14k▲
Tangible fixed assets22/27€2k€14k▲
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€245€12k▲
Financial fixed assets28€160€470▲
Current assets29/58€64k€69k▲
Amounts receivable within one year40/41€47k€50k▲
Trade receivables40€35k€30k▼
Other amounts receivable41€12k€20k▲
Cash at bank and in hand54/58€17k€18k▲
Deferred charges and accrued income490/1€545€713▲
Equity and liabilities
Total equity and liabilities10/49€66k€83k▲
Equity10/15€33k€39k▲
Contributions10/11€2k€2k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€30k€36k▲
Amounts payable17/49€33k€44k▲
Amounts payable after more than one year17€2k€8k▲
Financial debts170/4€2k€8k▲
Amounts payable within one year42/48€31k€36k▲
Current portion of amounts payable after more than one year42€10k€13k▲
Trade debts44€12k€9k▼
Suppliers440/4€12k€9k▼
Taxes, remuneration and social security45€7k€13k▲
Taxes450/3€7k€8k▲
Remuneration and social security454/9-€5k
Other amounts payable47/48€2k€1k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€2k▼
Other operating charges640/8€3k€982▼
Gross operating margin9900€23k€13k▼
Operating profit (loss)9901€14k€10k▼
Financial income75/76B€66-
Recurring financial income75€66-
Financial charges65/66B€2k€669▼
Recurring financial charges65€2k€669▼
Profit (loss) for the period before taxes9903€11k€10k▼
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€8k€6k▼
Profit (loss) for the period to be appropriated9905€8k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€36k▲
Profit (loss) brought forward from the previous period14P€21k€30k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 118 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 134 days late
2022
31-12
Financial
Highest result since 2019net €12k ▲491%
Operating result €17k, net result €12k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
31-12
Financial
Weakest financial yearnet €2k ▼71%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
18-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 110 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roetaertstraat 441180 UkkelGround area
211 m²
Building footprint
212 m²
Volume, LiDAR
1,680 m³
Parcel 21616G0050/00T004, Brussels · tallest building 13.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BP ALLIANCE CONSTRUCT
since 20182.303.757.621
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616G0050/00T004 | Brussels | 211 m² | 1 · 212 m² | 13.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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V - BAT
BE 0747.944.828
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IMERAJ
BE 1007.543.156
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GLAMA
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Of 4,011 companies in sector 43310 we hold annual accounts for 1,745. 1,491 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-10-2018
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
43240Other construction installation
43350Other building finishing work
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.