BNOVA
Open bankruptcyA bankruptcy procedure is open for BNOVA according to publications in the Belgian State Gazette. The 2022 annual accounts show equity of €450k and a net result of €13k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 04-08-2023, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
4 d late
2021
29 d early
2020
1 d early
2019
69 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13k
2021 · €-32k
2018: €-34k
2019: €6k
2020: €514k
2021: €-32k
2018 → 2022
Working capital
€-2k▲ 99.2%
2021 · €-235k
2018: €-76k
2019: €-1k
2020: €151k
2021: €-235k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212022Trend
Equity€155k-€267k▲ 72.0%€630k▲ 136%€499k▼ 20.8%€450k▼ 9.7%
Operating result€-55k-€-57k▼ 3.3%€476k€-91k€-36k▲ 60.0%
Net result€-34k-€6k€514k▲ 8,975%€-32k€13k
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €36k in 2022 against €91k in 2021; the loss shrinks.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €1.45M
Fixed assets
€1.03M▼ 6.7%
Current assets
€422k▲ 61.1%
Equity and liabilities €1.45M
Equity
€450k▼ 9.7%
Debt
€1.00M▲ 15.5%
The debt ratio rises from 63.5% to 69.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€195k▲
2021 · €154k
Cash flow
€244k▲
2021 · €212k
Solvency
31.0%▼
2021 · 36.5%
Current ratio
1.00▲
2021 · 0.53
Quick ratio
0.82▲
2021 · 0.35
Debt / equity
2.23▲
2021 · 1.74
ROE
3.0%▲
2021 · -6.5%
ROA
0.9%▲
2021 · -2.4%
Interest coverage
9.88▲
2021 · 5.03
Debt
€1.00M▲
2021 · €868k
Debt ≤ 1 year
€424k▼
2021 · €497k
Debt > 1 year
€578k▲
2021 · €367k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€1.37M€1.45M▲
Fixed assets21/28€1.10M€1.03M▼
Intangible fixed assets21€281k€294k▲
Tangible fixed assets22/27€824k€736k▼
Plant, machinery and equipment23€631k€574k▼
Leasing and similar rights25€193k€161k▼
Other tangible fixed assets26€374€249▼
Current assets29/58€262k€422k▲
Stocks and contracts in progress3€90k€73k▼
Stocks30/36€90k€73k▼
Amounts receivable within one year40/41€166k€285k▲
Trade receivables40€138k€275k▲
Other amounts receivable41€28k€10k▼
Cash at bank and in hand54/58€7k€57k▲
Deferred charges and accrued income490/1€148€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.37M€1.45M▲
Equity10/15€499k€450k▼
Contributions10/11€180k€180k=
Capital10€180k€180k=
Issued capital100€180k€180k=
Reserves13€39k€39k=
Non-distributable reserves130/1€9k€9k=
Legal reserve130€9k€9k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€4k€18k▲
Investment grants15€276k€214k▼
Amounts payable17/49€868k€1.00M▲
Amounts payable after more than one year17€367k€578k▲
Financial debts170/4€367k€578k▲
Amounts payable within one year42/48€497k€424k▼
Current portion of amounts payable after more than one year42€209k€159k▼
Financial debts43€70k-
Credit institutions430/8€70k-
Trade debts44€116k€251k▲
Suppliers440/4€116k€251k▲
Taxes, remuneration and social security45€18k€14k▼
Taxes450/3€18k€14k▼
Other amounts payable47/48€84k-
Accrued charges and deferred income492/3€4k-
Income statement
Code20212022
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€244k€231k▼
Other operating charges640/8€5k€3k▼
Gross operating margin9900€159k€198k▲
Operating profit (loss)9901€-91k€-36k▲
Financial income75/76B€89k€69k▼
Recurring financial income75€89k€69k▼
Non-recurring financial income76B€0-
Financial charges65/66B€31k€20k▼
Recurring financial charges65€31k€20k▼
Profit (loss) for the period before taxes9903€-33k€13k▲
Income taxes67/77€-439-
Profit (loss) for the period9904€-32k€13k▲
Profit (loss) for the period to be appropriated9905€-32k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€18k▼
Profit (loss) brought forward from the previous period14P€67k€4k▼
Transfer to equity691/2€30k-
To other reserves6921€30k-
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
05-06
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Namur · BNOVA SA RUE LES TIENNES 104, 5100 WIERDE · event 16-05-2024
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 4 days late
2022
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €514k ▲8975%
Operating result €476k, net result €514k, both a record.
31-12
Financial
Equity above €500kEq €630k ▲136%
2 profitable years in a row build equity to €630k.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 69 days late
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial
Equity above €200kEq €267k ▲72%
Equity rises from €155k to €267k.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 145 days late
2016
04-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 4 days late
2015
31-07
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
31-07
NBB filing
Annual accounts filed
fiscal year 2013 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue les Tiennes(WD) 1045100 NamurGround area
3,251 m²
Building footprint
230 m²
Volume, LiDAR
876 m³
2 parcels, Wallonia · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
B-Cap
since 20112.203.227.712
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53030B0247/00S005 | Wallonia | 2,009 m² | - | - |
| 92136B0089/00M000 | Wallonia | 1,242 m² | 1 · 230 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
2 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | RAPHAEL CANVAT AVENUE REINE ASTRID 4,
5000 NAMUR |
16-05-2024 → present |
| Curator | ISABELLE SOHET AVENUE
REINE ASTRID, 4, 5000 NAMUR |
16-05-2024 → present |
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Of 778 companies in sector 22220 we hold annual accounts for 596. 445 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-09-2011
Fiscal year end31-12
Activities, NACEBEL
22220Manufacture of rubber and plastic products
46389Wholesale of other food products
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.