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Private limited companyfounded 2017active for 9 yearsRue Marie-Henriette 67, 4800 Verviers, BelgiumKBO/BCE: BE 0680.511.220

From the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

BJF is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €213,028 and a net result of €68,628. Equity is growing by about 18% per year across the filed financial years. Its solvency ranks better than 50% of 9,743 sector peers (NACE 64, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Directors

Directors
1 director, last change in 2022
BALHAN Jean-François Nicolas René
Director (not named in the articles) · since 28-08-2017 · in the 2025 annual accounts, filed on 11-09-2026
Current

Mandate history

2 people, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
BALHAN Jean-François Nicolas René
  • Director (not named in the articles), since before 17-11-2022
GUILLEMIN Isabelle Jeannine Lambertine Jacqueline
  • Manager, until 17-11-2022
See the board, name and registered office on a given date →

How the board is organised

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
One provision in the deed

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Formes prévues pour modifications aux statuts, assemblée générale”
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“En vertu des présents statuts, dissolution pour quelque cause et à quelque moment”

Articles of association, deed of 17-11-2022 (in French)

Owners and capital

Capital and shareholders

Capital over the years
  1. 17-11-2022 Converted to unavailable equity · €20,460

Shares according to the articles of association

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Nominatives, registre actions nominatives,mentions Code des sociétés et des associations,consultation titulaires,forme électronique possible”
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Participation dans les actions, nullité”

Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.

Other provision: “Rémunération des administrateurs, frais généraux”
Other provision: “Gestion journalière, un ou plusieurs”
Other provision: “3 ans, contrôle de la société”
Other provision: “Séances-procès-verbaux, administrateur, à défaut actionnaire présent détenant le plus d'actions, en cas de parité le plus âgé”
Other provision: “Délibérations, dispositions légales actions sans droit de vote”
Other provision: “Trois semaines, séance tenante”
Other provision: “Bénéfice annuel net, répartition-réserves”
Liquidation distribution: “Apurement dettes, charges et frais ou consignation montants nécessaires, remis pour être partagés même proportion”
Other provision: “Exécution des statuts, élection de domicile”
Other provision: “Tribunaux du siège, compétence judiciaire”
Other provision: “Droit commun, dispositions Code des sociétés et des associations auxquelles il ne serait pas licitement dérogé”
Other provision: “Appels de fonds, à leur émission”
Other provision: “Par préférence aux actionnaires existants,proportionnellement, apport en numéraire avec émission nouvelles actions - droit de préférence”
4 more provisions in the deed, see the deed of 17-11-2022

Articles of association, deed of 17-11-2022 (in French)