Equity
€1.4m from €2.4m in 2008
Equity fell by 41% in 17 years.
BINOT
Lifetime
20 annual accounts with figures on one time axis, 27 filings since 1999Gross marginpeak €1.3m (2008)
€752,803▲ 4.0%
Resultlowest -€307,006 (2021)
-€161,463▼ €679,110
Equitypeak €2.4m (2008)
€1.4m▼ 10.0%
Debts
€8.2m▲ 124%
Staffpeak 5.6 FTE (2006)
-not published
Board2 names since 2020
2 directorsDe Neve Wouter and 1 other
Owners2 names in the annual accounts
Documentsfilings and deeds
12-08-202612 days late
2025abbreviated format
Loss of €161,463Merger: BINOT takes over TRACOTEL 24-09Merger: BINOT takes over PEMACO 24-09Merger proposal: BINOT takes over TRACOTEL BV 23-06Debts from €3.6m to €8.2mInvestments €7.3m
Key points
from the 2025 annual accountsResult
-€161,463 -€161,463
From profit to loss in 2025, after a profit of €517,647 in 2024.
Debts
€8.2m ▲ 124%
Debts rose by €4.5m in 2025.
Investments
€9.3m 13.9 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 319.1% higher than in 2024.
Liquidity
0.14 was 1.86 in 2024
Short-term debts fell from €1.2m to €982,232.
Restructuring
2
2 restructurings since 2025. Latest: merger with PEMACO.
2025 accounts filed 12 days after the deadlineTotal assets +87%: merger
Checked score
85
Excellent
Financially stronger than 37% of small companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.8%▲ +0.1 percentage points vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025highest value
04-2025: 0.7%▼ -0.1 percentage points vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.2%▼ -0.5 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025lowest value
12-2025: 0.2%● unchanged vs 11-2025lowest value
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.3 percentage points vs 07-2026
09-2026: 0.3%▼ -0.2 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.14, cash €20,610
Loss of €161,463 (financial year 2025)
lowers risk
Size: total assets €9.8m
Figures for financial year 2025 (filed on 15-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small). It does better than 24% of them on solvency, 51% on liquidity, 54% on profitability and 17% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 371 companies had the same profile as BINOT has now. Each dot is one company, two years later.
96.8%
were still trading
2.2%
stopped another way
0.5%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BINOT itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 371 companies, not a prediction for BINOT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €120,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.14 (1.86 in 2024), below 1. Short-term debt is 10% and cash 0.2% of total assets. 85.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 12 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
12 days late
2024
59 days early
2023
29 days late
2022
3 days early
2021
71 days late
2020
23 days early
2019
100 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 10 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 August (4 of the last 5 accounts filed within 59 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
DN
De Neve Wouter
Director, since 14-12-2020
SD
Saerens Dimitri
Director, since 14-12-2020
- JOSSE BERCKMANS CONSULT 33.33%equity €110,911 (2024) · 2024 annual accounts of JOSSE BERCKMANS CONSULT
- DW INVEST 33%score 91equity €3.5m (2025) · 30-06-2022 annual accounts of DW INVEST
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0465156372
Merger: BINOT takes over TRACOTEL
General meeting of 31-07-2025 · Gazette deed
Merger: BINOT takes over PEMACO
General meeting of 31-07-2025 · Gazette deed
Merger proposal: BINOT takes over TRACOTEL BV
Gazette deed
Official details
Source: KBO- Status
- Active since 05-01-1999Normal situation
- Registered office
- 14 active companies are registered at this addressSource: KBO register, as of 5 November 2026.
- Activity
- “De vennootschap heeft tot voorwerp: Het beheer van roerende en onroerende goederen in de…” (deed in Dutch)From the articles, 9 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.230.544.4941780 Wemmel, since 05-01-1999
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- Turnover
- ≈ €1.8mestimated
- Total assets
- €9.8m▲ 86.8%
- Filing
- Filed on 12-08-2026
Insights on BINOT
BINOT files the abbreviated format. That format states no turnover. The gross margin rose from €724,433 in 2006 to €752,803 in 2025.
The balance sheet grew most in 2025 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BINOT
- What is the company number of BINOT?
- The company number of BINOT is 0465.156.372. The VAT number is the same number with BE in front: BE 0465.156.372.
- Where is BINOT based?
- The registered office is at Is. Meyskensstraat 222, 1780 Wemmel.Company details
- What is the legal form of BINOT?
- BINOT is a private limited company (BV).
- When was BINOT founded?
- BINOT was founded on 05-01-1999.
- Is BINOT still active?
- Yes, BINOT is an active enterprise in the KBO register.
- How many employees does BINOT have?
- BINOT had an average of 0.7 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
- What is the turnover of BINOT?
- The turnover in financial year 2025 is ≈ €1.8m. This figure is estimated from the gross margin of €752,803 and 2,281 comparable companies of the same size. It probably lies between €1.1m and €3.0m. It is a rough estimate.
- Is BINOT profitable?
- In financial year 2025, BINOT made a loss of €161,463.
- Where can I find the annual accounts of BINOT?
- BINOT filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BINOT due?
- BINOT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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