Equity
€148,115 ▲ 140%
Equity rose in 2025 from €61,629 to €148,115.
BFF
Lifetime
10 annual accounts with figures on one time axispeak €165,122 (2025)
€165,122▲ 82.2%
lowest -€3,153 (2018)
€115,985▼ 10.8%
peak €148,115 (2025)
€148,115▲ 140%
€330,100▲ 58.7%
Board2 names since 2016
2 directorsBert Van Raemdonck and 1 other
Documentsfilings and deeds
26-08-202626 days late
2025micro format
Gross margin from €90,603 to €165,122Equity from €61,629 to €148,115Debts from €207,942 to €330,100Investments €42,209Cash from €16,281 to €157,355
Key points
from the 2025 annual accountsTurnover
≈ €250,000 estimated
The micro format states no turnover.
Debts
€330,100 ▲ 58.7%
Debts rose by €122,158 in 2025.
Investments
€43,837 3.1 × depreciation
Green is investment, beige is depreciation. Machinery stands 384.4% higher than in 2024.
Filings
10 annual accounts 4 late
The 2017 accounts came latest: 57 days after the end of the period.
Position in the sector
€115,985
Higher net result than 92% of companies in office administrative support. Sector median €16,204 · 9,692 companies.
Checked score
96
Excellent
Financially stronger than 64% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%highest value
01-2025: 0.6%● unchanged vs 12-2024highest value
02-2025: 0.2%▼ -0.4 percentage points vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%▼ -0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026
09-2026: 0.1%▼ -0.3 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Size: total assets €478,215
Liquidity: current ratio 1.39, cash €157,355
Figures for financial year 2025 (filed on 26-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 36% of them on solvency, 56% on liquidity, 73% on profitability and 92% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as BFF has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of BFF itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for BFF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.39 (1.32 in 2024), below the usual 1.5. Short-term debt is 57% and cash 32.9% of total assets. 69% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
26 days late
2024
3 days early
2023
21 days late
2022
19 days early
2021
30 days late
2020
1 day early
2019
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 6 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0656575875
Registered office moved from Kruibeke to Rupelmonde
New registered office: Kloosterstraat 29, 9150 Rupelmonde · Previous registered office: Dr. D'Hooghelaan 33, 9150 Kruibeke · Board meeting of 27-10-2022 · Gazette deed
2 directors appointed, 2 resignations
Resignations: Bert Van Raemdonck and Femke Van Gulck · Appointments: Bert Van Raemdonck (director) and Femke Van Gulck (director) · “Alle commerciële,industriële,financiële,roerende en onroerende verrichtingen in het domein van de…” (deed in Dutch) · General meeting of 04-12-2020 · Gazette deed
Incorporation
published on 14-06-2016 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BFF Beveren-Kruibeke-Zwijndrecht | €478,215 | €165,122 | 31.0% | - |
| SCHELDEMAN-LENAERS PROJECTS Oudenaarde | €546,406 | €158,396 | 35.5% | - |
| BLACKFISK Ghent | €564,889 | €162,867 | 2.4% | 2.6 |
| SVDV-Consult Assenede | €546,347 | €192,446 | 81.7% | - |
| PURE JAVA Gavere | €533,693 | €197,359 | 38.3% | - |
| Evolve Talent Deinze | €510,527 | €155,425 | 3.6% | - |
| JUVICON Ghent | €623,136 | €174,737 | 66.8% | - |
These companies have the same main activity as BFF: other business support services (NACE 82990). They are comparable in size and age: total assets between €511,000 and €623,000, founded between 2015 and 2018.
Official details
Source: KBO- Status
- Active since 10-06-2016Normal situation
- Activity
- Other business support servicesNACE 82990and 3 others
- Establishment unit
- 2.254.963.8499150 Beveren-Kruibeke-Zwijndrecht, since 10-06-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 15-06-2026
Insights on BFF
BFF files the micro format. That format states no turnover. The gross margin rose from €9,452 in 2016 to €165,122 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BFF
- What is the company number of BFF?
- The company number of BFF is 0656.575.875. The VAT number is the same number with BE in front: BE 0656.575.875.
- Where is BFF based?
- The registered office is at Atlasstraat 29, 9150 Beveren-Kruibeke-Zwijndrecht.Company details
- What does BFF do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of BFF?
- BFF is a private limited company (BV).
- When was BFF founded?
- BFF was founded on 10-06-2016.
- Is BFF still active?
- Yes, BFF is an active enterprise in the KBO register.
- What is the turnover of BFF?
- The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €165,122 and 31 comparable companies (NACE 82990). It probably lies between €200,000 and €340,000.Financials
- Is BFF profitable?
- In financial year 2025, BFF made a profit of €115,985.
- Where can I find the annual accounts of BFF?
- BFF filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BFF due?
- BFF must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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