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BEN DECOUPE

Active
Private limited company (pre-2019)founded 200124 yrs activeHacboister 4, 4653 Herve, BelgiumKBO/BCE: BE 0476.042.148

BEN DECOUPE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-89k) and a net result of €8k. Equity is shrinking by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 6% of 1522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
8 / 100
Critical▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency33▼-1
Growth58=
Stability100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.41 against 0.54 in 2024), and equity is negative.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 24 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-120.2%
Return on assets
10.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 1522 sector peers (2025).
NBB · sector comparison
Position among 1522 sector peers
Solvency
better than 6%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
25 d late
2024
20 d late
2023
30 d late
2022
31 d late
2021
29 d late
2020
30 d late
2019
137 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8k▼ 82.9%
2024 · €45k
2018: €-24k 2019: €16k 2020: €2k 2021: €-5k 2022: €-86k 2023: €-17k 2024: €45k
2018 → 2025
Working capital
€-96k▲ 14.1%
2024 · €-112k
2018: €-66k 2019: €-47k 2020: €-57k 2021: €-49k 2022: €-150k 2023: €-163k 2024: €-112k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-38k-€-124k▼ 225%€-141k▼ 13.6%€-96k▲ 31.8%€-89k▲ 8.0%
Operating result€-4k-€-85k▼ 1,933%€-16k▲ 81.7%€46k€13k▼ 72.8%
Net result€-5k-€-86k▼ 1,669%€-17k▲ 80.4%€45k€8k▼ 82.9%
Result per fiscal year
Operating resultNet result
€-100k€-50k€0€50kOperating result 2021: €-4k€-4kNet result 2021: €-5k€-5kOperating result 2022: €-85k€-85kNet result 2022: €-86k€-86kOperating result 2023: €-16k€-16kNet result 2023: €-17k€-17kOperating result 2024: €46k€46kNet result 2024: €45k€45kOperating result 2025: €13k€13kNet result 2025: €8k€8k20212022202320242025
The operating result falls in 2025; 2025 is 73% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets €7k▼ 53.1%
Current assets €67k▼ 49.7%
Key figures and ratios
2025 value · change against 2024
EBITDA
€21k
2024 · €54k
Cash flow
€16k
2024 · €53k
Solvency
-120.2%
2024 · -65.2%
Current ratio
0.41
2024 · 0.54
Quick ratio
0.41
2024 · 0.54
Debt / equity
-1.83
2024 · -2.53
ROE
-8.7%
2024 · -46.6%
ROA
10.4%
2024 · 30.4%
Interest coverage
4.20
2024 · 49.26
Debt
€163k
2024 · €244k
Debt ≤ 1 year
€163k
2024 · €244k
Staff costs
€236k
2024 · €298k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€148k€74k
Fixed assets21/28€15k€7k
Tangible fixed assets22/27€14k€6k
Plant, machinery and equipment23€2k€1k
Furniture and vehicles24€12k€5k
Financial fixed assets28€1k€1k=
Current assets29/58€133k€67k
Amounts receivable within one year40/41€116k€49k
Trade receivables40€116k€49k
Other amounts receivable41€15€0
Cash at bank and in hand54/58€14k€17k
Deferred charges and accrued income490/1€2k€169
Equity and liabilities
Total equity and liabilities10/49€148k€74k
Equity10/15€-96k€-89k
Contributions10/11€6k€6k=
Reserves13€6k€6k=
Tax-exempt reserves132€6k€6k=
Profit (loss) carried forward14€-109k€-101k
Amounts payable17/49€244k€163k
Amounts payable within one year42/48€244k€163k
Trade debts44€87k€73k
Suppliers440/4€87k€73k
Advances received on contracts in progress46€85k€0
Taxes, remuneration and social security45€51k€73k
Taxes450/3€14k€7k
Remuneration and social security454/9€37k€66k
Other amounts payable47/48€22k€16k
Income statement Code20242025
Remuneration, social security and pensions62€298k€236k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k
Other operating charges640/8€3k€5k
Gross operating margin9900€355k€261k
Operating profit (loss)9901€46k€13k
Financial income75/76B€0€40
Recurring financial income75€0€40
Financial charges65/66B€1k€5k
Recurring financial charges65€1k€5k
Profit (loss) for the period before taxes9903€45k€8k
Income taxes67/77€0-
Profit (loss) for the period9904€45k€8k
Profit (loss) for the period to be appropriated9905€45k€8k
Appropriation of the result
Profit (loss) to be appropriated9906€-109k€-101k
Profit (loss) brought forward from the previous period14P€-154k€-109k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
20-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial Back to profitnet €45k
Net result €45k after 3 loss-making years.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Weakest financial yearnet €-86k
Net result drops to €-86k, the lowest in the series; recovery starts the following year.
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
16-03
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €16k
Net result €16k after one loss-making year.
28-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
29-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2002
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hacboister 44653 Herve
Ground area
524 m²
Building footprint
154 m²
Volume, LiDAR
1,143 m³
Parcel 63006D0100/00B000, Wallonia · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hacboister 4, 4653 Herve
NACE 1511102
since 20022.098.923.018
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63006D0100/00B000 Wallonia 524 m² 1 · 154 m² 10.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Herve2.098.923.018
1 permission
Dienstverlener - verwerking · since 26-03-2023

Similar companies · same sector and region

We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 595 companies in sector 10111 we hold annual accounts for 327.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded09-11-2001
Fiscal year end31-12
Activities, NACEBEL
10110Manufacture of food products
10111Manufacture of food products
15111
10120Manufacture of food products
15121
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.