BELMANS DIRK
ActiveBELMANS DIRK has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €488k and a net result of €105k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 14.83 against 12.4 in 2024; short-term debt: 5.8% and cash: 56.4% of total assets), and 5.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.2%
Return on assets
20.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
27 d early
2023
14 d late
2022
22 d late
2021
24 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€488k▲ 10.7%
2024 · €441k
2018: €257k
2019: €315k
2020: €332k
2021: €323k
2022: €338k
2023: €387k
2024: €441k
2018 → 2025
Total assets
€518k▲ 9.5%
2024 · €474k
2018: €301k
2019: €352k
2020: €379k
2021: €365k
2022: €389k
2023: €420k
2024: €474k
2018 → 2025
Net result
€105k▲ 3.3%
2024 · €102k
2018: €48k
2019: €58k
2020: €52k
2021: €48k
2022: €62k
2023: €78k
2024: €102k
2018 → 2025
Working capital
€415k▲ 12.9%
2024 · €367k
2018: €176k
2019: €209k
2020: €267k
2021: €276k
2022: €295k
2023: €314k
2024: €367k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€323k-€338k▲ 4.8%€387k▲ 14.5%€441k▲ 13.9%€488k▲ 10.7%
Operating result€67k-€85k▲ 26.5%€107k▲ 26.7%€143k▲ 32.9%€126k▼ 11.5%
Net result€48k-€62k▲ 28.7%€78k▲ 25.2%€102k▲ 31.2%€105k▲ 3.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €518k
Fixed assets
€74k▼ 0.1%
Current assets
€445k▲ 11.3%
Equity and liabilities €518k
Equity
€488k▲ 10.7%
Debt
€30k▼ 7.0%
The debt ratio falls from 6.8% to 5.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€126k▼
2024 · €143k
Cash flow
€105k▲
2024 · €102k
Solvency
94.2%▲
2024 · 93.2%
Current ratio
14.83▲
2024 · 12.40
Quick ratio
14.83▲
2024 · 12.40
Debt / equity
0.06▼
2024 · 0.07
ROE
21.6%▼
2024 · 23.1%
ROA
20.3%▼
2024 · 21.5%
Interest coverage
554.65▼
2024 · 852.82
Debt
€30k▼
2024 · €32k
Debt ≤ 1 year
€30k▼
2024 · €32k
Income taxes
€29k▼
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€474k€518k▲
Fixed assets21/28€74k€74k▼
Tangible fixed assets22/27€73k€73k▼
Land and buildings22€73k€73k=
Furniture and vehicles24€88-
Financial fixed assets28€496€496=
Current assets29/58€400k€445k▲
Amounts receivable within one year40/41€22k€27k▲
Other amounts receivable41€22k€27k▲
Current investments50/53€101k€101k=
Cash at bank and in hand54/58€250k€292k▲
Deferred charges and accrued income490/1€27k€24k▼
Equity and liabilities
Total equity and liabilities10/49€474k€518k▲
Equity10/15€441k€488k▲
Contributions10/11€19k€19k=
Reserves13€423k€364k▼
Tax-exempt reserves132€19k€19k=
Distributable reserves133€404k€346k▼
Profit (loss) carried forward14-€105k
Amounts payable17/49€32k€30k▼
Amounts payable within one year42/48€32k€30k▼
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€24k€24k=
Taxes450/3€21k€21k=
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€3k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€438€88▼
Other operating charges640/8€6k€6k▲
Gross operating margin9900€149k€133k▼
Operating profit (loss)9901€143k€126k▼
Financial income75/76B€1k€8k▲
Recurring financial income75€1k€8k▲
Financial charges65/66B€168€228▲
Recurring financial charges65€168€228▲
Profit (loss) for the period before taxes9903€144k€134k▼
Income taxes67/77€42k€29k▼
Profit (loss) for the period9904€102k€105k▲
Profit (loss) for the period to be appropriated9905€102k€105k▲
Appropriation of the result
Profit (loss) to be appropriated9906€102k€105k▲
Transfer from equity791/2€48k€58k▲
Transfer to equity691/2€102k-
To other reserves6921€102k-
Profit to be distributed694/7€48k€58k▲
Return on contributions (dividend)694€48k€58k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Highest result since 2018net €105k ▲3.3%
Net result €105k, the highest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 14.64
Current ratio from 6.83 to 14.64; short-term debt falls from €36k to €20k.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
18-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 18 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsebaan 2402570 DuffelGround area
2,421 m²
Building footprint
849 m²
Volume, LiDAR
4,587 m³
Parcel 12302D0351/00V002, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BELMANS DIRK BVBA
since 19922.056.985.364
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12302D0351/00V002 | Flanders | 2,421 m² | 1 · 849 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,267 companies in sector 47300 we hold annual accounts for 946. 661 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-1992
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.