Equity
€494,168 ▲ 6.3%
BELIV has made a profit without a break since 2011.
BELIV
Lifetime
18 annual accounts with figures on one time axis, 43 filings since 1983peak €163,812 (2020)
€81,281▲ 19.0%
lowest -€6,046 (2009)
€52,150▲ 64.5%
peak €494,168 (2025)
€494,168▲ 6.3%
€240,071▼ 6.9%
peak 0 FTE (2023)
-not published
Board3 names since 2008
2 directorsVERNAILLEN Benedikt and 1 other
Documentsfilings and deeds
27-08-202627 days late
2025abbreviated format
Gross margin from €68,316 to €81,281Result from €31,706 to €52,150Dividend €22,747
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 63% of micro companies in other manufacturing (NACE 32)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 1,141 companies (NACE 32, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026highest value
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Founded in 1983
Size: total assets €734,239
Liquidity: current ratio 3.96, cash €109,372
Figures for financial year 2025 (filed on 30-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 32, micro). It does better than 72% of them on solvency, 69% on liquidity, 59% on profitability and 53% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as BELIV has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of BELIV itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for BELIV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.96 (3.58 in 2024), above the usual 1.5. Short-term debt is 8.1% and cash 14.9% of total assets. 32.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
27 days late
2024
28 days late
2023
12 days early
2022
46 days early
2021
33 days early
2020
8 days early
2019
8 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 7 days before the deadline. In the sector (NACE 32), the median for financial year 2024 was 2 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (4 of the last 5 accounts filed within 38 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0423599097
Company renamed from TANDTECHNISCH LABO VERNAILLEN to BELIV
Resignations: VERNAILLEN Benedikt (manager) and CABOOTER Liesbet (manager) · Reappointments: VERNAILLEN Benedikt (director) and CABOOTER Liesbet (director) · “Kunsttanden en kunstgebitten te vervaardigen,alsook herstellingen van deze gebitten en dit in de ruimste zin…” (deed in Dutch) · General meeting of 13-01-2021 · Gazette deed
Appointment: Cabooter Liesbeth (manager)
General meeting of 03-09-2018 · Gazette deed
Incorporation
published on 01-01-1983 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BELIV Haaltert | €734,239 | €81,281 | 67.3% | - |
| DENTALI Nijlen | €563,484 | €92,738 | 74.3% | - |
| DIGITRON Antwerp | €831,523 | €58,413 | 91.6% | - |
| Tandtechnisch Laboratorium Sys F. - Ceramic Art Ghent | €923,752 | €41,130 | 99.1% | - |
| GODENT Dendermonde | €514,421 | €53,183 | 26.3% | - |
| INTERPOINT Leuven | €852,491 | €129,566 | 91.7% | - |
| ORTO-MEDI-LINE Nivelles | €900,191 | €80,465 | 98.0% | - |
These companies have the same main activity as BELIV: manufacture of medical and dental instruments and supplies (NACE 32500). They are comparable in size and age: total assets between €514,000 and €924,000, founded between 1976 and 1996.
Official details
Source: KBO- Status
- Active since 01-02-1983Normal situation
- Activity
- Manufacture of medical and dental instruments and suppliesNACE 32500and 2 others
- Establishment unit
- 2.021.751.5019450 Haaltert, since 01-02-1983
- Financial year end
- 31 December
- Peppol
- Reachable since 14-10-2025
Insights on BELIV
BELIV files the abbreviated format. That format states no turnover. The gross margin rose from €72,758 in 2007 to €81,281 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BELIV
- What is the company number of BELIV?
- The company number of BELIV is 0423.599.097. The VAT number is the same number with BE in front: BE 0423.599.097.
- Where is BELIV based?
- The registered office is at Stichelen 71, 9450 Haaltert.Company details
- What does BELIV do?
- According to the KBO register, the main activity is manufacture of medical and dental instruments and supplies (NACE 32500).
- What is the legal form of BELIV?
- BELIV is a private limited company (BV).
- When was BELIV founded?
- BELIV was founded on 01-02-1983.
- Is BELIV still active?
- Yes, BELIV is an active enterprise in the KBO register.
- What is the turnover of BELIV?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €81,281 and 1,300 comparable companies of the same size. It probably lies between €140,000 and €430,000. It is a rough estimate.Financials
- Is BELIV profitable?
- In financial year 2025, BELIV made a profit of €52,150.
- Where can I find the annual accounts of BELIV?
- BELIV filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BELIV due?
- BELIV must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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