BELGIAN OPTICAL SUPPLY
ActiveSummary
BELGIAN OPTICAL SUPPLY has been active since 1965 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €-6k. Equity is shrinking by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 21% of 126 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-1
Solvency36▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.85 in 2024; short-term debt: 88.9% and cash: 34.5% of total assets), and 88.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 26
Relative position
BE, all sectors
reference
Sector 26
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.1%
Return on assets
-1.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-6k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 126 sector peers (2025).
NBB · sector comparisonPosition among 126 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
65 d early
2023
9 d early
2022
12 d early
2021
5 d early
2020
22 d early
2019
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€51k▼ 11.0%
2024 · €58k
2018: €245k
2019: €135k
2020: €17k
2021: €532k
2022: €290k
2023: €89k
2024: €58k
2018 → 2025
Total assets
€463k▲ 6.9%
2024 · €433k
2018: €866k
2019: €702k
2020: €514k
2021: €1.09M
2022: €851k
2023: €536k
2024: €433k
2018 → 2025
Net result
€-6k▲ 79.7%
2024 · €-31k
2018: €-151k
2019: €-110k
2020: €-118k
2021: €515k
2022: €-242k
2023: €-201k
2024: €-31k
2018 → 2025
Working capital
€-56k▼ 3.0%
2024 · €-54k
2018: €40k
2019: €-51k
2020: €13k
2021: €484k
2022: €121k
2023: €-53k
2024: €-54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€532k-€290k▼ 45.5%€89k▼ 69.3%€58k▼ 35.1%€51k▼ 11.0%
Operating result€586k-€-220k€-190k▲ 13.7%€-32k▲ 83.1%€154
Net result€515k-€-242k€-201k▲ 17.0%€-31k▲ 84.5%€-6k▲ 79.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €154 after a loss of €32k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €463k
Fixed assets
€107k ▼ 18.2%
Current assets
€356k ▲ 17.8%
Equity and liabilities €463k
Equity
€51k ▼ 11.0%
Debt
€411k ▲ 9.7%
Debt's share of the balance-sheet total rises from 86.7% to 88.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€43k▲
2024 · €12k
Cash flow
€36k▲
2024 · €13k
Current ratio
0.86▲
2024 · 0.85
Quick ratio
0.72▲
2024 · 0.63
Debt to equity
8.02▲
2024 · 6.51
ROE
-12.3%▲
2024 · -54.1%
ROA
-1.4%▲
2024 · -7.2%
Interest coverage
3.28▼
2024 · 4.25
Debt ≤ 1 year
€411k▲
2024 · €356k
Debt > 1 year
€0▼
2024 · €19k
Income taxes
€479▲
2024 · €-22
Staff costs
€63k▲
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€433k€463k▲
Fixed assets21/28€131k€107k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€131k€107k▼
Plant, machinery and equipment23€25k€30k▲
Furniture and vehicles24€39k€23k▼
Other tangible fixed assets26€67k€54k▼
Current assets29/58€302k€356k▲
Stocks and contracts in progress3€79k€59k▼
Stocks30/36€79k€59k▼
Amounts receivable within one year40/41€81k€137k▲
Trade receivables40€71k€137k▲
Other amounts receivable41€10k€0▼
Cash at bank and in hand54/58€140k€160k▲
Deferred charges and accrued income490/1€1k€450▼
Equity and liabilities
Total equity and liabilities10/49€433k€463k▲
Equity10/15€58k€51k▼
Contributions10/11€56k€56k=
Reserves13€476k€476k=
Distributable reserves133€476k€476k=
Profit (loss) carried forward14€-474k€-480k▼
Amounts payable17/49€375k€411k▲
Amounts payable after more than one year17€19k€0▼
Financial debts170/4€19k€0▼
Amounts payable within one year42/48€356k€411k▲
Current portion of amounts payable after more than one year42€28k€19k▼
Trade debts44€155k€200k▲
Suppliers440/4€155k€200k▲
Taxes, remuneration and social security45€14k€34k▲
Taxes450/3€7k€22k▲
Remuneration and social security454/9€7k€12k▲
Other amounts payable47/48€159k€158k▼
Income statement
Code20242025
Remuneration, social security and pensions62€61k€63k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€43k▼
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€8k€0▼
Gross operating margin9900€84k€107k▲
Operating profit (loss)9901€-32k€154▲
Financial income75/76B€4k€7k▲
Recurring financial income75€4k€7k▲
Financial charges65/66B€3k€13k▲
Recurring financial charges65€3k€13k▲
Profit (loss) for the period before taxes9903€-31k€-6k▲
Income taxes67/77€-22€479▲
Profit (loss) for the period9904€-31k€-6k▲
Profit (loss) for the period to be appropriated9905€-31k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-474k€-480k▼
Profit (loss) brought forward from the previous period14P€-443k€-474k▼
Social balance
Average headcount (FTE)90870.91.0▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-242k ▼147%
Net result drops to €-242k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €515k
Net result €515k after 3 loss-making years.
31-12
Financial
Equity above €500kEq €532k ▲3071%
Equity rises from €17k to €532k.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 1966
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Noordlaan 248520 KuurneGround area
3,682 m²
Building footprint
1,007 m²
Volume, LiDAR
5,645 m³
Parcel 34023A0435/00G000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Noordlaan 24, 8520 Kuurne
since 19662.000.799.895
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023A0435/00G000 | Flanders | 3,682 m² | 1 · 1,007 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0461.469.778
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Grafmonumenten Hubert Vlaminck
BE 0438.593.814
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Of 428 companies in sector 26700 we hold annual accounts for 341. 221 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-1965
Fiscal year end31-12
Abbreviation NL
BOS
Activities, NACEBEL 2025
26700Manufacture of computer, electronic and optical products
32500Manufacture of medical and dental instruments and supplies
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.