Equity
€49.9m ▲ 7.3%
BEDECE has made a profit without a break since 2018.
BEDECE
Lifetime
19 annual accounts with figures on one time axis, 24 filings since 2001peak €5.5m (2021)
€1.4m▲ 23.9%
lowest -€85,525 (2009)
€3.4m▼ 65.6%
peak €49.9m (2025)
€49.9m▲ 7.3%
€1.8m▲ 135%
peak 1 FTE (2017)
0 FTE
Board1 name since 2000
1 directorDE CRAENE Bruno
Documentsfilings and deeds
23-06-202637 days before the deadline
2025abbreviated format
Gross margin from €1.1m to €1.4mResult from €9.9m to €3.4mDebts from €757,995 to €1.8mInvestments €1.3mCash from €156,876 to €106,607
Key points
from the 2025 annual accountsResult
€3.4m ▼ 65.6%
The result fell in 2025 from €9.9m to €3.4m.
Investments
€1.3m 8.6 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 29.0% higher than in 2024.
Liquidity
19.36 was 42.44 in 2024
Short-term debts rose from €757,995 to €1.8m.
Filings
24 annual accounts since 2001
Two of the last ten came late. The 2015 accounts came latest: 30 days after the end of the period.
Position in the sector
€3.4m
Higher net result than 95% of companies in head offices and management consultancy. Sector median €37,464 · 10,858 companies.
Checked score
96
Excellent
Financially stronger than 72% of large companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 204 companies (NACE 70, large).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026highest value
10-2026: 0.1%▼ -0.1 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 19.36, cash €106,607
lowers risk
Size: total assets €51.8m
Founded in 2000
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, large). It does better than 75% of them on solvency, 56% on liquidity, 91% on profitability and 64% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 321 companies had the same profile as BEDECE has now. Each dot is one company, two years later.
97.5%
were still trading
2.5%
stopped another way
0.0%
went bankrupt
That fits the bankruptcy probability of BEDECE itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 321 companies, not a prediction for BEDECE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,750,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 19.36 (42.44 in 2024), above the usual 1.5. Short-term debt is 3.4% and cash 0.2% of total assets. 3.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 23-06-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 days early
2024
8 days early
2023
84 days early
2022
132 days early
2021
33 days early
2019
44 days early
2018
26 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 52 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today. The company usually files around 23 June (4 of the last 5 accounts filed within 46 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today30-12-2026 year end30-07-2027 deadline
Board and ownership
- DE CRAENE Bruno Jean Hubert 2,499 sharesdeed of 19-11-2020
- BOGAERT Nadine Malvine Rosalie 1 sharedeed of 19-11-2020
Shares in 2 companies, DE CRAENE and REAZN Group SA
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0473700092
Appointment: DE CRAENE Bruno Jean Hubert (statutory director)
DE CRAENE Bruno Jean Hubert holds 2,499 shares · BOGAERT Nadine Malvine Rosalie holds 1 share · General meeting of 17-11-2020 · Gazette deed
Merger: BEDECE takes over MATRIO
DE CRAENE Bruno Jean Hubert holds 2,499 shares · BOGAERT Nadine Malvine Rosalie holds 1 share · General meeting of 20-07-2018 · Gazette deed
Merger proposal: BEDECE takes over MATRIO
Permanent representative: Bruno De Craene · The company holds all the shares of MATRIO · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BEDECE Kruisem | €51.8m | €1.4m | 96.3% | 0 |
| GML ESTATE Nazareth-De Pinte | €45.0m | €1.1m | 31.0% | 0 |
| Chic O'Ray Pittem | €28.7m | €1.4m | 51.3% | 0 |
| CORAL & WALLACE Deinze | €31.7m | €1.3m | 57.4% | 0 |
| DEVUMA Knokke-Heist | €29.7m | €1.3m | 77.3% | 0 |
| HOVECO MANAGEMENT Moorslede | €36.5m | €1.1m | 52.8% | 0 |
| EXCELLENCE CONSULTING Sint-Martens-Latem | €79.2m | €0.6m | 46.5% | 0 |
These companies have the same main activity as BEDECE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €29m and €79m, founded between 1990 and 2011.
Official details
Source: KBO- Status
- Active since 22-12-2000Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.132.370.0049772 Kruisem, since 26-06-2003
- Financial year end
- 30 December
- Peppol
- Reachable since 24-11-2023
Annual accounts to 30-12-2025
- ≈ €2.7mestimated
- €51.8m▲ 7.2%
- Filing
- Filed on 23-06-2026, 37 days before the end of the filing period
Insights on BEDECE
BEDECE files the abbreviated format. That format states no turnover. The gross margin rose from €112,752 in 2006 to €1.4m in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BEDECE
- What is the company number of BEDECE?
- The company number of BEDECE is 0473.700.092. The VAT number is the same number with BE in front: BE 0473.700.092.
- Where is BEDECE based?
- The registered office is at Kleinestraat 25, 9772 Kruisem.Company details
- What does BEDECE do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of BEDECE?
- BEDECE is a private limited company (BV).
- When was BEDECE founded?
- BEDECE was founded on 22-12-2000.
- Is BEDECE still active?
- Yes, BEDECE is an active enterprise in the KBO register.
- How many employees does BEDECE have?
- BEDECE had an average of 1 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
- What is the turnover of BEDECE?
- The turnover in financial year 2025 is ≈ €2.7m. This figure is estimated from the gross margin of €1.4m and 36 comparable companies (NACE 70200). It probably lies between €1.9m and €3.4m.
- Is BEDECE profitable?
- In financial year 2025, BEDECE made a profit of €3.4m.
- Where can I find the annual accounts of BEDECE?
- BEDECE filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BEDECE due?
- BEDECE must file the annual accounts for financial year 2026 by 30-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.