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Beau & Lou

Active
Private limited companyfounded 20197 yrs activeDriekoningenstraat 63, 8820 Torhout, BelgiumKBO/BCE: BE 0732.584.778

Beau & Lou has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-9k) and a net result of €-10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 315 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
31 / 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▼-50
Solvency19▼-7
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.17 against 0.14 in 2024; short-term debt: 53.9% and cash: 1.6% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-5.6%
Return on assets
-6.2%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
202122232425
2020 to 2025 · latest year €-9k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
on the day
2024
45 d early
2023
31 d late
2022
59 d late
2021
28 d late
2020
83 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€-9k
2024 · €1k
2020: €3k 2021: €-7k 2022: €14k 2023: €42k 2024: €1k
2020 → 2025
Total assets
€161k▲ 16.9%
2024 · €138k
2020: €74k 2021: €196k 2022: €188k 2023: €216k 2024: €138k
2020 → 2025
Net result
€-10k
2024 · €3k
2020: €2k 2021: €-10k 2022: €21k 2023: €28k 2024: €3k
2020 → 2025
Working capital
€-72k▼ 82.5%
2024 · €-39k
2020: €-24k 2021: €-19k 2022: €-9k 2023: €6k 2024: €-39k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-7k-€14k€42k▲ 197%€1k▼ 97.6%€-9k
Operating result€-5k-€34k€44k▲ 30.7%€10k▼ 78.0%€-6k
Net result€-10k-€21k€28k▲ 35.0%€3k▼ 89.7%€-10k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €-5k€-5kNet result 2021: €-10k€-10kOperating result 2022: €34k€34kNet result 2022: €21k€21kOperating result 2023: €44k€44kNet result 2023: €28k€28kOperating result 2024: €10k€10kNet result 2024: €3k€3kOperating result 2025: €-6k€-6kNet result 2025: €-10k€-10k20212022202320242025
The operating result turns negative in 2025: a loss of €6k after €10k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €161k
Fixed assets €146k▲ 11.3%
Current assets €15k▲ 132%
Key figures and ratios
2025 value · change against 2024
EBITDA
€-205
2024 · €16k
Cash flow
€-4k
2024 · €9k
Solvency
-5.6%
2024 · 0.7%
Current ratio
0.17
2024 · 0.14
Quick ratio
0.14
2024 · 0.14
Debt / equity
-18.81
ROA
-6.2%
2024 · 2.1%
Interest coverage
-0.06
2024 · 4.76
Debt
€170k
2024 · €137k
Debt ≤ 1 year
€87k
2024 · €46k
Debt > 1 year
€83k
2024 · €91k
Income taxes
€406
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€138k€161k
Fixed assets21/28€131k€146k
Tangible fixed assets22/27€131k€125k
Land and buildings22€130k€125k
Furniture and vehicles24€534-
Financial fixed assets28€575€22k
Current assets29/58€6k€15k
Amounts receivable after more than one year29€4k-
Other amounts receivable291€4k-
Stocks and contracts in progress3-€3k
Stocks30/36-€3k
Amounts receivable within one year40/41€2k€9k
Trade receivables40-€8k
Other amounts receivable41€2k€2k
Cash at bank and in hand54/58€1k€3k
Deferred charges and accrued income490/1€51-
Equity and liabilities
Total equity and liabilities10/49€138k€161k
Equity10/15€1k€-9k
Contributions10/11€1k€1k=
Profit (loss) carried forward14-€-10k
Amounts payable17/49€137k€170k
Amounts payable after more than one year17€91k€83k
Financial debts170/4€91k€83k
Amounts payable within one year42/48€46k€87k
Current portion of amounts payable after more than one year42€14k€8k
Financial debts43€3-
Credit institutions430/8€3-
Trade debts44€10k€400
Suppliers440/4€10k€400
Taxes, remuneration and social security45€22k€4k
Taxes450/3€22k€4k
Other amounts payable47/48€1€75k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€984€600
Gross operating margin9900€17k€396
Operating profit (loss)9901€10k€-6k
Financial income75/76B€365-
Recurring financial income75€365-
Financial charges65/66B€3k€3k
Recurring financial charges65€3k€3k
Profit (loss) for the period before taxes9903€7k€-10k
Income taxes67/77€4k€406
Profit (loss) for the period9904€3k€-10k
Profit (loss) for the period to be appropriated9905€3k€-10k
Appropriation of the result
Profit (loss) to be appropriated9906€44k€-10k
Profit (loss) brought forward from the previous period14P€41k-
Profit to be distributed694/7€44k-
Return on contributions (dividend)694€44k-

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
09-01
State Gazette act Restructuring
Merger · Accounting effect · Capital8 facts ▸
  • Merger
  • Accounting effect, 2026-01-01
  • Capital, €18.600
  • Corporate purpose, De vennootschap heeft tot doel zowel voor eigen rekening, als voor rekening van derden of op commissie, zowel in België als in het buitenland: -De aankoop- en v…
  • Capital, €50.000
  • Corporate purpose, De vennootschap heeft tot voorwerp zowel in het binnenland als in het buitenland, zowel in eigen naam en voor eigen rekening als voor rekening van derden: -Aan-…
  • Shareholding, 100.00%
  • Shareholding, 100.00%
2025
31-12
Financial Weakest financial yearnet €-10k ▼450%
Net result drops to €-10k, the lowest in the series.
16-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial Highest result since 2020net €28k ▲35%
Operating result €44k, net result €28k, both a record.
28-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-12
Financial Back to profitnet €21k
Net result €21k after one loss-making year.
28-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
22-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 83 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Driekoningenstraat 638820 Torhout
Ground area
965 m²
Building footprint
322 m²
Parcel 31522B0277/00G000, Flanders. Linked by address, not a title deed.
1 establishment unit
Beau & Lou
Driekoningenstraat 63, 8820 TorhoutAgents in the wholesale of furniture, household goods and hardware
since 20192.293.957.453
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31522B0277/00G000 Flanders 965 m² 1 · 322 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Acquisitions and mergers

1 transaction
Took over:BEAU ET LOU
BE 0756.704.126proposal · State Gazette act of 09-01-2026 (2 acts)

Similar companies · same sector, comparable size

Of 2,362 companies in sector 78100 we hold annual accounts for 1,365. 143 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-08-2019
Fiscal year end31-12
Legal name NL SLV GROUP
Activities, NACEBEL
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.