Losses
-€42,710 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
SWEGCO
Lifetime
15 annual accounts with figures on one time axispeak €470,968 (2018)
€341,377▲ 22.0%
lowest -€279,545 (2011)
-€5,223▲ €32,265
peak €1.1m (2023)
€1.0m▼ 0.5%
€1.8m▼ 7.5%
peak 1.4 FTE (2025)
1.4 FTE▲ 27.3%
Board1 name since 2013
1 directorJanssen Geert
Owners2 names in the annual accounts
100%JANSSEN INVEST
Documentsfilings and deeds
09-07-202622 days before the deadline
2025abbreviated format
Gross margin from €279,912 to €341,377Loss of €5,223Staff from 1.1 FTE to 1.4 FTEInvestments €817,878Cash from €22,761 to €39,187
Key points
from the 2025 annual accountsTurnover
≈ €380,000 estimated
The abbreviated format states no turnover.
Investments
€11,631 0.1 × depreciation
Green is investment, beige is depreciation.
Staff
1 employees on 31-12-2025
In 2025, nobody joined and 1 person left.
Liquidity
1.60 was 2.71 in 2024
Short-term debts fell from €437,621 to €254,919.
Filings
15 annual accounts since 2011
Six of the last ten came late. The 2019 accounts came latest: 153 days after the end of the period.
Checked score
84
Excellent
Financially stronger than 50% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.2%▲ +0.1 percentage points vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%▲ +0.1 percentage points vs 07-2025
09-2025: 0.5%▲ +0.1 percentage points vs 08-2025
10-2025: 0.7%▲ +0.2 percentage points vs 09-2025
11-2025: 0.5%▼ -0.2 percentage points vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.4%▼ -0.1 percentage points vs 12-2025
02-2026: 0.5%▲ +0.1 percentage points vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.7%▲ +0.2 percentage points vs 05-2026
07-2026: 0.8%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.4%▼ -0.4 percentage points vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
1 of the last 3 accounts late
Liquidity: current ratio 1.60, cash €39,187
lowers risk
Size: 1.4 FTE, total assets €3.0m
Figures for financial year 2025 (filed on 09-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 53% of them on solvency, 58% on liquidity, 44% on profitability and 43% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,908 companies had the same profile as SWEGCO has now. Each dot stands for 18 companies, two years later.
90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SWEGCO itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for SWEGCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €85,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.6 (2.71 in 2024), above the usual 1.5. Short-term debt is 8.6% and cash 1.3% of total assets. However, 64.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 days early
2024
70 days late
2023
2 days early
2022
30 days late
2021
31 days late
2020
76 days late
2019
153 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 48 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 40 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
JG
Janssen Geert
Director, since 15-03-2013
- JANSSEN INVEST 100%score 86equity €5.3m (2025) · 2025 annual accounts of JANSSEN INVEST
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0829851133
Merger: BBC INVEST takes over Swegco
Company renamed from BBC INVEST to SWEGCO · Capital increase of €5,000 to €55,000 · Capital from €50,000 to €55,000 · General meeting of 28-12-2022 · Gazette deed
Merger proposal: BBC INVEST takes over SWEGCO
Name change: SWEGCO · Gazette deed
Incorporation
published on 06-10-2010 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SWEGCO Oudsbergen | €3.0m | €341,377 | 35.2% | 1.4 |
| ANTWERPSE PARKINGS Sint-Katelijne-Waver | €1.0m | €234,623 | 72.3% | 2.3 |
| CADRAN-PARKING Neupré | €4.0m | €250,884 | 83.9% | - |
| IMMO DC GENK Ixelles | €4.4m | €334,709 | 11.5% | - |
| ACS BELGIE Boom | €4.2m | €381,015 | 80.5% | - |
| GAUTHIER JM Havelange | €1.0m | €286,501 | 34.2% | 3 |
| CEYLAN Koksijde | €3.0m | €390,078 | 44.7% | - |
These companies have the same main activity as SWEGCO: real estate activities (NACE 68204). They are comparable in size and age: total assets between €969,000 and €4.4m, founded between 2005 and 2012.
Official details
Source: KBO- Status
- Active since 04-10-2010Normal situation
- Registered office
- 10 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Real estate activitiesNACE 68204and 1 other
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2024
- Establishment unit
- 2.192.564.6403660 Oudsbergen, since 04-10-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 26-02-2025
Annual accounts 2025
- €3.0m▼ 5.0%
- Employeeson 31-12-2025
- 1▼ 50.0%
- Filing
- Filed on 09-07-2026, 22 days before the end of the filing period
Insights on SWEGCO
SWEGCO files the abbreviated format. That format states no turnover. The gross margin rose from €80,126 in 2011 to €341,377 in 2025.
The balance sheet grew most in 2022 through fixed assets, financed with long-term debt.
JANSSEN INVEST holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SWEGCO
- What is the company number of SWEGCO?
- The company number of SWEGCO is 0829.851.133. The VAT number is the same number with BE in front: BE 0829.851.133.
- Where is SWEGCO based?
- The registered office is at Bedrijfsstraat 1209, 3660 Oudsbergen.Company details
- What does SWEGCO do?
- According to the KBO register, the main activity is real estate activities (NACE 68204).
- What is the legal form of SWEGCO?
- SWEGCO is a private limited company (BV).
- When was SWEGCO founded?
- SWEGCO was founded on 04-10-2010.
- Is SWEGCO still active?
- Yes, SWEGCO is an active enterprise in the KBO register.
- How many employees does SWEGCO have?
- SWEGCO had an average of 1.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does SWEGCO fall under?
- In its 2024 annual accounts, SWEGCO states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of SWEGCO?
- The turnover in financial year 2025 is ≈ €380,000. This figure is estimated from the gross margin of €341,377 and 80 comparable companies (NACE 682). It probably lies between €350,000 and €470,000.
- Is SWEGCO profitable?
- In financial year 2025, SWEGCO made a loss of €5,223.
- Where can I find the annual accounts of SWEGCO?
- SWEGCO filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SWEGCO due?
- SWEGCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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