BB Bardo
ActiveBB Bardo has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €71k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 3616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
71
/ 100
Healthy▲ +21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency18▼-33
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.28 in 2024), and 94.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.8%
Return on assets
23.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
2 d early
2023
48 d late
2022
91 d late
2021
61 d early
2020
31 d late
2019
80 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€17k
2024 · €-54k
2018: €31k
2019: €32k
2020: €-99k
2021: €-97k
2022: €-83k
2023: €-38k
2024: €-54k
2018 → 2025
Total assets
€301k▲ 4.5%
2024 · €288k
2018: €41k
2019: €33k
2020: €278k
2021: €312k
2022: €294k
2023: €387k
2024: €288k
2018 → 2025
Net result
€71k
2024 · €-16k
2018: €-3k
2019: €1k
2020: €-131k
2021: €2k
2022: €14k
2023: €45k
2024: €-16k
2018 → 2025
Working capital
€23k▼ 31.2%
2024 · €34k
2018: €26k
2019: €32k
2020: €-146k
2021: €-44k
2022: €-19k
2023: €41k
2024: €34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-97k-€-83k▲ 14.8%€-38k▲ 54.6%€-54k▼ 42.3%€17k
Operating result€9k-€25k▲ 183%€49k▲ 99.9%€-5k€81k
Net result€2k-€14k▲ 828%€45k▲ 214%€-16k€71k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €81k after a loss of €5k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €301k
Fixed assets
€105k▼ 20.6%
Current assets
€196k▲ 26.0%
Equity and liabilities €301k
Equity
€17k
Debt
€284k
Debt finances 94.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€121k▲
2024 · €42k
Cash flow
€111k▲
2024 · €32k
Solvency
5.8%▲
2024 · -18.6%
Current ratio
1.13▼
2024 · 1.28
Quick ratio
0.95▼
2024 · 1.03
Debt / equity
16.39▲
2024 · -6.36
ROE
410.1%▲
2024 · 29.7%
ROA
23.6%▲
2024 · -5.5%
Interest coverage
12.70▲
2024 · 3.81
Debt
€284k▼
2024 · €342k
Debt ≤ 1 year
€173k▲
2024 · €122k
Debt > 1 year
€111k▼
2024 · €219k
Income taxes
€549▲
2024 · €264
Staff costs
€570k▼
2024 · €599k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€288k€301k▲
Fixed assets21/28€132k€105k▼
Tangible fixed assets22/27€132k€105k▼
Land and buildings22€0-
Plant, machinery and equipment23€50k€46k▼
Furniture and vehicles24€28k€14k▼
Other tangible fixed assets26€54k€45k▼
Current assets29/58€156k€196k▲
Stocks and contracts in progress3€31k€31k▲
Stocks30/36€31k€31k▲
Amounts receivable within one year40/41€12k€12k▼
Trade receivables40€10k€12k▲
Other amounts receivable41€2k€62▼
Cash at bank and in hand54/58€111k€146k▲
Deferred charges and accrued income490/1€1k€6k▲
Equity and liabilities
Total equity and liabilities10/49€288k€301k▲
Equity10/15€-54k€17k▲
Contributions10/11€12k€12k=
Reserves13€2k€5k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133-€3k
Profit (loss) carried forward14€-68k€0▲
Amounts payable17/49€342k€284k▼
Amounts payable after more than one year17€219k€111k▼
Financial debts170/4€79k€46k▼
Other amounts payable178/9€140k€65k▼
Amounts payable within one year42/48€122k€173k▲
Current portion of amounts payable after more than one year42€39k€33k▼
Trade debts44€24k€32k▲
Suppliers440/4€24k€32k▲
Taxes, remuneration and social security45€58k€98k▲
Taxes450/3€3k€39k▲
Remuneration and social security454/9€55k€59k▲
Other amounts payable47/48€1k€9k▲
Accrued charges and deferred income492/3€646€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€599k€570k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€40k▼
Other operating charges640/8€8k€20k▲
Gross operating margin9900€649k€711k▲
Operating profit (loss)9901€-5k€81k▲
Financial income75/76B€760€93▼
Recurring financial income75€760€93▼
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€-16k€72k▲
Income taxes67/77€264€549▲
Profit (loss) for the period9904€-16k€71k▲
Profit (loss) for the period to be appropriated9905€-16k€71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-68k€3k▲
Profit (loss) brought forward from the previous period14P€-52k€-68k▼
Transfer to equity691/2-€3k
To other reserves6921-€3k
Social balance
Average headcount (FTE)9087-12.0
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €71k
Net result €71k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 48 days late
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 91 days late
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-131k ▼12902%
Net result drops to €-131k, the lowest in the series; recovery starts the following year.
19-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 80 days late
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-12
Financial
Liquidity times 15current ratio 52.80
Current ratio from 3.59 to 52.80; short-term debt falls from €10k to €620.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Markt 772300 TurnhoutGround area
876 m²
Building footprint
314 m²
Volume, LiDAR
2,855 m³
Parcel 13454Q0403/00E000, Flanders · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Bar Bardo
since 20142.236.517.617
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13454Q0403/00E000 | Flanders | 876 m² | 1 · 314 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 588 EUR awarded · 588 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 588 EUR |
| 2024 | 1 | 588 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteTurnhout2.236.517.617
Dual-learning approval
3 live approvals · 1 endedKeukenmedewerker (vwo)
Keukenmedewerker duaal (so)
Restaurant en keuken duaal (so)
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Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 8,378 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2014
Fiscal year end31-12
Trade name NL
"Bar Bardo” en “Brasserie Bardo”
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.