B&V Pops
ActiveSummary
B&V Pops has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €634,857 and a net result of €112,580. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 35% of 8113 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability77=
Solvency63▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.85 in 2023; short-term debt: 31.8% and cash: 0.9% of total assets), and 62.2% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2024 was due by 30-06-2025 and was filed on 11-06-2025, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
19 d early
2023
38 d early
2022
15 d early
2021
52 d early
2020
36 d early
2019
49 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€634,857▲ 15.0%
2023 · €552,277
Total assets
€1.7m▲ 2.5%
2023 · €1.6m
Net result
€112,580▼ 1.7%
2023 · €114,571
Working capital
-€94,447▼ 12.8%
2023 · -€83,745
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€53,624▼ 32.8%€125,733▲ 134%€122,244▼ 2.8%€172,008▲ 40.7%€196,510▲ 14.2%
Net result€25,193within the sector's middle half▼ 41.8%€73,142within the sector's middle half▲ 190%€75,752within the sector's middle half▲ 3.6%€114,571within the sector's middle half▲ 51.2%€112,580within the sector's middle half▼ 1.7%
Equity€358,812within the sector's middle half▲ 7.2%€431,954within the sector's middle half▲ 20.4%€462,706within the sector's middle half▲ 7.1%€552,277within the sector's middle half▲ 19.4%€634,857within the sector's middle half▲ 15.0%
Total assets€842,254within the sector's middle half▼ 4.4%€1.1mwithin the sector's middle half▲ 33.7%€1.2mwithin the sector's middle half▲ 4.0%€1.6mwithin the sector's middle half▲ 39.9%€1.7mwithin the sector's middle half▲ 2.5%
Debt€483,442▼ 11.5%€693,992▲ 43.6%€707,914▲ 2.0%€1.1m▲ 53.3%€1.0m▼ 3.8%
Working capital-€104,314below the sector's middle half▼ 60.6%-€87,845below the sector's middle half▲ 15.8%-€7,990within the sector's middle half▲ 90.9%-€83,745below the sector's middle half▼ 948%-€94,447below the sector's middle half▼ 12.8%
Solvency42.6%within the sector's middle half▲ 4.6pp38.4%within the sector's middle half▼ 4.2pp39.5%within the sector's middle half▲ 1.2pp33.7%within the sector's middle half▼ 5.8pp37.8%within the sector's middle half▲ 4.1pp
Current ratio0.66within the sector's middle half▼ 0.120.83within the sector's middle half▲ 0.160.98within the sector's middle half▲ 0.150.85within the sector's middle half▼ 0.130.82within the sector's middle half▼ 0.03
Return on assets (ROA)3.0%within the sector's middle half▼ 1.9pp6.5%within the sector's middle half▲ 3.5pp6.5%within the sector's middle half=7.0%within the sector's middle half▲ 0.5pp6.7%within the sector's middle half▼ 0.3pp
Staff (FTE)8.1above the sector's middle half▲ 19.1%8.4above the sector's middle half▲ 3.7%7.8above the sector's middle half▼ 7.1%8.2above the sector's middle half▲ 5.1%9.1above the sector's middle half▲ 11.0%
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 14% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.7m
Fixed assets
€1.2m ▲ 6.0%
Current assets
€439,063 ▼ 6.2%
Equity and liabilities €1.7m
Equity
€634,857 ▲ 15.0%
Debt
€1.0m ▼ 3.8%
Debt's share of the balance-sheet total falls from 66.3% to 62.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€287,613▲
2023 · €232,024
Cash flow
€203,683▲
2023 · €174,586
Debt to equity
1.64▼
2023 · 1.97
ROE
17.7%▼
2023 · 20.7%
Interest coverage
9.92▲
2023 · 9.49
Debt ≤ 1 year
€533,509▼
2023 · €551,641
Debt > 1 year
€494,650▼
2023 · €519,084
Income taxes
€63,297▲
2023 · €44,738
Staff costs
€823,232▲
2023 · €730,138
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €993 | €8,885 | €23,242 | €6,365 | ▼ 72.6% |
| Remuneration, social security and pensions62 | - | €602,249 | €650,364 | €730,138 | €823,232 | ▲ 12.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €57,748 | €69,221 | €50,826 | €60,015 | €91,103 | ▲ 51.8% |
| Other operating charges640/8 | - | €15,337 | €14,810 | €17,185 | €11,701 | ▼ 31.9% |
| Gross operating margin9900 | €676,829 | €812,540 | €838,245 | €979,347 | €1.1m | ▲ 14.6% |
| Operating profit (loss)9901 | €53,624 | €125,733 | €122,244 | €172,008 | €196,510 | ▲ 14.2% |
| Financial income75/76B | - | €6,194 | €11,739 | €11,762 | €8,361 | ▼ 28.9% |
| Recurring financial income75 | €2 | €6,194 | €11,739 | €11,762 | €8,361 | ▼ 28.9% |
| Financial charges65/66B | - | €13,206 | €14,793 | €24,461 | €28,993 | ▲ 18.5% |
| Recurring financial charges65 | €11,106 | €13,206 | €14,793 | €24,461 | €28,993 | ▲ 18.5% |
| Profit (loss) for the period before taxes9903 | €42,520 | €118,721 | €119,190 | €159,309 | €175,878 | ▲ 10.4% |
| Income taxes67/77 | €17,326 | €45,579 | €43,438 | €44,738 | €63,297 | ▲ 41.5% |
| Profit (loss) for the period9904 | €25,193 | €73,142 | €75,752 | €114,571 | €112,580 | ▼ 1.7% |
| Profit (loss) for the period to be appropriated9905 | €25,193 | €73,142 | €75,752 | €114,571 | €112,580 | ▼ 1.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €842,254 | €1.1m | €1.2m | €1.6m | €1.7m | ▲ 2.5% |
| Fixed assets21/28 | €636,740 | €702,406 | €719,625 | €1.2m | €1.2m | ▲ 6.0% |
| Tangible fixed assets22/27 | €606,007 | €667,023 | €684,242 | €1.1m | €1.2m | ▲ 6.2% |
| Land and buildings22 | - | €550,168 | €565,488 | €695,315 | €671,185 | ▼ 3.5% |
| Plant, machinery and equipment23 | - | €93,178 | €94,870 | €426,974 | €521,281 | ▲ 22.1% |
| Furniture and vehicles24 | - | €23,677 | €23,884 | €11,990 | €11,934 | ▼ 0.5% |
| Financial fixed assets28 | €30,733 | €35,383 | €35,383 | €35,383 | €35,383 | = |
| Current assets29/58 | €205,515 | €423,540 | €450,995 | €467,896 | €439,063 | ▼ 6.2% |
| Amounts receivable within one year40/41 | €157,634 | €340,361 | €325,848 | €442,693 | €414,071 | ▼ 6.5% |
| Trade receivables40 | - | €134,231 | €167,539 | €250,846 | €265,225 | ▲ 5.7% |
| Other amounts receivable41 | - | €206,130 | €158,309 | €191,847 | €148,846 | ▼ 22.4% |
| Cash at bank and in hand54/58 | €47,459 | €71,209 | €122,558 | €18,578 | €14,836 | ▼ 20.1% |
| Deferred charges and accrued income490/1 | - | €11,970 | €2,589 | €6,626 | €10,156 | ▲ 53.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €842,254 | €1.1m | €1.2m | €1.6m | €1.7m | ▲ 2.5% |
| Equity10/15 | €358,812 | €431,954 | €462,706 | €552,277 | €634,857 | ▲ 15.0% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €352,612 | €425,754 | €456,506 | €546,077 | €628,657 | ▲ 15.1% |
| Non-distributable reserves130/1 | - | €1,855 | €1,855 | - | - | - |
| Reserves not available under the articles1311 | - | €1,855 | €1,855 | - | - | - |
| Distributable reserves133 | - | €423,899 | €454,651 | €546,077 | €628,657 | ▲ 15.1% |
| Amounts payable17/49 | €483,442 | €693,992 | €707,914 | €1.1m | €1.0m | ▼ 3.8% |
| Amounts payable after more than one year17 | €165,709 | €178,122 | €236,234 | €519,084 | €494,650 | ▼ 4.7% |
| Financial debts170/4 | - | €178,122 | €236,234 | €519,084 | €494,650 | ▼ 4.7% |
| Amounts payable within one year42/48 | €309,828 | €511,384 | €458,984 | €551,641 | €533,509 | ▼ 3.3% |
| Current portion of amounts payable after more than one year42 | - | €127,342 | €104,086 | €122,748 | €146,433 | ▲ 19.3% |
| Financial debts43 | - | €200,000 | €150,000 | €150,000 | €110,429 | ▼ 26.4% |
| Credit institutions430/8 | - | €200,000 | €150,000 | €150,000 | €110,429 | ▼ 26.4% |
| Trade debts44 | €41,078 | €29,334 | €50,454 | €82,896 | €61,656 | ▼ 25.6% |
| Suppliers440/4 | - | €29,334 | €50,454 | €82,896 | €61,656 | ▼ 25.6% |
| Taxes, remuneration and social security45 | - | €154,709 | €154,444 | €195,997 | €214,992 | ▲ 9.7% |
| Taxes450/3 | - | €39,281 | €29,339 | €51,927 | €66,033 | ▲ 27.2% |
| Remuneration and social security454/9 | - | €115,428 | €125,105 | €144,070 | €148,959 | ▲ 3.4% |
| Accrued charges and deferred income492/3 | - | €4,486 | €12,695 | €14,557 | €15,829 | ▲ 8.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,193 | €73,142 | €75,752 | €114,571 | €112,580 | ▼ 1.7% |
| + Depreciation and write-downs630 | €57,748 | €69,221 | €50,826 | €60,015 | €91,103 | ▲ 51.8% |
| Operating cash flow (approximation) | €82,941 | €142,363 | €126,578 | €174,586 | €203,683 | ▲ 16.7% |
| Investment in fixed assets (approximation) | - | -€134,888 | -€68,044 | -€510,053 | -€161,223 | ▲ 68.4% |
| Change in cash | - | €23,750 | €51,350 | -€103,981 | -€3,742 | ▲ 96.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-11
Financial
Highest result since 2018net €114,571 ▲51.2%
Net result €114,571, the highest in the series.
30-11
Financial
Equity above €500,000Eq €552,277 ▲19.4%
6 profitable years in a row build equity to €552,277.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-11
Financial
Weakest financial yearnet €25,193 ▼41.8%
Net result drops to €25,193, the lowest in the series; recovery starts the following year.
12-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
08-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
25-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Poperinge · 1 establishment unit since 2012
Ground area
6,604 m²
Building footprint
443 m²
Volume, LiDAR
1,269 m³
2 parcels, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Hofstraat 2, 8970 Poperinge
since 20122.205.452.178
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33028D0176/00D000 | Flanders | 6,430 m² | 1 · 340 m² | 7.5 m · 1 fl. |
| 33021F0832/00T000 | Flanders | 175 m² | 1 · 104 m² | 3.9 m |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 30-11-2024 list no shareholders, and no other source names one.
Holdings 2
-
50%
-
25%
According to the annual accounts to 30-11-2024 of B&V Pops and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 32,560 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-12-2011
Fiscal year end30-11
Legal name NL
B & V PROJECT
Activities, NACEBEL 2025
70200Business and other management consultancy
71111Activities of building architects
68121Development of residential building projects
68122Development of non-residential building projects
74201Photography, excluding press photography
E-invoicing
Reachable via Peppol
Peppol ID
0208:0841905461
Also
9925:BE0841905461
Registered
21-08-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.