B-SOL-DECO
ActiveB-SOL-DECO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €6k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 92% of 18035 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-19
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 7.46 against 5.49 in 2024), and 13.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.8%
Return on assets
14.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
31 d late
2023
20 d late
2022
2 d late
2021
18 d late
2020
26 d late
2019
76 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▲ 19.5%
2024 · €32k
2018: €4k
2019: €23k
2020: €49k
2021: €27k
2022: €32k
2023: €19k
2024: €32k
2018 → 2025
Total assets
€44k▲ 12.9%
2024 · €39k
2018: €36k
2019: €30k
2020: €65k
2021: €45k
2022: €49k
2023: €48k
2024: €39k
2018 → 2025
Net result
€6k▼ 49.9%
2024 · €12k
2018: €-27k
2019: €19k
2020: €26k
2021: €-22k
2022: €5k
2023: €-13k
2024: €12k
2018 → 2025
Working capital
€37k▲ 19.3%
2024 · €31k
2018: €2k
2019: €19k
2020: €46k
2021: €24k
2022: €30k
2023: €19k
2024: €31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€32k▲ 19.0%€19k▼ 39.1%€32k▲ 63.4%€38k▲ 19.5%
Operating result€-22k-€5k€-12k€12k€6k▼ 48.8%
Net result€-22k-€5k€-13k€12k€6k▼ 49.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44k
Fixed assets
€775▲ 27.1%
Current assets
€43k▲ 12.7%
Equity and liabilities €44k
Equity
€38k▲ 19.5%
Debt
€6k▼ 17.0%
The debt ratio falls from 17.9% to 13.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€6k▼
2024 · €13k
Cash flow
€6k▼
2024 · €13k
Solvency
86.8%▲
2024 · 82.1%
Current ratio
7.46▲
2024 · 5.49
Quick ratio
7.46▲
2024 · 5.49
Debt / equity
0.15▼
2024 · 0.22
ROE
16.3%▼
2024 · 38.8%
ROA
14.1%▼
2024 · 31.9%
Interest coverage
37.87▼
2024 · 195.50
Debt
€6k▼
2024 · €7k
Debt ≤ 1 year
€6k▼
2024 · €7k
Staff costs
€70k▼
2024 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€39k€44k▲
Fixed assets21/28€610€775▲
Tangible fixed assets22/27€247€412▲
Furniture and vehicles24€247€412▲
Financial fixed assets28€363€363=
Current assets29/58€38k€43k▲
Amounts receivable within one year40/41€19k€23k▲
Trade receivables40€17k€17k▲
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€19k€19k▲
Deferred charges and accrued income490/1-€780
Equity and liabilities
Total equity and liabilities10/49€39k€44k▲
Equity10/15€32k€38k▲
Contributions10/11€30k€30k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€-1k€5k▲
Amounts payable17/49€7k€6k▼
Amounts payable within one year42/48€7k€6k▼
Trade debts44€1k€346▼
Suppliers440/4€1k€346▼
Taxes, remuneration and social security45€6k€5k▼
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€49€302▲
Income statement
Code20242025
Remuneration, social security and pensions62€73k€70k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€271€132▼
Other operating charges640/8€603€728▲
Gross operating margin9900€86k€77k▼
Operating profit (loss)9901€12k€6k▼
Financial charges65/66B€65€171▲
Recurring financial charges65€65€171▲
Profit (loss) for the period before taxes9903€12k€6k▼
Profit (loss) for the period9904€12k€6k▼
Profit (loss) for the period to be appropriated9905€12k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€5k▲
Profit (loss) brought forward from the previous period14P€-14k€-1k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 5.49
Current ratio from 1.65 to 5.49; short-term debt falls from €29k to €7k.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Highest result since 2018net €26k ▲40%
Operating result €34k, net result €26k, both a record.
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 76 days late
2019
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 3.69
Current ratio from 1.07 to 3.69; short-term debt falls from €32k to €7k.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huy · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Chapelles 1A4500 HuyGround area
1,053 m²
Building footprint
32 m²
Volume, LiDAR
86 m³
Parcel 61031B1158/00D000, Wallonia · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
B-SOL-DECO
since 20152.258.840.582
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61031B1158/00D000 | Wallonia | 1,053 m² | 1 · 32 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 739 companies in sector 43332 we hold annual accounts for 408. 315 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-10-2015
Fiscal year end31-12
Activities, NACEBEL
43332Laying of wooden floor and wall coverings
47530Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@bsoldeco.be