B.M.C.
ActiveSummary
B.M.C. has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €255k and a net result of €152k. Equity is growing by ~41.1% per year across the filed fiscal years. Its solvency ranks better than 34% of 2276 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+35
Solvency49▲+12
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.96 against 0.36 in 2024; short-term debt: 32.1% and cash: 0.1% of total assets), and 76.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.7%
Return on assets
14.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-04-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
1 d early
2023
4 d early
2022
4 d early
2021
2 d early
2020
31 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€255k▲ 148%
2024 · €103k
2018: €24k
2019: €25k
2020: €24k
2021: €18k
2022: €75k
2023: €100k
2024: €103k
2018 → 2025
Total assets
€1.07M▲ 28.5%
2024 · €836k
2018: €853k
2019: €802k
2020: €790k
2021: €669k
2022: €832k
2023: €821k
2024: €836k
2018 → 2025
Net result
€152k▲ 6,169%
2024 · €2k
2018: €45k
2019: €15k
2020: €-113
2021: €-7k
2022: €58k
2023: €25k
2024: €2k
2018 → 2025
Working capital
€-13k▲ 92.1%
2024 · €-168k
2018: €-54k
2019: €-101k
2020: €-125k
2021: €-125k
2022: €-195k
2023: €-168k
2024: €-168k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€75k▲ 329%€100k▲ 33.6%€103k▲ 2.4%€255k▲ 148%
Operating result€-7k-€78k€40k▼ 48.5%€13k▼ 68.9%€230k▲ 1,734%
Net result€-7k-€58k€25k▼ 56.2%€2k▼ 90.4%€152k▲ 6,169%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,734% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.07M
Fixed assets
€743k =
Current assets
€331k ▲ 255%
Equity and liabilities €1.07M
Equity
€255k ▲ 148%
Provisions
€470k =
Debt
€350k ▲ 32.7%
Debt's share of the balance-sheet total rises from 31.5% to 32.6%. Equity and debt are higher.
Key figures and ratios
Current ratio
0.96▲
2024 · 0.36
Debt to equity
1.37▼
2024 · 2.56
ROE
59.6%▲
2024 · 2.4%
ROA
14.1%▲
2024 · 0.3%
Debt ≤ 1 year
€345k▲
2024 · €262k
Income taxes
€68k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€836k€1.07M▲
Fixed assets21/28€743k€743k=
Financial fixed assets28€743k€743k=
Current assets29/58€93k€331k▲
Amounts receivable within one year40/41€68k€329k▲
Trade receivables40€68k€329k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€24k€798▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€836k€1.07M▲
Equity10/15€103k€255k▲
Contributions10/11€19k€19k=
Reserves13€84k€236k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€84k€236k▲
Provisions and deferred taxes16€470k€470k=
Provisions for liabilities and charges160/5€470k€470k=
Pensions and similar obligations160€470k€470k=
Amounts payable17/49€264k€350k▲
Amounts payable within one year42/48€262k€345k▲
Trade debts44€42€24k▲
Suppliers440/4€42€24k▲
Taxes, remuneration and social security45€3k€90k▲
Taxes450/3€3k€87k▲
Remuneration and social security454/9€0€4k▲
Other amounts payable47/48€258k€231k▼
Accrued charges and deferred income492/3€2k€5k▲
Income statement
Code20242025
Other operating charges640/8€1k€2k▲
Gross operating margin9900€14k€232k▲
Operating profit (loss)9901€13k€230k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€9k€11k▲
Recurring financial charges65€9k€11k▲
Profit (loss) for the period before taxes9903€4k€220k▲
Income taxes67/77€2k€68k▲
Profit (loss) for the period9904€2k€152k▲
Profit (loss) for the period to be appropriated9905€2k€152k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€152k▲
Transfer to equity691/2€2k€152k▲
To other reserves6921€2k€152k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Highest result since 2018net €152k ▲6169%
Operating result €230k, net result €152k, both a record.
30-09
Financial
Equity above €200kEq €255k ▲148%
4 profitable years in a row build equity to €255k.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €100kEq €100k ▲33.6%
2 profitable years in a row build equity to €100k.
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Back to profitnet €58k
Net result €58k after 2 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
15-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vliegveld 98560 WevelgemGround area
1,135 m²
Building footprint
343 m²
Volume, LiDAR
1,586 m³
Parcel 34302B0853/00G000, Flanders · tallest building 8.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BVBA BMC
since 19862.036.539.447
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34302B0853/00G000 | Flanders | 1,135 m² | 1 · 343 m² | 8.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DE GRIJZE GANS
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STRABAT
BE 0829.515.987
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MJS CONSULTING
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Dr. Trui Sollie
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 6,711 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-1986
Fiscal year end30-09
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.