Result
-€9,535 -€9,535
From profit to loss in 2025, after a profit of €96,909 in 2024.
B.I.A.
Lifetime
20 annual accounts with figures on one time axis, 34 filings since 1992peak €39,700 (2015)
-€11,446▲ €50,884
lowest -€14,882 (2008)
-€9,535▼ €106,444
peak €138,279 (2024)
€128,743▼ 6.9%
€63,515▼ 0.8%
Board6 names since 2017
4 directorsKAUWENBERGHS AN and 3 others
Documentsfilings and deeds
14-08-202614 days late
2025micro format
Gross margin from -€62,330 to -€11,446Loss of €9,535
Key points
from the 2025 annual accountsFilings
34 annual accounts since 1992
Eight of the last ten came late. The 2019 accounts came latest: 31 days after the end of the period.
Turnover not published (abbreviated or micro format)
Checked score
93
Excellent
Financially stronger than 45% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.3%▼ -0.1 percentage points vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.4%▲ +0.1 percentage points vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.5%▲ +0.1 percentage points vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.8%▲ +0.3 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.7 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: < 0.1%▼ -0.1 percentage points vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Loss of €9,535 (financial year 2025)
No main activity registered
lowers risk
Size: total assets €192,258
Liquidity: current ratio 3.03, cash €192,258
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 56% of them on solvency, 77% on liquidity, 19% on profitability and 28% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as B.I.A. has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of B.I.A. itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for B.I.A.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.03 (3.16 in 2024), above the usual 1.5. Short-term debt is 33% and cash 100% of total assets. 33% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 14 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
14 days late
2024
13 days late
2023
14 days late
2022
10 days late
2021
11 days early
2020
13 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 12 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
KA
KAUWENBERGHS AN
Director, since 19-01-2017
KE
KAUWENBERGHS EDMOND
Director, since 19-01-2017
KI
KAUWENBERGHS IRIS
Director, since 19-01-2017
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0447903735
Registered office moved from Wilrijk to Aartselaar
New registered office: Hoevelei 59 te 2630 Aartselaar · Previous registered office: Paviljoenlaan 5 bus 8 te 2610 Wilrijk · Resignations: Kauwenberghs Edmord (managing director) and Kauwenbergs Iris (director) · General meeting of 10-03-2024 · Gazette deed
First establishment
ANTWERPSE CAFESPELEN NV, Hoevelei 59, Aartselaar
Incorporation
published on 08-08-1992 · Gazette deed
Official details
Source: KBO- Status
- Active since 15-07-1992Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.061.139.7362630 Aartselaar, since 08-03-1993
- Financial year end
- 31 December
- Peppol
- Reachable since 01-05-2026
Insights on B.I.A.
B.I.A. files the micro format. That format states no turnover. The gross margin fell from €20,642 in 2006 to -€11,446 in 2025.
In May 2024, the Official Gazette published the appointment of Kauwenberghs Ar as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about B.I.A.
- What is the company number of B.I.A.?
- The company number of B.I.A. is 0447.903.735. The VAT number is the same number with BE in front: BE 0447.903.735.
- Where is B.I.A. based?
- The registered office is at Hoevelei 59, 2630 Aartselaar.Company details
- What is the legal form of B.I.A.?
- B.I.A. is a public limited company (NV).
- When was B.I.A. founded?
- B.I.A. was founded on 15-07-1992.
- Is B.I.A. still active?
- Yes, B.I.A. is an active enterprise in the KBO register.
- What is the turnover of B.I.A.?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is B.I.A. profitable?
- In financial year 2025, B.I.A. made a loss of €9,535.
- Where can I find the annual accounts of B.I.A.?
- B.I.A. filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of B.I.A. due?
- B.I.A. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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