B&B Properties
ActiveThe computed 12-month bankruptcy probability of B&B Properties is 2.8% (moderate). The 2020 annual accounts show equity of €2.83M and a net result of €255k. Equity is growing by ~17% per year across the filed fiscal years. The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2020
Axes · tick = 2019
Profitability50▼-28
Solvency41▲+1
Growth85=
Stability100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days only on tighter terms
balance sheet total too small for a liquidity verdict, and 88.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2020Solvency, return and age of the figures
Solvency
11.9%
Return on assets
1.1%
Age of the figures
68 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
61 d late
2023
91 d late
2022
60 d late
2021
22 d late
2020
9 d late
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2020, full schema
Turnover
€4.18M▼ 57.0%
2019 · €9.72M
2018: €932k
2019: €9.72M
2018 → 2020
EBIT margin
8.6%▼ 0.7pp
2019 · 9.3%
2018: 7.7%
2019: 9.3%
2018 → 2020
Net result
€255k▼ 59.1%
2019 · €623k
2018: €54k
2019: €623k
2018 → 2020
Working capital
€23.80M▼ 5.1%
2019 · €25.08M
2018: €33.05M
2019: €25.08M
2018 → 2020
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line201820192020Trend
Turnover€932k-€9.72M▲ 943%€4.18M▼ 57.0%
Equity€1.95M-€2.57M▲ 31.9%€2.83M▲ 9.9%
Operating result€71k-€904k▲ 1,165%€361k▼ 60.1%
Net result€54k-€623k▲ 1,047%€255k▼ 59.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2020; 2020 is 60% below 2019.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Equity and liabilities €23.80M
Equity
€2.83M▲ 9.9%
Debt
€20.97M▼ 10.4%
The debt ratio falls from 90.1% to 88.1%: equity grows while debt is paid down.
Key figures and ratios
Solvency
11.9%▲
2019 · 9.9%
Debt / equity
7.41▼
2019 · 8.74
ROE
9.0%▼
2019 · 24.2%
ROA
1.1%▼
2019 · 2.4%
Debt
€20.97M▼
2019 · €23.40M
Debt ≤ 1 year
€3k▼
2019 · €896k
Debt > 1 year
€20.97M▼
2019 · €22.50M
Income taxes
€91k▼
2019 · €258k
A ratio outside any meaningful range has been withheld (balance sheet total €23.80M, equity €2.83M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2020 against 2019
Balance sheet
Code20192020
Assets
Total assets20/58€25.97M€23.80M▼
Current assets29/58€25.97M€23.80M▼
Stocks and contracts in progress3€23.96M€20.66M▼
Amounts receivable within one year40/41€2.00M€3.13M▲
Cash at bank and in hand54/58€7k€16k▲
Equity and liabilities
Total equity and liabilities10/49€25.97M€23.80M▼
Equity10/15€2.57M€2.83M▲
Contributions10/11€2.00M€2.00M=
Reserves13€29k€41k▲
Profit (loss) carried forward14€546k€788k▲
Amounts payable17/49€23.40M€20.97M▼
Amounts payable after more than one year17€22.50M€20.97M▼
Amounts payable within one year42/48€896k€3k▼
Trade debts44€11k€3k▼
Income statement
Code20192020
Turnover70€9.72M€4.18M▼
Operating profit (loss)9901€904k€361k▼
Recurring financial income75-€1
Recurring financial charges65€22k€15k▼
Debt charges650€9k€1k▼
Profit (loss) for the period before taxes9903€881k€346k▼
Income taxes67/77€258k€91k▼
Profit (loss) for the period9904€623k€255k▼
Profit (loss) for the period to be appropriated9905€623k€255k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 10 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 91 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 60 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 22 days late
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 9 days late
2020
31-12
Financial
Liquidity times 238current ratio 6899.77
Current ratio from 28.99 to 6899.77; short-term debt falls from €896k to €3k.
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 13 days late
2019
31-12
Financial
Highest result since 2018net €623k ▲1047%
Operating result €904k, net result €623k, both a record.
31-12
Financial
Equity above €2MEq €2.57M ▲31.9%
2 profitable years in a row build equity to €2.57M.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
06-11-2023
Resigned as Director
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gemeenschappenlaan 1001200 Sint-Lambrechts-WoluweGround area
2,591 m²
Building footprint
1,070 m²
Volume, LiDAR
24,738 m³
Parcel 21018A0151/00E000, Brussels · tallest building 27.7 m, ±8 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0151/00E000 | Brussels | 2,591 m² | 1 · 1,070 m² | 27.7 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| Forvis Mazars Réviseurs d’Entreprises Statutory auditor · represented by Sébastien SCHUEREMANS | - → 28-08-2024 |
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-03-2015
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.