AYOUB
Open bankruptcyA bankruptcy procedure is open for AYOUB according to publications in the Belgian State Gazette; curator: Johan MOMMAERTS. The 2023 annual accounts show negative equity (€-3k) and a net result of €2k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 08-10-2024, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
69 d late
2022
207 d late
2021
142 d late
2020
91 d late
2019
102 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€-3k▲ 37.6%
2022 · €-4k
2018: €91k
2019: €105k
2020: €115k
2021: €122k
2022: €-4k
2018 → 2023
Total assets
€9k▲ 460%
2022 · €2k
2018: €93k
2019: €111k
2020: €122k
2021: €124k
2022: €2k
2018 → 2023
Net result
€2k
2022 · €-126k
2018: €16k
2019: €15k
2020: €10k
2021: €6k
2022: €-126k
2018 → 2023
Working capital
€-3k▲ 36.8%
2022 · €-5k
2018: €90k
2019: €105k
2020: €115k
2021: €121k
2022: €-5k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€105k-€115k▲ 9.9%€122k▲ 5.4%€-4k€-3k▲ 37.6%
Operating result€22k-€13k▼ 37.9%€5k▼ 60.7%€-130k€3k
Net result€15k-€10k▼ 28.8%€6k▼ 40.0%€-126k€2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €3k after a loss of €130k in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €9k
Fixed assets
€95=
Current assets
€9k▲ 490%
Key figures and ratios
EBITDA
€3k▲
2022 · €-130k
Cash flow
€2k▲
2022 · €-126k
Solvency
-30.9%
Current ratio
0.76
Quick ratio
0.76
Debt / equity
-4.24
ROA
18.6%
Interest coverage
2.51▲
2022 · -243.65
Debt
€12k▲
2022 · €6k
Debt ≤ 1 year
€12k▲
2022 · €6k
Income taxes
€0▲
2022 · €-411
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€2k€9k▲
Fixed assets21/28€95€95=
Tangible fixed assets22/27€0-
Plant, machinery and equipment23€0-
Financial fixed assets28€95€95=
Current assets29/58€2k€9k▲
Amounts receivable within one year40/41€2k€6k▲
Trade receivables40€0€3k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€0€3k▲
Deferred charges and accrued income490/1-€171
Equity and liabilities
Total equity and liabilities10/49€2k€9k▲
Equity10/15€-4k€-3k▲
Contributions10/11€19k€19k=
Reserves13€26k€26k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€-49k€-48k▲
Amounts payable17/49€6k€12k▲
Amounts payable within one year42/48€6k€12k▲
Financial debts43€2k€0▼
Credit institutions430/8€2k€0▼
Trade debts44€3k€11k▲
Suppliers440/4€3k€11k▲
Taxes, remuneration and social security45€266€0▼
Taxes450/3€266€0▼
Other amounts payable47/48-€596
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€207€0▼
Other operating charges640/8€112k€425▼
Gross operating margin9900€-18k€3k▲
Operating profit (loss)9901€-130k€3k▲
Financial income75/76B€4k€40▼
Recurring financial income75€4k€40▼
Financial charges65/66B€533€1k▲
Recurring financial charges65€533€1k▲
Profit (loss) for the period before taxes9903€-127k€2k▲
Income taxes67/77€-411€0▲
Profit (loss) for the period9904€-126k€2k▲
Profit (loss) for the period to be appropriated9905€-126k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-48k▲
Profit (loss) brought forward from the previous period14P€77k€-49k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
19-11
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · AYOUB BV VAN DEN VONDEL- STRAAT (JOOST) 22, 1800 VILVOORDE · event 12-11-2024
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
23-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 207 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2022
31-12
Financial
Weakest financial yearnet €-126k ▼2127%
Net result drops to €-126k, the lowest in the series.
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 142 days late
2021
31-12
Financial
Liquidity quadruplescurrent ratio 62.60
Current ratio from 17.44 to 62.60; short-term debt falls from €7k to €2k.
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 91 days late
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
31-12
Financial
Equity above €100kEq €105k ▲16.1%
2 profitable years in a row build equity to €105k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
2015
08-10
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 69 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
van den Vondelstraat (Joost) 221800 VilvoordeGround area
264 m²
Building footprint
78 m²
Volume, LiDAR
592 m³
Parcel 23643G0490/00F000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AZM Batiment
since 20012.116.188.028
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23643G0490/00F000 | Flanders | 264 m² | 1 · 78 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | Johan MOMMAERTS SINT-MAARTENSTRAAT 53,
3000 LEUVEN |
12-11-2024 → present |
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2001
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.