AVANT-APRES
ActiveAVANT-APRES has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €133k and a net result of €-9k. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 79% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▼-37
Solvency99▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.91 against 4.77 in 2024; short-term debt: 23.5% and cash: 2.9% of total assets), and 26% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74%
Return on assets
-5.1%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-9k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-03-2026, 37 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
37 d late
2024
17 d late
2023
27 d late
2022
3 d late
2021
17 d late
2020
1 d late
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€110k=
2024 · €110k
2019: €115k
2020: €93k
2021: €103k
2022: €98k
2023: €102k
2024: €110k
2019 → 2025
EBIT margin
-7.6%▼ 4.7pp
2024 · -2.9%
2019: 15.1%
2020: 15.0%
2021: 0.3%
2022: -1.6%
2023: -18.2%
2024: -2.9%
2019 → 2025
Net result
€-9k▼ 135%
2024 · €-4k
2019: €19k
2020: €18k
2021: €-601
2022: €-2k
2023: €-19k
2024: €-4k
2019 → 2025
Working capital
€123k▼ 4.1%
2024 · €128k
2019: €151k
2020: €164k
2021: €171k
2022: €146k
2023: €131k
2024: €128k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€103k-€98k▼ 5.4%€102k▲ 4.3%€110k▲ 7.9%€110k=
Equity€168k-€165k▼ 1.3%€146k▼ 11.7%€142k▼ 2.7%€133k▼ 6.5%
Operating result€290-€-2k€-19k▼ 1,100%€-3k▲ 83.0%€-8k▼ 163%
Net result€-601-€-2k▼ 263%€-19k▼ 784%€-4k▲ 79.8%€-9k▼ 135%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €3k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €180k
Fixed assets
€15k▼ 25.2%
Current assets
€165k▲ 1.9%
Equity and liabilities €180k
Equity
€133k▼ 6.5%
Debt
€47k▲ 18.7%
The debt ratio rises from 21.7% to 26.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€563▼
2024 · €5k
Cash flow
€-319▼
2024 · €5k
Solvency
74.0%▼
2024 · 78.3%
Current ratio
3.91▼
2024 · 4.77
Quick ratio
3.91▼
2024 · 4.77
Debt / equity
0.35▲
2024 · 0.28
ROE
-6.9%▼
2024 · -2.7%
ROA
-5.1%▼
2024 · -2.1%
Interest coverage
0.75▼
2024 · 8.55
Debt
€47k▲
2024 · €39k
Debt ≤ 1 year
€42k▲
2024 · €34k
Income taxes
€128=
2024 · €128
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€182k€180k▼
Fixed assets21/28€19k€15k▼
Tangible fixed assets22/27€19k€15k▼
Furniture and vehicles24€19k€15k▼
Current assets29/58€162k€165k▲
Amounts receivable within one year40/41€151k€145k▼
Trade receivables40€131k€132k▲
Other amounts receivable41€20k€13k▼
Current investments50/53€114€114=
Cash at bank and in hand54/58€11k€5k▼
Deferred charges and accrued income490/1€241€15k▲
Equity and liabilities
Total equity and liabilities10/49€182k€180k▼
Equity10/15€142k€133k▼
Contributions10/11€18k€18k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€123k€114k▼
Amounts payable17/49€39k€47k▲
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€34k€42k▲
Current portion of amounts payable after more than one year42€7k€2k▼
Trade debts44€18k€25k▲
Suppliers440/4€18k€25k▲
Taxes, remuneration and social security45€9k€15k▲
Taxes450/3€5k€4k▼
Remuneration and social security454/9€4k€11k▲
Accrued charges and deferred income492/3€3k€5k▲
Income statement
Code20242025
Turnover70€110k€110k=
Goods, raw materials, services and sundry goods60/61€103k€107k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€7k€3k▼
Operating profit (loss)9901€-3k€-8k▼
Financial charges65/66B€624€753▲
Recurring financial charges65€624€753▲
Profit (loss) for the period before taxes9903€-4k€-9k▼
Income taxes67/77€128€128=
Profit (loss) for the period9904€-4k€-9k▼
Profit (loss) for the period to be appropriated9905€-4k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€123k€114k▼
Profit (loss) brought forward from the previous period14P€127k€123k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 37 days late
2025
17-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 17 days late
2024
27-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
30-06
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
03-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
17-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 1651640 Sint-Genesius-RodeGround area
458 m²
Building footprint
258 m²
Volume, LiDAR
1,143 m³
Parcel 22004A0035/00F017, Flanders · tallest building 8.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Stationsstraat 165, 1640 Sint-Genesius-Rode
since 20062.151.778.813
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004A0035/00F017 | Flanders | 458 m² | 1 · 258 m² | 8.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
POLNET
BE 0872.556.669
Schaarbeek · Eq €133k
AMGE-CONSTRUCT
BE 0778.535.955
La Louvière · Eq €133k
City Renov
BE 0676.705.652
Sint-Jans-Molenbeek · Eq €133k
KLINKERWERKEN DARIUSZ
BE 0711.763.729
Bekkevoort · Eq €133k
VOLPELINE
BE 0842.010.082
Oosterzele · Eq €133k
Of 15,536 companies in sector 43990 we hold annual accounts for 7,421. 6,136 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2006
Fiscal year end30-06
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.