AUTOFEST
ActiveAUTOFEST has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €693k and a net result of €230k. Equity is growing by ~75% per year across the filed fiscal years. Its solvency ranks better than 54% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-12
Solvency72▼-13
Growth78=
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 1.8 against 2.46 in 2024; short-term debt: 52.6% and cash: 17.3% of total assets), but 53.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.9%
Return on assets
15.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-04-2026, 105 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
105 d early
2024
142 d early
2023
8 d late
2022
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€693k▲ 49.6%
2024 · €463k
2022: €142k
2023: €202k
2024: €463k
2022 → 2025
Total assets
€1.48M▲ 90.4%
2024 · €776k
2022: €558k
2023: €629k
2024: €776k
2022 → 2025
Net result
€230k▼ 12.1%
2024 · €261k
2022: €129k
2023: €60k
2024: €261k
2022 → 2025
Working capital
€619k▲ 52.4%
2024 · €406k
2022: €141k
2023: €199k
2024: €406k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€142k-€202k▲ 42.1%€463k▲ 129%€693k▲ 49.6%
Operating result€172k-€100k▼ 42.3%€378k▲ 280%€351k▼ 7.2%
Net result€129k-€60k▼ 53.6%€261k▲ 337%€230k▼ 12.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.48M
Fixed assets
€82k▼ 11.1%
Current assets
€1.40M▲ 104%
Equity and liabilities €1.48M
Equity
€693k▲ 49.6%
Debt
€785k▲ 151%
The debt ratio rises from 40.3% to 53.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€388k▼
2024 · €403k
Cash flow
€266k▼
2024 · €286k
Solvency
46.9%▼
2024 · 59.7%
Current ratio
1.80▼
2024 · 2.46
Quick ratio
0.68▼
2024 · 1.38
Debt / equity
1.13▲
2024 · 0.68
ROE
33.2%▼
2024 · 56.4%
ROA
15.5%▼
2024 · 33.7%
Interest coverage
16.60▼
2024 · 19.39
Debt
€785k▲
2024 · €313k
Debt ≤ 1 year
€778k▲
2024 · €278k
Debt > 1 year
€7k▼
2024 · €35k
Income taxes
€99k▼
2024 · €100k
Staff costs
€4k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€776k€1.48M▲
Fixed assets21/28€92k€82k▼
Intangible fixed assets21€699€299▼
Tangible fixed assets22/27€78k€68k▼
Land and buildings22€2k€5k▲
Plant, machinery and equipment23€17k€15k▼
Furniture and vehicles24€48k€31k▼
Other tangible fixed assets26€11k€17k▲
Financial fixed assets28€14k€14k=
Current assets29/58€684k€1.40M▲
Stocks and contracts in progress3€299k€871k▲
Stocks30/36€299k€871k▲
Amounts receivable within one year40/41€281k€270k▼
Trade receivables40€281k€270k▼
Cash at bank and in hand54/58€104k€255k▲
Equity and liabilities
Total equity and liabilities10/49€776k€1.48M▲
Equity10/15€463k€693k▲
Contributions10/11€13k€13k=
Reserves13€100k€200k▲
Distributable reserves133€100k€200k▲
Profit (loss) carried forward14€350k€480k▲
Amounts payable17/49€313k€785k▲
Amounts payable after more than one year17€35k€7k▼
Financial debts170/4€35k€7k▼
Amounts payable within one year42/48€278k€778k▲
Current portion of amounts payable after more than one year42€32k€326k▲
Trade debts44€35k€157k▲
Suppliers440/4€35k€157k▲
Taxes, remuneration and social security45€158k€295k▲
Taxes450/3€158k€291k▲
Remuneration and social security454/9-€4k
Other amounts payable47/48€53k-
Income statement
Code20242025
Non-recurring operating income76A€3k€2k▼
Remuneration, social security and pensions62€6k€4k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€37k▲
Other operating charges640/8€11k€7k▼
Non-recurring operating charges66A€5k-
Gross operating margin9900€425k€399k▼
Operating profit (loss)9901€378k€351k▼
Financial income75/76B€4k€648▼
Recurring financial income75€4k€648▼
Financial charges65/66B€21k€23k▲
Recurring financial charges65€21k€23k▲
Profit (loss) for the period before taxes9903€361k€328k▼
Income taxes67/77€100k€99k▼
Profit (loss) for the period9904€261k€230k▼
Profit (loss) for the period to be appropriated9905€261k€230k▼
Appropriation of the result
Profit (loss) to be appropriated9906€450k€580k▲
Profit (loss) brought forward from the previous period14P€189k€350k▲
Transfer to equity691/2€100k€100k=
To other reserves6921€100k€100k=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €693k ▲49.6%
4 profitable years in a row build equity to €693k.
11-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €261k ▲337%
Operating result €378k, net result €261k, both a record.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-12
Financial
Weakest financial yearnet €60k ▼53.6%
Net result drops to €60k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €202k ▲42.1%
2 profitable years in a row build equity to €202k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rivierstraat 28020 OostkampGround area
2,433 m²
Building footprint
1,111 m²
Volume, LiDAR
5,883 m³
Parcel 31022C0064/00V000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AUTOFEST
since 20212.321.362.329
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31022C0064/00V000 | Flanders | 2,433 m² | 1 · 1,111 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,128 companies in sector 46711 we hold annual accounts for 1,126. 642 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2021
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46712Wholesale trade
45204
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.