ATELJEE V&G
ActiveThe computed 12-month bankruptcy probability of ATELJEE V&G is 4.1% (elevated). The 2025 annual accounts show equity of €438k and a net result of €236k. Equity is growing by ~54.4% per year across the filed fiscal years. Its solvency ranks better than 42% of 3644 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+12
Solvency47▲+7
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days only on tighter terms
Liquidity tight (current ratio 1.32 against 1.28 in 2024; short-term debt: 26.9% and cash: 14.6% of total assets), and 77.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.2%
Return on assets
12%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
17 d early
2024
9 d early
2023
33 d early
2022
12 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€438k▲ 94.0%
2024 · €226k
2022: €113k
2023: €190k
2024: €226k
2022 → 2025
Total assets
€1.97M▲ 28.6%
2024 · €1.53M
2022: €885k
2023: €857k
2024: €1.53M
2022 → 2025
Net result
€236k▲ 530%
2024 · €37k
2022: €95k
2023: €78k
2024: €37k
2022 → 2025
Working capital
€172k▲ 114%
2024 · €80k
2022: €28k
2023: €103k
2024: €80k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€113k-€190k▲ 67.9%€226k▲ 18.8%€438k▲ 94.0%
Operating result€111k-€92k▼ 16.7%€80k▼ 13.3%€343k▲ 329%
Net result€95k-€78k▼ 17.2%€37k▼ 52.3%€236k▲ 530%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 329% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.97M
Fixed assets
€1.27M▲ 8.7%
Current assets
€702k▲ 92.1%
Equity and liabilities €1.97M
Equity
€438k▲ 94.0%
Debt
€1.53M▲ 17.3%
The debt ratio falls from 85.3% to 77.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€469k▲
2024 · €261k
Cash flow
€363k▲
2024 · €218k
Solvency
22.2%▲
2024 · 14.7%
Current ratio
1.32▲
2024 · 1.28
Quick ratio
1.20▲
2024 · 1.06
Debt / equity
3.50▼
2024 · 5.79
ROE
53.8%▲
2024 · 16.6%
ROA
12.0%▲
2024 · 2.4%
Interest coverage
13.17▲
2024 · 8.07
Debt
€1.53M▲
2024 · €1.31M
Debt ≤ 1 year
€530k▲
2024 · €285k
Debt > 1 year
€1.00M▼
2024 · €1.02M
Income taxes
€72k▲
2024 · €11k
Staff costs
€156k▲
2024 · €143k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.53M€1.97M▲
Fixed assets21/28€1.17M€1.27M▲
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€1.16M€1.27M▲
Land and buildings22€676k€660k▼
Plant, machinery and equipment23€41k€148k▲
Furniture and vehicles24€23k€97k▲
Other tangible fixed assets26€425k€362k▼
Financial fixed assets28€250€250=
Current assets29/58€365k€702k▲
Stocks and contracts in progress3€64k€66k▲
Stocks30/36€64k€66k▲
Amounts receivable within one year40/41€73k€159k▲
Trade receivables40€65k€129k▲
Other amounts receivable41€7k€31k▲
Cash at bank and in hand54/58€222k€287k▲
Deferred charges and accrued income490/1€7k€189k▲
Equity and liabilities
Total equity and liabilities10/49€1.53M€1.97M▲
Equity10/15€226k€438k▲
Contributions10/11€20k€20k=
Reserves13€206k€418k▲
Distributable reserves133€206k€418k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.31M€1.53M▲
Amounts payable after more than one year17€1.02M€1.00M▼
Financial debts170/4€1.02M€1.00M▼
Amounts payable within one year42/48€285k€530k▲
Current portion of amounts payable after more than one year42€81k€131k▲
Trade debts44€133k€250k▲
Suppliers440/4€133k€250k▲
Advances received on contracts in progress46-€71k
Taxes, remuneration and social security45€50k€60k▲
Taxes450/3€13k€36k▲
Remuneration and social security454/9€37k€23k▼
Other amounts payable47/48€21k€18k▼
Accrued charges and deferred income492/3€179€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€143k€156k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€181k€127k▼
Other operating charges640/8€6k€7k▲
Gross operating margin9900€411k€632k▲
Operating profit (loss)9901€80k€343k▲
Financial income75/76B€891€1k▲
Recurring financial income75€891€1k▲
Financial charges65/66B€32k€36k▲
Recurring financial charges65€32k€36k▲
Profit (loss) for the period before taxes9903€48k€308k▲
Income taxes67/77€11k€72k▲
Profit (loss) for the period9904€37k€236k▲
Profit (loss) for the period to be appropriated9905€37k€236k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€236k▲
Transfer from equity791/2-€24k
Transfer to equity691/2€36k€236k▲
To other reserves6921€36k€236k▲
Profit to be distributed694/7€2k€24k▲
Return on contributions (dividend)694€2k€24k▲
Social balance
Average headcount (FTE)90872.62.9▲
The notes to these accounts (27 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2022net €236k ▲530%
Operating result €343k, net result €236k, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €37k ▼52.3%
Net result drops to €37k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €226k ▲18.8%
3 profitable years in a row build equity to €226k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €190k ▲67.9%
2 profitable years in a row build equity to €190k.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pittem · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tieltstraat 178740 PittemGround area
400 m²
Building footprint
286 m²
Volume, LiDAR
1,704 m³
2 parcels, Flanders · tallest building 11.8 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
ATELJEE V&G
since 20212.318.731.847
ATELJEE V&G
since 20242.369.171.946
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37011C0022/00K000 | Flanders | 271 m² | 1 · 286 m² | 11.8 m · 1 fl. |
| 37011A0335/00A002 | Flanders | 128 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 5 entries · 15,079 EUR awarded · 15,079 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | -661 EUR | 0 EUR |
| 2023 | 2 | 162 EUR | 5,581 EUR |
| 2022 | 2 | 15,578 EUR | 9,498 EUR |
Schemes
Ecologiepremie+
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
2 sitesPittem2.318.731.847
Pittem2.369.171.946
Similar companies · same sector, comparable size
SALONS VAN DER VEKEN
BE 0430.696.727
Schilde · Eq €437k
Pizzadelinamur
BE 0811.449.738
Namur · Eq €440k
PASKO FEESTSERVICE
BE 0548.948.437
Dessel · Eq €436k
Schildermans Invest
BE 0666.911.127
Pelt · Eq €441k
M-CONSULT
BE 0438.503.148
Bierbeek · Eq €436k
Of 7,508 companies in sector 56210 we hold annual accounts for 2,445. 1,371 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2021
Fiscal year end31-12
Activities, NACEBEL
47230Retail trade
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.