Equity
€445,972 ▲ 1.5%
ASSETS INVESTMENTS AND CONSULTANCY paid out €180,000 in dividends. That is 96% of the 2025 profit.
ASSETS INVESTMENTS AND CONSULTANCY
Lifetime
19 annual accounts with figures on one time axis, 27 filings since 1999peak €278,031 (2025)
€278,031▲ 16.4%
lowest -€6,450 (2010)
€186,659▲ 20.0%
peak €445,972 (2025)
€445,972▲ 1.5%
€262,565▲ 131%
Board1 name since 2022
1 directorDEMOULIN Serge
Documentsfilings and deeds
25-11-202567 days before the deadline
2025micro format
Gross margin from €238,822 to €278,031Dividend €180,000Debts from €113,627 to €262,565Investments €87,812Cash from €207,656 to €433,738
Key points
from the 2025 annual accountsTurnover
≈ €1.2m estimated
The micro format states no turnover.
Debts
€262,565 ▲ 131%
Debts rose by €148,938 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Investments
€99,556 12.9 × depreciation
Green is investment, beige is depreciation. Machinery stands 358.8% higher than in 2024.
Filings
27 annual accounts since 1999
The last five annual accounts were filed 64 to 71 days before the end of the period.
Position in the sector
€186,659
Higher net result than 95% of companies in retail trade. Sector median €5,052 · 22,900 companies.
Checked score
97
Excellent
Financially stronger than 76% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,271 companies (NACE 47, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025highest value
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 2.78, cash €433,738
Equity €445,972 (62.9% of total assets)
Founded in 1998
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 75% of them on solvency, 89% on liquidity, 96% on profitability and 44% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as ASSETS INVESTMENTS AND CONSULTANCY has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of ASSETS INVESTMENTS AND CONSULTANCY itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for ASSETS INVESTMENTS AND CONSULTANCY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.78 (4.79 in 2024), above the usual 1.5. Short-term debt is 31.1% and cash 61.2% of total assets. 37.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-11-2025, 67 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
67 days early
2024
64 days early
2023
71 days early
2022
67 days early
2021
70 days early
2020
62 days early
2019
72 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 68 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 25 November (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0463801243
Purpose change · Amendment of the articles · Legal-form change · Resignations & appointments
“Alle onroerende verrichtingen, te weten: het promoveren, bouwen, transformeren, stofferen, de makelaardij…” (deed in Dutch) · General meeting of 06-07-2021 · Gazette deed
First establishment
Langeweg 65, Overijse
Incorporation
published on 29-07-1998 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ASSETS INVESTMENTS AND CONSULTANCY Overijse | €708,538 | €278,031 | 62.9% | - |
| Brasserie Maziers Rochefort Bouillon | €637,153 | €242,521 | 51.9% | 3.3 |
| LE PETIT BOTANIQUE Ganshoren | €795,672 | €318,092 | 54.3% | 3.9 |
| DE BIERGRENS Baarle-Hertog | €691,337 | €295,468 | 74.4% | 2.7 |
| La Hêtraie Chastre | €723,483 | €280,176 | 23.3% | 2 |
| ROJO Kortemark | €665,826 | €256,016 | 52.3% | 2 |
| DRANKENHANDEL SWINNENS Haacht | €819,867 | €420,955 | 47.0% | 5.2 |
These companies have the same main activity as ASSETS INVESTMENTS AND CONSULTANCY: retail sale of beverages, general range (NACE 47252). They are comparable in size and age: total assets between €637,000 and €820,000, founded between 1993 and 2002.
Official details
Source: KBO- Status
- Active since 16-07-1998Normal situation
- Activity
- Retail sale of beverages, general rangeNACE 47252and 7 others
- Establishment unit
- 2.087.794.2473090 Overijse, since 24-07-1998
- Financial year end
- 30 June
- Peppol
- Reachable since 17-10-2025
Annual accounts to 30-06-2025
- €708,538▲ 28.1%
- Filing
- Filed on 25-11-2025, 67 days before the end of the filing period
Insights on ASSETS INVESTMENTS AND CONSULTANCY
ASSETS INVESTMENTS AND CONSULTANCY files the micro format. That format states no turnover. The gross margin rose from €154,620 in 2007 to €278,031 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ASSETS INVESTMENTS AND CONSULTANCY
- What is the company number of ASSETS INVESTMENTS AND CONSULTANCY?
- The company number of ASSETS INVESTMENTS AND CONSULTANCY is 0463.801.243. The VAT number is the same number with BE in front: BE 0463.801.243.
- Where is ASSETS INVESTMENTS AND CONSULTANCY based?
- The registered office is at Langeweg 65, 3090 Overijse.Company details
- What does ASSETS INVESTMENTS AND CONSULTANCY do?
- According to the KBO register, the main activity is retail sale of beverages, general range (NACE 47252).
- What is the legal form of ASSETS INVESTMENTS AND CONSULTANCY?
- ASSETS INVESTMENTS AND CONSULTANCY is a private limited company (BV).
- When was ASSETS INVESTMENTS AND CONSULTANCY founded?
- ASSETS INVESTMENTS AND CONSULTANCY was founded on 16-07-1998.
- Is ASSETS INVESTMENTS AND CONSULTANCY still active?
- Yes, ASSETS INVESTMENTS AND CONSULTANCY is an active enterprise in the KBO register.
- What is the turnover of ASSETS INVESTMENTS AND CONSULTANCY?
- The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €278,031 and 48 comparable companies (NACE 472). It probably lies between €810,000 and €1.9m.Financials
- Is ASSETS INVESTMENTS AND CONSULTANCY profitable?
- In financial year 2025, ASSETS INVESTMENTS AND CONSULTANCY made a profit of €186,659.
- Where can I find the annual accounts of ASSETS INVESTMENTS AND CONSULTANCY?
- ASSETS INVESTMENTS AND CONSULTANCY filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ASSETS INVESTMENTS AND CONSULTANCY due?
- ASSETS INVESTMENTS AND CONSULTANCY must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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