ARO INTERIOR
ActiveARO INTERIOR has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €40k. Equity is growing by ~33% per year across the filed fiscal years. Its solvency ranks better than 31% of 2002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency54▼-46
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.43 against 1.39 in 2024; short-term debt: 71.3% and cash: 28% of total assets), and 71.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.7%
Return on assets
27.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
30 d early
2023
92 d early
2022
81 d early
2021
41 d early
2020
47 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€42k▼ 52.0%
2024 · €87k
2020: €11k
2021: €27k
2022: €42k
2023: €53k
2024: €87k
2020 → 2025
Total assets
€145k▲ 41.6%
2024 · €102k
2020: €21k
2021: €33k
2022: €55k
2023: €103k
2024: €102k
2020 → 2025
Net result
€40k▲ 15.4%
2024 · €34k
2020: €10k
2021: €16k
2022: €16k
2023: €30k
2024: €34k
2020 → 2025
Working capital
€-59k
2024 · €6k
2020: €11k
2021: €27k
2022: €22k
2023: €11k
2024: €6k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€42k▲ 60.0%€53k▲ 23.8%€87k▲ 65.4%€42k▼ 52.0%
Operating result€20k-€20k▲ 3.0%€43k▲ 111%€22k▼ 47.7%€20k▼ 8.8%
Net result€16k-€16k▲ 2.2%€30k▲ 89.2%€34k▲ 14.2%€40k▲ 15.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €145k
Fixed assets
€101k▲ 24.4%
Current assets
€44k▲ 107%
Equity and liabilities €145k
Equity
€42k▼ 52.0%
Debt
€103k▲ 568%
The debt ratio rises from 15.1% to 71.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€21k▼
2024 · €23k
Cash flow
€40k▲
2024 · €35k
Solvency
28.7%▼
2024 · 84.9%
Current ratio
0.43▼
2024 · 1.39
Quick ratio
0.43▼
2024 · 1.39
Debt / equity
2.48▲
2024 · 0.18
ROE
95.2%▲
2024 · 39.6%
ROA
27.4%▼
2024 · 33.6%
Interest coverage
23.30▲
2024 · 8.73
Debt
€103k▲
2024 · €15k
Debt ≤ 1 year
€103k▲
2024 · €15k
Income taxes
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€145k▲
Fixed assets21/28€81k€101k▲
Tangible fixed assets22/27€922€658▼
Plant, machinery and equipment23€922€658▼
Financial fixed assets28€80k€100k▲
Current assets29/58€21k€44k▲
Amounts receivable within one year40/41€10k€3k▼
Trade receivables40€8k€381▼
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€10k€41k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€102k€145k▲
Equity10/15€87k€42k▼
Contributions10/11€2k€2k=
Reserves13€85k€40k▼
Distributable reserves133€85k€40k▼
Amounts payable17/49€15k€103k▲
Amounts payable within one year42/48€15k€103k▲
Trade debts44€131€195▲
Suppliers440/4€131€195▲
Taxes, remuneration and social security45€6k€18k▲
Taxes450/3€6k€18k▲
Other amounts payable47/48€10k€85k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€264€264=
Other operating charges640/8€621€736▲
Gross operating margin9900€23k€21k▼
Operating profit (loss)9901€22k€20k▼
Financial income75/76B€20k€25k▲
Recurring financial income75€20k€25k▲
Financial charges65/66B€3k€884▼
Recurring financial charges65€3k€884▼
Profit (loss) for the period before taxes9903€40k€45k▲
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€34k€40k▲
Profit (loss) for the period to be appropriated9905€34k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€40k▲
Transfer from equity791/2-€85k
Transfer to equity691/2€34k€40k▲
To other reserves6921€34k€40k▲
Profit to be distributed694/7-€85k
Return on contributions (dividend)694-€85k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2020net €40k ▲15.4%
Net result €40k, the highest in the series.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 4.86
Current ratio from 2.09 to 4.86; short-term debt falls from €10k to €7k.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guido Gezellelaan 952640 MortselGround area
259 m²
Building footprint
82 m²
Volume, LiDAR
704 m³
Parcel 11029A0119/00X010, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ARO INTERIOR
since 20202.307.912.387
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11029A0119/00X010 | Flanders | 259 m² | 1 · 82 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DOMUS VIVENDI INTERIOR
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Habitus
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LOUDENTALEX
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Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 1,068 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2020
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.