Equity
€21.5m ▼ 2.8%
ARGENSON GESTION FINANCE paid out €1.0m in dividends. That is 265% of the 2025 profit.
ARGENSON GESTION FINANCE
Lifetime
20 annual accounts with figures on one time axis, 31 filings since 1995peak €675,200 (2017)
€372,000unchanged
peak €2.6m (2014)
€376,989▲ 168%
peak €22.1m (2024)
€21.5m▼ 2.8%
€488,965▼ 4.8%
peak 2.5 FTE (2008)
0.5 FTEunchanged
Board5 names since 2020
1 directorJean-Michel VOYER
Documentsfilings and deeds
25-07-20266 days before the deadline
2025financial year
Result from €140,564 to €376,989Dividend €1.0mInvestments €29,500
Key points
from the 2025 annual accountsResult
€376,989 ▲ 168%
The result rose in 2025 from €140,564 to €376,989.
Investments
€29,500 24.0 × depreciation
Green is investment, beige is depreciation.
Payment terms
15 days to suppliers
ARGENSON GESTION FINANCE pays its suppliers 10 days later than in 2024. Customers pay 6,606 days earlier.
Filings
31 annual accounts since 1995
Four of the last ten came late. The 2024 accounts came latest: 24 days after the end of the period.
At the same address
19 companies
Checked score
94
Excellent
Financially stronger than 54% of micro companies in residential care (NACE 87)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 254 companies (NACE 87, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.2 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%▲ +0.1 percentage points vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 77.04, cash €297,315
lowers risk
Sector: Residential care activities (NACE 87)
Founded in 1994
Figures for financial year 2025 (filed on 25-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, micro). It does better than 89% of them on solvency, 49% on liquidity, 45% on profitability and 35% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as ARGENSON GESTION FINANCE has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ARGENSON GESTION FINANCE itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for ARGENSON GESTION FINANCE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 77.04, above the usual 1.5. Short-term debt is 0.7% and cash 1.4% of total assets. 2.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 days early
2024
24 days late
2023
on the day
2022
12 days late
2021
1 day late
2020
20 days late
2019
24 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
Shares in 5 companies, including GERIBRAY and RESIDENCE DU BON PASTEUR
Board & ownershipRecent changes
1 director resigning
Changes of role: Benjamin VOYER (administrateur unique suppléant) and Jean-Michel VOYER (sole director) · Resignation: BAUHé · Registered office clause: route d’Obourg 40, 7000 Mons · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0453556558
2 directors appointed, 2 managers resigning
Change of role: BAUHE, from director and manager to director · Resignations: Laure VOYER (director and manager) and Jean-Michel VOYER (director and manager) · Appointments: ARGEF and Benjamin VOYER · Gazette deed
First establishment
Route d'Obourg 40, Mons
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ARGENSON GESTION FINANCE Mons | €372,000 | 72.4% | 97.8% | 0.5 |
| Le C.A.T. - Home péruwelzien Péruwelz | €268,848 | - | 66.0% | 2.2 |
| RESIDENCE CARINA Uccle | €312,212 | 14.9% | 98.9% | - |
| IMMO CLOSIÈRE CORNET Uccle | €504,924 | - | 68.4% | - |
| Les Foyers Saint-Joseph Mons | - | - | 52.4% | - |
| RESIDENCE SENIOR'S WESTLAND Uccle | €312,212 | -10.6% | 98.7% | - |
| ROYAL ASSIST Anderlecht | - | - | 1.0% | 0 |
Grey: the largest companies of the sector (residential care (NACE 87)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as ARGENSON GESTION FINANCE: residential care activities (NACE 87301). They are comparable in size and age: total assets between €5.2m and €17m, founded between 1982 and 2001.
Official details
Source: KBO- Status
- Active since 12-10-1994Normal situation
- Registered office
- 20 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Residential care activitiesNACE 87301and 1 other
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.068.899.9347000 Mons, since 09-03-1998
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2020
Annual accounts 2025
- €21.9m▼ 2.9%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 25-07-2026, 6 days before the end of the filing period
Companies linked to ARGENSON GESTION FINANCE
Subsidiaries and holdings
Insights on ARGENSON GESTION FINANCE
ARGENSON GESTION FINANCE has existed since 1994. Turnover fell from €612,009 in 2006 to €372,000 in 2025 and staff from 2.1 to 0.5 full-time equivalents.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ARGENSON GESTION FINANCE
- What is the company number of ARGENSON GESTION FINANCE?
- The company number of ARGENSON GESTION FINANCE is 0453.556.558. The VAT number is the same number with BE in front: BE 0453.556.558.
- Where is ARGENSON GESTION FINANCE based?
- The registered office is at Route d'Obourg 40, 7000 Mons.Company details
- What does ARGENSON GESTION FINANCE do?
- According to the KBO register, the main activity is residential care activities (NACE 87301).
- What is the legal form of ARGENSON GESTION FINANCE?
- ARGENSON GESTION FINANCE is a public limited company (NV).
- When was ARGENSON GESTION FINANCE founded?
- ARGENSON GESTION FINANCE was founded on 12-10-1994.
- Is ARGENSON GESTION FINANCE still active?
- Yes, ARGENSON GESTION FINANCE is an active enterprise in the KBO register.
- How many employees does ARGENSON GESTION FINANCE have?
- ARGENSON GESTION FINANCE had an average of 0.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does ARGENSON GESTION FINANCE fall under?
- In its 2025 annual accounts, ARGENSON GESTION FINANCE states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of ARGENSON GESTION FINANCE?
- The turnover of ARGENSON GESTION FINANCE was €372,000 in financial year 2025, according to the filed annual accounts.
- Is ARGENSON GESTION FINANCE profitable?
- In financial year 2025, ARGENSON GESTION FINANCE made a profit of €376,989.
- Where can I find the annual accounts of ARGENSON GESTION FINANCE?
- ARGENSON GESTION FINANCE filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ARGENSON GESTION FINANCE due?
- ARGENSON GESTION FINANCE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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