ARDENT INVEST
ActiveARDENT INVEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €26.41M and a net result of €-2.60M. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 34% of 2386 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
97 d late
2023
on the day
2021
61 d late
2020
31 d late
2019
152 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€26.41M
2024 · €-990k
2019: €956k
2020: €732k
2021: €2.17M
2023: €1.06M
2024: €-990k
2019 → 2025
Net result
€-2.60M▼ 27.2%
2024 · €-2.05M
2019: €-44k
2020: €-224k
2021: €-1.56M
2023: €-1.11M
2024: €-2.05M
2019 → 2025
Total assets
€62.01M▲ 13.4%
2024 · €54.68M
2019: €8.85M
2020: €21.49M
2021: €27.23M
2023: €38.79M
2024: €54.68M
2019 → 2025
Solvency
42.6%▲ 44.4pp
2024 · -1.8%
2019: 10.8%
2020: 3.4%
2021: 8.0%
2023: 2.7%
2024: -1.8%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€732k-€2.17M▲ 196%€1.06M▼ 51.3%€-990k€26.41M
Operating result€-171k-€-164k▲ 4.1%€-482k▼ 194%€-1.29M▼ 167%€-1.70M▼ 32.1%
Net result€-224k-€-1.56M▼ 597%€-1.11M▲ 28.7%€-2.05M▼ 83.7%€-2.60M▼ 27.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1.70M in 2025 against €1.29M in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62.01M
Fixed assets
€22.23M▲ 11.6%
Current assets
€39.77M▲ 14.5%
Equity and liabilities €62.01M
Equity
€26.41M
Debt
€35.60M
Debt finances 57.4% of the balance-sheet total.
Key figures and ratios
Solvency
42.6%▲
2024 · -1.8%
ROE
-9.9%▼
2024 · 206.6%
ROA
-4.2%▼
2024 · -3.7%
Debt
€35.60M▼
2024 · €55.66M
Debt ≤ 1 year
€6.33M▼
2024 · €25.40M
Debt > 1 year
€28.72M▼
2024 · €29.56M
Income taxes
€2k▼
2024 · €2k
Staff costs
€927k▲
2024 · €773k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€54.68M€62.01M▲
Fixed assets21/28€19.93M€22.23M▲
Intangible fixed assets21€19k€32k▲
Tangible fixed assets22/27€4.25M€4.25M▼
Plant, machinery and equipment23€5k€0▼
Furniture and vehicles24€4.21M€4.06M▼
Other tangible fixed assets26-€185k
Assets under construction and advance payments27€32k€0▼
Financial fixed assets28€15.66M€17.95M▲
Current assets29/58€34.75M€39.77M▲
Amounts receivable after more than one year29€5.04M€4.92M▼
Other amounts receivable291€5.04M€4.92M▼
Amounts receivable within one year40/41€29.40M€33.24M▲
Trade receivables40€480k€306k▼
Other amounts receivable41€28.92M€32.94M▲
Cash at bank and in hand54/58€128k€1.41M▲
Deferred charges and accrued income490/1€178k€194k▲
Equity and liabilities
Total equity and liabilities10/49€54.68M€62.01M▲
Equity10/15€-990k€26.41M▲
Contributions10/11€4.00M€27.00M▲
Capital10€4.00M€27.00M▲
Issued capital100€4.00M€37.00M▲
Uncalled capital101-€10.00M
Profit (loss) carried forward14€-4.99M€-591k▲
Amounts payable17/49€55.66M€35.60M▼
Amounts payable after more than one year17€29.56M€28.72M▼
Financial debts170/4€29.56M€28.72M▼
Amounts payable within one year42/48€25.40M€6.33M▼
Current portion of amounts payable after more than one year42€500k€539k▲
Financial debts43€18k€27k▲
Credit institutions430/8€18k€27k▲
Trade debts44€394k€307k▼
Suppliers440/4€394k€307k▼
Taxes, remuneration and social security45€86k€147k▲
Taxes450/3€2k€28k▲
Remuneration and social security454/9€83k€119k▲
Other amounts payable47/48€24.41M€5.31M▼
Accrued charges and deferred income492/3€701k€550k▼
Income statement
Code20242025
Remuneration, social security and pensions62€773k€927k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€121k€257k▲
Other operating charges640/8€212k€264k▲
Gross operating margin9900€-181k€-251k▼
Operating profit (loss)9901€-1.29M€-1.70M▼
Financial income75/76B€1.41M€2.04M▲
Recurring financial income75€1.41M€1.66M▲
Non-recurring financial income76B-€385k
Financial charges65/66B€2.17M€2.94M▲
Recurring financial charges65€2.17M€2.58M▲
Non-recurring financial charges66B-€365k
Profit (loss) for the period before taxes9903€-2.04M€-2.60M▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€-2.05M€-2.60M▼
Profit (loss) for the period to be appropriated9905€-2.05M€-2.60M▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4.99M€-7.59M▼
Profit (loss) brought forward from the previous period14P€-2.94M€-4.99M▼
Transfer from equity791/2-€7.00M
Social balance
Average headcount (FTE)90879.310.3▲
The notes to these accounts (30 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
13-03
State Gazette act
General meeting · Board meeting
Director resignation · Director discharge
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Weakest financial yearnet €-2.60M
Net result drops to €-2.60M, the lowest in the series.
30-06
Financial
Liquidity times 5current ratio 6.28
Current ratio from 1.37 to 6.28; short-term debt falls from €25.40M to €6.33M.
30-06
Financial
Equity above €25MEq €26.41M
Equity rises from €-990k to €26.41M.
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 97 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Liquidity doublescurrent ratio 3.31
Current ratio from 1.50 to 3.31; short-term debt falls from €13.05M to €8.12M.
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 61 days late
2021
31-12
Financial
Equity above €2MEq €2.17M ▲196%
Equity rises from €732k to €2.17M.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 152 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Guillemins 1394000 LiègeGround area
4,768 m²
Parcel 62814C0393/00V002, Wallonia. Linked by address, not a title deed.
1 establishment unit
ARDENT INVEST
since 20192.291.939.754
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62814C0393/00V002 | Wallonia | 4,768 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
52 connected companiesNetwork connections
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Ownership & control
2 partiesARDENT INVESTBE 0700.472.731
controls
Where this company holds controlthis company sits on their board2
1 location
1 location
Recognitions · licences · registrations
Legal Entity Identifier
8755009U8OZUBZZ64C57
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 3,719 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-07-2018
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@ardent-invest.com
Phone:+3242321952