ARALU
ActiveARALU has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €429k and a net result of €44k. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 49% of 2037 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74=
Solvency67▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.8 against 1.35 in 2024; short-term debt: 35.4% and cash: 5.4% of total assets), but 57.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.1%
Return on assets
4.3%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-02-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
on the day
2023
37 d late
2022
41 d early
2021
41 d early
2020
5 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€44k▼ 3.0%
2024 · €46k
2019: €15k
2020: €10k
2021: €55k
2022: €46k
2023: €106k
2024: €46k
2019 → 2025
Working capital
€289k▲ 51.5%
2024 · €191k
2019: €130k
2020: €124k
2021: €140k
2022: €136k
2023: €192k
2024: €191k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€262k-€292k▲ 11.5%€382k▲ 30.7%€396k▲ 3.8%€429k▲ 8.2%
Operating result€67k-€69k▲ 3.4%€131k▲ 89.4%€77k▼ 41.4%€76k▼ 0.7%
Net result€55k-€46k▼ 15.8%€106k▲ 130%€46k▼ 57.0%€44k▼ 3.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.02M
Fixed assets
€369k▼ 12.0%
Current assets
€650k▼ 11.6%
Equity and liabilities €1.02M
Equity
€429k▲ 8.2%
Debt
€590k▼ 22.2%
The debt ratio falls from 65.7% to 57.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€161k▲
2024 · €155k
Cash flow
€129k▲
2024 · €123k
Solvency
42.1%▲
2024 · 34.3%
Current ratio
1.80▲
2024 · 1.35
Quick ratio
1.78▲
2024 · 1.35
Debt / equity
1.37▼
2024 · 1.91
ROE
10.3%▼
2024 · 11.5%
ROA
4.3%▲
2024 · 3.9%
Interest coverage
13.29▲
2024 · 12.77
Debt
€590k▼
2024 · €758k
Debt ≤ 1 year
€361k▼
2024 · €545k
Debt > 1 year
€192k▼
2024 · €213k
Income taxes
€22k▼
2024 · €24k
Staff costs
€220▼
2024 · €103k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.15M€1.02M▼
Fixed assets21/28€419k€369k▼
Tangible fixed assets22/27€396k€346k▼
Land and buildings22€182k€190k▲
Plant, machinery and equipment23€165k€124k▼
Furniture and vehicles24€48k€31k▼
Financial fixed assets28€23k€23k=
Current assets29/58€736k€650k▼
Stocks and contracts in progress3-€7k
Stocks30/36-€7k
Amounts receivable within one year40/41€651k€582k▼
Trade receivables40€601k€535k▼
Other amounts receivable41€51k€48k▼
Cash at bank and in hand54/58€81k€55k▼
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€1.15M€1.02M▼
Equity10/15€396k€429k▲
Contributions10/11€20k€20k=
Reserves13€262k€296k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€260k€294k▲
Profit (loss) carried forward14€100k€100k▲
Investment grants15€15k€14k▼
Amounts payable17/49€758k€590k▼
Amounts payable after more than one year17€213k€192k▼
Financial debts170/4€213k€192k▼
Amounts payable within one year42/48€545k€361k▼
Current portion of amounts payable after more than one year42€77k€50k▼
Trade debts44€287k€278k▼
Suppliers440/4€287k€278k▼
Advances received on contracts in progress46€132k-
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€9k€7k▼
Remuneration and social security454/9€96-
Other amounts payable47/48€40k€25k▼
Accrued charges and deferred income492/3-€37k
Income statement
Code20242025
Remuneration, social security and pensions62€103k€220▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78k€85k▲
Other operating charges640/8€5k€8k▲
Gross operating margin9900€263k€169k▼
Operating profit (loss)9901€77k€76k▼
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€12k€12k▼
Recurring financial charges65€12k€12k▼
Profit (loss) for the period before taxes9903€70k€66k▼
Income taxes67/77€24k€22k▼
Profit (loss) for the period9904€46k€44k▼
Profit (loss) for the period to be appropriated9905€46k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€159k€144k▼
Profit (loss) brought forward from the previous period14P€114k€100k▼
Transfer from equity791/2€15k€10k▼
Transfer to equity691/2€45k€44k▼
To other reserves6921€45k€44k▼
Profit to be distributed694/7€30k€10k▼
Return on contributions (dividend)694€30k€10k▼
Social balance
Average headcount (FTE)90871.0-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 11 days late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
08-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 37 days late
2023
30-06
Financial
Highest result since 2019net €106k ▲130%
Operating result €131k, net result €106k, both a record.
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial
Weakest financial yearnet €10k ▼31%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
03-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 3 days late
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
18-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grâce-Hollogne · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Jean Gruslin 134460 Grâce-HollogneGround area
4,475 m²
Building footprint
937 m²
Volume, LiDAR
5,904 m³
Parcel 62046A0135/00B004, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ARALU
since 20062.156.195.380
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62046A0135/00B004 | Wallonia | 4,475 m² | 1 · 937 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VANDENINDEN CARLO
BE 0876.940.772
Maaseik · Eq €429k
DERYCKERE - BORRY
BE 0408.075.931
Roeselare · Eq €430k
KRIEKEN
BE 0456.752.610
Tongeren · Eq €428k
Ambroise Dujardin
BE 0829.466.004
Assesse · Eq €430k
ERIC VEREECKE
BE 0890.800.587
Assenede · Eq €428k
Of 20,025 companies in sector 43320 we hold annual accounts for 9,136. 6,261 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2006
Fiscal year end30-06
Activities, NACEBEL
43320Joinery installation
45422
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.