Ar. Vi. He
ActiveAr. Vi. He has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €74k and a net result of €10k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 82% of 15867 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▲+14
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 5.0 against 6.49 in 2023; short-term debt: 19.9% and cash: 88.7% of total assets), and 19.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-06-2025, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
50 d early
2023
47 d early
2022
61 d early
2021
59 d early
2020
11 d early
2019
4 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€74k▲ 0.4%
2023 · €74k
2018: €69k
2019: €69k
2020: €76k
2021: €75k
2022: €73k
2023: €74k
2018 → 2024
Total assets
€93k▲ 6.2%
2023 · €87k
2018: €90k
2019: €87k
2020: €96k
2021: €87k
2022: €86k
2023: €87k
2018 → 2024
Net result
€10k▲ 1,924%
2023 · €510
2018: €3k
2019: €4k
2020: €10k
2021: €-744
2022: €-1k
2023: €510
2018 → 2024
Working capital
€74k▲ 0.9%
2023 · €73k
2018: €59k
2019: €61k
2020: €70k
2021: €70k
2022: €72k
2023: €73k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€76k-€75k▼ 1.0%€73k▼ 1.9%€74k▲ 0.7%€74k▲ 0.4%
Operating result€13k-€-363€-1k▼ 228%€810€14k▲ 1,581%
Net result€10k-€-744€-1k▼ 90.5%€510€10k▲ 1,924%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 1,581% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €93k
Fixed assets
€486▼ 40.6%
Current assets
€92k▲ 6.7%
Equity and liabilities €93k
Equity
€74k▲ 0.4%
Debt
€18k▲ 38.4%
The debt ratio rises from 15.3% to 19.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▲
2023 · €2k
Cash flow
€11k▲
2023 · €1k
Solvency
80.1%▼
2023 · 84.7%
Current ratio
5.00▼
2023 · 6.49
Quick ratio
4.90▼
2023 · 6.08
Debt / equity
0.25▲
2023 · 0.18
ROE
13.9%▲
2023 · 0.7%
ROA
11.1%▲
2023 · 0.6%
Interest coverage
100.80▲
2023 · 9.56
Debt
€18k▲
2023 · €13k
Debt ≤ 1 year
€18k▲
2023 · €13k
Income taxes
€3k▲
2023 · €191
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€87k€93k▲
Fixed assets21/28€818€486▼
Tangible fixed assets22/27€818€486▼
Furniture and vehicles24€818€486▼
Current assets29/58€86k€92k▲
Stocks and contracts in progress3€5k€2k▼
Stocks30/36€5k€2k▼
Amounts receivable within one year40/41€25k€8k▼
Trade receivables40€25k€8k▼
Cash at bank and in hand54/58€56k€82k▲
Equity and liabilities
Total equity and liabilities10/49€87k€93k▲
Equity10/15€74k€74k▲
Contributions10/11€31k€31k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€40k€40k▲
Amounts payable17/49€13k€18k▲
Amounts payable within one year42/48€13k€18k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€6k€5k▼
Other amounts payable47/48€3k€11k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€702€332▼
Other operating charges640/8€384€387▲
Gross operating margin9900€2k€14k▲
Operating profit (loss)9901€810€14k▲
Financial income75/76B€49€13▼
Recurring financial income75€49€13▼
Financial charges65/66B€158€138▼
Recurring financial charges65€158€138▼
Profit (loss) for the period before taxes9903€701€13k▲
Income taxes67/77€191€3k▲
Profit (loss) for the period9904€510€10k▲
Profit (loss) for the period to be appropriated9905€510€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€50k▲
Profit (loss) brought forward from the previous period14P€39k€40k▲
Profit to be distributed694/7-€10k
Return on contributions (dividend)694-€10k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €510
Net result €510 after 2 loss-making years.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €10k ▲184%
Net result €10k, the highest in the series.
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
31-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wayezstraat 1741070 AnderlechtGround area
112 m²
Building footprint
128 m²
Volume, LiDAR
1,124 m³
Parcel 21001A0602/00M007, Brussels · tallest building 17.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
AVH
since 19922.058.743.440
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0602/00M007 | Brussels | 112 m² | 1 · 128 m² | 17.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INTERFIX DOMOTICS
BE 0895.005.934
Brecht · Eq €74k
Boekenhuisje
BE 0652.890.667
Heist-op-den-Berg · Eq €74k
A.D Vente et Location
BE 0761.439.310
Malmedy · Eq €74k
RENEWERGY
BE 0792.371.422
Wemmel · Eq €73k
IDIS Belgium
BE 0506.834.106
Nazareth-De Pinte · Eq €71k
Of 977 companies in sector 46431 we hold annual accounts for 705. 453 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-1992
Fiscal year end31-12
Activities, NACEBEL
46431Wholesale of electrical household appliances and audio-video equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.