Equity
€17,259 ▲ 1.9%
Aquinas paid out €15,000 in dividends. That is 98% of the 2025 profit.
Aquinas
Lifetime
11 annual accounts with figures on one time axispeak €22,784 (2015)
€21,631▲ 147%
lowest -€10,488 (2022)
€15,326▲ 157%
peak €27,727 (2015)
€17,259▲ 1.9%
€22,888▲ 115%
Board1 name since 2015
1 directorAMORION
Owners
100%AMORION
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €8,765 to €21,631Result from €5,968 to €15,326Dividend €15,000Debts from €10,660 to €22,888Cash from €7,785 to €18,875
Key points
from the 2025 annual accountsFilings
11 annual accounts since 2015
Eight of the last ten came late. The 2020 accounts came latest: 61 days after the end of the period.
Position in the sector
€17,259
Less equity than 86% of companies in head offices and management consultancy. Sector median €323,523 · 10,857 companies.
Checked score
95
Excellent
Financially stronger than 58% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,555 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.2%▲ +0.1 percentage points vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025highest value
09-2025: < 0.1%▼ -0.2 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 1.75, cash €18,875
Size: total assets €40,147
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 40% of them on solvency, 63% on liquidity, 84% on profitability and 45% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as Aquinas has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of Aquinas itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for Aquinas. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.75 (2.59 in 2024), above the usual 1.5. Short-term debt is 57% and cash 47% of total assets. However, 57% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €17,259
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
30 days late
2023
30 days late
2022
31 days late
2021
31 days late
2020
61 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 35 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0533755663
Appointment: AMORION (statutory director)
Permanent representative: Van Landeghem Thomas Luc · General meeting of 15-12-2023 · Gazette deed
First establishment
Kerkstraat 79, Zulte
Incorporation
published on 10-05-2013 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Aquinas Zulte | €40,147 | €21,631 | 43.0% | - |
| FRDDB SERVICES Sint-Niklaas | €40,182 | €19,599 | -126.2% | - |
| AMFÉ Nazareth-De Pinte | €41,206 | €19,555 | -361.4% | - |
| QUITE DIFFERENT Rixensart | €39,467 | €19,971 | 51.8% | - |
| Site & Science Tournai | €41,387 | €23,867 | 72.1% | - |
| ENA Tielt-Winge | €43,357 | €23,223 | -20.3% | - |
| MOLY TRADING Diksmuide | €39,364 | €18,901 | 80.7% | - |
These companies have the same main activity as Aquinas: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €39,400 and €43,400, founded between 2012 and 2015.
Official details
Source: KBO- Status
- Active since 08-04-2013Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.219.122.9439870 Zulte, since 29-04-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 17-07-2025
Insights on Aquinas
Aquinas files the abbreviated format. That format states no turnover. The gross margin fell from €22,784 in 2015 to €21,631 in 2025.
AMORION holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Aquinas
- What is the company number of Aquinas?
- The company number of Aquinas is 0533.755.663. The VAT number is the same number with BE in front: BE 0533.755.663.
- Where is Aquinas based?
- The registered office is at Kerkstraat 79, 9870 Zulte.Company details
- What does Aquinas do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Aquinas?
- Aquinas is a private limited company (BV).
- When was Aquinas founded?
- Aquinas was founded on 08-04-2013.
- Is Aquinas still active?
- Yes, Aquinas is an active enterprise in the KBO register.
- What is the turnover of Aquinas?
- The turnover in financial year 2025 is ≈ €87,000. This figure is estimated from the gross margin of €21,631 and 139 comparable companies (NACE 70200). It probably lies between €37,000 and €220,000. It is a rough estimate.Financials
- Is Aquinas profitable?
- In financial year 2025, Aquinas made a profit of €15,326.
- Where can I find the annual accounts of Aquinas?
- Aquinas filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Aquinas due?
- Aquinas must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.