Equity
€1.1m ▲ 15.8%
APTIGU has made a profit without a break since 2018.
APTIGU
Lifetime
17 annual accounts with figures on one time axispeak €305,998 (2021)
€249,107▲ 180%
lowest -€49,237 (2016)
€167,589▲ 166%
peak €1.1m (2025)
€1.1m▲ 15.8%
€140,543▲ 47.2%
Board2 names since 2009
2 directorsDE BUDT Dany Bertha Richard and 1 other
Documentsfilings and deeds
30-07-20261 day before the deadline
2025micro format
Gross margin from €88,997 to €249,107Result from €62,937 to €167,589Dividend €12,768Equity from €980,554 to €1.1mDebts from €95,449 to €140,543Investments €14,372
Key points
from the 2025 annual accountsResult
€167,589 ▲ 166%
The result rose in 2025 from €62,937 to €167,589.
Turnover
≈ €370,000 estimated
The micro format states no turnover.
Investments
€14,372 16.7 × depreciation
Green is investment, beige is depreciation.
Filings
17 annual accounts since 2009
The last five annual accounts were filed 1 to 77 days before the end of the period.
Position in the sector
€167,589
Higher net result than 95% of companies in real estate. Sector median €5,994 · 17,181 companies.
Checked score
98
Excellent
Financially stronger than 83% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 8.98, cash €353,140
Equity €1.1m (89.0% of total assets)
Size: total assets €1.3m
Figures for financial year 2025 (filed on 30-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 88% on liquidity, 82% on profitability and 72% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as APTIGU has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of APTIGU itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for APTIGU. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €110,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.98 (11.27 in 2024), above the usual 1.5. Short-term debt is 11% and cash 27.7% of total assets. 11% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
2 days early
2023
75 days early
2022
77 days early
2021
74 days early
2020
71 days early
2019
57 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 51 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 May (4 of the last 5 accounts filed within 72 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0817935078
Changes of role: DE BUDT Dany Bertha Richard (director) and SEGERS Sonnia Albertine Leonie (director)
Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 21-11-2023 · Gazette deed
First establishment
Aptigu BV, Lange Breestraat 33, Lebbeke
Incorporation
published on 31-08-2009 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| APTIGU Lebbeke | €1.3m | €249,107 | 89.0% | - |
| DE BOCK INVEST Beveren-Kruibeke-Zwijndrecht | €1.3m | €214,648 | 61.9% | - |
| PROJECTS IN MOTION Ghent | €1.3m | €260,173 | 48.3% | - |
| TOKATI Aalst | €1.4m | €323,240 | 83.6% | 1.8 |
| HEIDEBLOEM INVEST Kalmthout | €1.3m | €237,822 | 23.1% | - |
| LEXARA Hannut | €1.4m | €231,337 | 55.2% | - |
| KIEVITPLEIN PARKING EXPLOITATIE Antwerp | €1.3m | €252,424 | -9.7% | - |
These companies have the same main activity as APTIGU: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €1.3m and €1.4m, founded between 2006 and 2012.
Official details
Source: KBO- Status
- Active since 20-08-2009Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 3 others
- Establishment unit
- 2.308.068.9739280 Lebbeke, since 01-10-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 26-06-2025
Annual accounts 2025
- €1.3m▲ 18.6%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on APTIGU
APTIGU files the micro format. That format states no turnover. The gross margin rose from €8,607 in 2009 to €249,107 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about APTIGU
- What is the company number of APTIGU?
- The company number of APTIGU is 0817.935.078. The VAT number is the same number with BE in front: BE 0817.935.078.
- Where is APTIGU based?
- The registered office is at Lange Breestraat 33A, 9280 Lebbeke.Company details
- What does APTIGU do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of APTIGU?
- APTIGU is a private limited company (BV).
- When was APTIGU founded?
- APTIGU was founded on 20-08-2009.
- Is APTIGU still active?
- Yes, APTIGU is an active enterprise in the KBO register.
- What is the turnover of APTIGU?
- The turnover in financial year 2025 is ≈ €370,000. This figure is estimated from the gross margin of €249,107 and 31 comparable companies (NACE 68201). It probably lies between €280,000 and €490,000.Financials
- Is APTIGU profitable?
- In financial year 2025, APTIGU made a profit of €167,589.
- Where can I find the annual accounts of APTIGU?
- APTIGU filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of APTIGU due?
- APTIGU must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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