APTE OFFICE
ActiveAPTE OFFICE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €4k and a net result of €1k. Equity is growing by ~34.2% per year across the filed fiscal years. Its solvency ranks better than 21% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability38=
Solvency26=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
1.2%
Return on assets
0.3%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 19356 sector peers (2024).
NBB · sector comparisonPosition among 19356 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
68 d late
2022
88 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€4k▲ 33.6%
2023 · €3k
2022: €2k
2023: €3k
2022 → 2024
Total assets
€327k▲ 0.3%
2023 · €327k
2022: €322k
2023: €327k
2022 → 2024
Net result
€1k▼ 3.7%
2023 · €1k
2022: €995
2023: €1k
2022 → 2024
Working capital
€35k▲ 3.0%
2023 · €34k
2022: €42k
2023: €34k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€2k-€3k▲ 53.5%€4k▲ 33.6%
Operating result€1k-€1k▲ 16.1%€2k▲ 70.2%
Net result€995-€1k▲ 7.2%€1k▼ 3.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 70% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €327k
Fixed assets
€289k=
Current assets
€38k▲ 2.2%
Equity and liabilities €327k
Equity
€4k▲ 33.6%
Debt
€323k▼ 0.1%
The debt ratio falls from 99.1% to 98.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
1.2%▲
2023 · 0.9%
Current ratio
11.56▲
2023 · 10.67
Quick ratio
11.56▲
2023 · 10.67
Debt / equity
79.08
ROE
25.1%▼
2023 · 34.8%
ROA
0.3%▼
2023 · 0.3%
Debt
€323k▼
2023 · €324k
Debt ≤ 1 year
€3k▼
2023 · €3k
Debt > 1 year
€320k=
2023 · €320k
Income taxes
€257▼
2023 · €267
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€327k€327k▲
Fixed assets21/28€289k€289k=
Tangible fixed assets22/27€289k€289k=
Land and buildings22€289k€289k=
Current assets29/58€37k€38k▲
Amounts receivable within one year40/41€37k€35k▼
Trade receivables40€37k€31k▼
Other amounts receivable41-€4k
Cash at bank and in hand54/58€508€3k▲
Equity and liabilities
Total equity and liabilities10/49€327k€327k▲
Equity10/15€3k€4k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€2k€3k▲
Amounts payable17/49€324k€323k▼
Amounts payable after more than one year17€320k€320k=
Other amounts payable178/9€320k€320k=
Amounts payable within one year42/48€3k€3k▼
Trade debts44€984€3k▲
Suppliers440/4€984€3k▲
Taxes, remuneration and social security45€3k€258▼
Taxes450/3€3k€258▼
Income statement
Code20232024
Other operating charges640/8€5k€544▼
Gross operating margin9900€7k€3k▼
Operating profit (loss)9901€1k€2k▲
Financial charges65/66B€124€1k▲
Recurring financial charges65€124€1k▲
Profit (loss) for the period before taxes9903€1k€1k▼
Income taxes67/77€267€257▼
Profit (loss) for the period9904€1k€1k▼
Profit (loss) for the period to be appropriated9905€1k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€3k▲
Profit (loss) brought forward from the previous period14P€995€2k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Highest result since 2022net €1k ▲7.2%
Net result €1k, the highest in the series.
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Marche(WD) 7255100 NamurGround area
1,984 m²
Building footprint
134 m²
Volume, LiDAR
666 m³
Parcel 92136A0019/00B004, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92136A0019/00B004 | Wallonia | 1,984 m² | 1 · 134 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 870 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2021
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.apteoffice.be
E-mail:info@apteoffice.be